Flagstar Bank
FLG Β· Regional Banks
$10.38
9.3%Valley Bank
VLY Β· Regional Banks
$14.06
1.8%The short version
- Flagstar Bank is the larger business, with $2.1B of revenue in fiscal 2025 against $2.0B for Valley Bank.
- Valley Bank grew revenue faster (9.3%, against β19.2%).
| Latest fiscal year | FLG Β· FY25 | VLY Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $4.3B | $7.9B |
| Revenue | $2.1B | $2.0B |
| Free cash flow | β | β |
| Net income | β$177M | $598M |
| Growth | ||
| Revenue growth | β19.2% | 9.3% |
| 5-year growth | 12.2% | 9.3% |
| Share count change | 25.6% | 8.9% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | β8.6% | 29.5% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | β2.2% | 7.9% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $15.0M | $312M |
| Valuation & quality | ||
| P/E | β | 11.9x |
| Piotroski F-score | β | β |
FY16
FLG $1.4B
VLY $721M
FY17
FLG $1.3B
VLY $772M
FY18
FLG $1.1B
VLY $991M
FY19
FLG $1.0B
VLY $1.1B
FY20
FLG $1.2B
VLY $1.3B
FY21
FLG $1.4B
VLY $1.4B
FY22
FLG $1.6B
VLY $1.9B
FY23
FLG $5.8B
VLY $1.9B
FY24
FLG $2.6B
VLY $1.9B
FY25
FLG $2.1B
VLY $2.0B
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