Flagstar Bank
FLG Β· Regional Banks
$10.38
9.3%Pinnacle Financial Partners
PNFP Β· Regional Banks
$100.35
0.1%The short version
- Flagstar Bank is the larger business, with $2.1B of revenue in fiscal 2025 against $2.1B for Pinnacle Financial Partners.
- Pinnacle Financial Partners grew revenue faster (18.3%, against β19.2%).
| Latest fiscal year | FLG Β· FY25 | PNFP Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $4.3B | $7.8B |
| Revenue | $2.1B | $2.1B |
| Free cash flow | β | β |
| Net income | β$177M | $642M |
| Growth | ||
| Revenue growth | β19.2% | 18.3% |
| 5-year growth | 12.2% | 12.5% |
| Share count change | 25.6% | 0.7% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | β8.6% | 31.2% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | β2.2% | 9.5% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $15.0M | $74.7M |
| Valuation & quality | ||
| P/E | β | β |
| Piotroski F-score | β | β |
FY16
FLG $1.4B
PNFP $446M
FY17
FLG $1.3B
PNFP $688M
FY18
FLG $1.1B
PNFP $937M
FY19
FLG $1.0B
PNFP $1.0B
FY20
FLG $1.2B
PNFP $1.1B
FY21
FLG $1.4B
PNFP $1.3B
FY22
FLG $1.6B
PNFP $1.5B
FY23
FLG $5.8B
PNFP $1.7B
FY24
FLG $2.6B
PNFP $1.7B
FY25
FLG $2.1B
PNFP $2.1B
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.