First Horizon
FHN Β· Regional Banks
$23.44
0.4%Wintrust Financial
WTFC Β· Regional Banks
$150.77
0.7%The short version
- First Horizon is the larger business, with $3.4B of revenue in fiscal 2025 against $2.7B for Wintrust Financial.
- Wintrust Financial grew revenue faster (11.2%, against 7.2%).
- Investors pay more for each dollar of Wintrust Financialβs earnings: a P/E of 12.1x against 11.3x for First Horizon.
| Latest fiscal year | FHN Β· FY25 | WTFC Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $12.0B | $10.2B |
| Revenue | $3.4B | $2.7B |
| Free cash flow | β | β |
| Net income | $982M | $824M |
| Growth | ||
| Revenue growth | 7.2% | 11.2% |
| 5-year growth | 1.6% | 10.6% |
| Share count change | β6.1% | 4.9% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 28.7% | 30.2% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 11.1% | 12.1% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $1.2B | $169M |
| Valuation & quality | ||
| P/E | 11.3x | 12.1x |
| Piotroski F-score | β | β |
FY16
FHN $1.3B
WTFC $1.0B
FY17
FHN $1.3B
WTFC $1.2B
FY18
FHN $1.9B
WTFC $1.3B
FY19
FHN $1.8B
WTFC $1.5B
FY20
FHN $3.2B
WTFC $1.6B
FY21
FHN $3.1B
WTFC $1.7B
FY22
FHN $3.2B
WTFC $2.0B
FY23
FHN $3.5B
WTFC $2.3B
FY24
FHN $3.2B
WTFC $2.5B
FY25
FHN $3.4B
WTFC $2.7B
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FY22
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FY25
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.