First Horizon
FHN Β· Regional Banks
$23.44
0.4%South State Bank
SSB Β· Regional Banks
$105.51
0.3%The short version
- First Horizon is the larger business, with $3.4B of revenue in fiscal 2025 against $2.7B for South State Bank.
- South State Bank grew revenue faster (56.1%, against 7.2%).
- Investors pay more for each dollar of First Horizonβs earnings: a P/E of 11.3x against 11.1x for South State Bank.
| Latest fiscal year | FHN Β· FY25 | SSB Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $12.0B | $10.7B |
| Revenue | $3.4B | $2.7B |
| Free cash flow | β | β |
| Net income | $982M | $799M |
| Growth | ||
| Revenue growth | 7.2% | 56.1% |
| 5-year growth | 1.6% | 18.7% |
| Share count change | β6.1% | 32.2% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 28.7% | 29.8% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 11.1% | 10.7% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $1.2B | $467M |
| Valuation & quality | ||
| P/E | 11.3x | 11.1x |
| Piotroski F-score | β | β |
FY16
FHN $1.3B
SSB $446M
FY17
FHN $1.3B
SSB $549M
FY18
FHN $1.9B
SSB $659M
FY19
FHN $1.8B
SSB $648M
FY20
FHN $3.2B
SSB $1.1B
FY21
FHN $3.1B
SSB $1.4B
FY22
FHN $3.2B
SSB $1.6B
FY23
FHN $3.5B
SSB $1.7B
FY24
FHN $3.2B
SSB $1.7B
FY25
FHN $3.4B
SSB $2.7B
FHN
SSB
FY16
FHN β
SSB β
FY17
FHN β
SSB β
FY18
FHN β
SSB β
FY19
FHN β
SSB β
FY20
FHN β
SSB β
FY21
FHN β
SSB β
FY22
FHN β
SSB β
FY23
FHN β
SSB β
FY24
FHN β
SSB β
FY25
FHN β
SSB β
FHN
SSB
FY16
FHN β
SSB β
FY17
FHN β
SSB β
FY18
FHN β
SSB β
FY19
FHN β
SSB β
FY20
FHN β
SSB β
FY21
FHN β
SSB β
FY22
FHN β
SSB β
FY23
FHN β
SSB β
FY24
FHN β
SSB β
FY25
FHN β
SSB β
FHN
SSB
FY16
FHN β
SSB β
FY17
FHN β
SSB β
FY18
FHN β
SSB β
FY19
FHN β
SSB β
FY20
FHN β
SSB β
FY21
FHN β
SSB β
FY22
FHN β
SSB β
FY23
FHN β
SSB β
FY24
FHN β
SSB β
FY25
FHN β
SSB β
FHN
SSB
Add another company
Compare up to four at once.
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.