Fidelity National Financial
FNF Β· Property & Casualty Insurance
$40.44
2.3%Old Republic International
ORI Β· Property & Casualty Insurance
$38.91
2.9%The short version
- Fidelity National Financial is the larger business, with $14.4B of revenue in fiscal 2025 against $9.1B for Old Republic International, about 1.6 times as much.
- Old Republic International grew revenue faster (11.0%, against 5.6%).
- Investors pay more for each dollar of Fidelity National Financialβs earnings: a P/E of 14.0x against 8.5x for Old Republic International.
| Latest fiscal year | FNF Β· FY25 | ORI Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $10.8B | $9.6B |
| Revenue | $14.4B | $9.1B |
| Free cash flow | β | β |
| Net income | $602M | $935M |
| Growth | ||
| Revenue growth | 5.6% | 11.0% |
| 5-year growth | 6.0% | 5.0% |
| Share count change | β0.4% | β4.4% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 4.2% | 10.2% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 7.9% | 16.2% |
| Balance sheet | ||
| Net debt | β$156M | β |
| Net debt / EBITDA | β0.1x | β |
| Dividends and buybacks | $797M | $906M |
| Valuation & quality | ||
| P/E | 14.0x | 8.5x |
| Piotroski F-score | β | β |
FY16
FNF $7.3B
ORI $5.9B
FY17
FNF $7.7B
ORI $6.3B
FY18
FNF $7.6B
ORI $6.3B
FY19
FNF $8.5B
ORI $7.5B
FY20
FNF $10.8B
ORI $7.2B
FY21
FNF $15.7B
ORI $9.3B
FY22
FNF $11.6B
ORI $8.1B
FY23
FNF $11.8B
ORI $7.3B
FY24
FNF $13.7B
ORI $8.2B
FY25
FNF $14.4B
ORI $9.1B
FNF
ORI
FY16
FNF β
ORI β
FY17
FNF β
ORI β
FY18
FNF β
ORI β
FY19
FNF β
ORI β
FY20
FNF β
ORI β
FY21
FNF β
ORI β
FY22
FNF β
ORI β
FY23
FNF β
ORI β
FY24
FNF β
ORI β
FY25
FNF β
ORI β
FNF
ORI
FY16
FNF β
ORI β
FY17
FNF β
ORI β
FY18
FNF β
ORI β
FY19
FNF β
ORI β
FY20
FNF β
ORI β
FY21
FNF β
ORI β
FY22
FNF β
ORI β
FY23
FNF β
ORI β
FY24
FNF β
ORI β
FY25
FNF β
ORI β
FNF
ORI
FY16
FNF 9.3%
ORI β
FY17
FNF 13.1%
ORI β
FY18
FNF 17.7%
ORI β
FY19
FNF 28.6%
ORI β
FY20
FNF 26.4%
ORI β
FY21
FNF 35.6%
ORI β
FY22
FNF 20.9%
ORI β
FY23
FNF β
ORI β
FY24
FNF β
ORI β
FY25
FNF β
ORI β
FNF
ORI
Add another company
Compare up to four at once.
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.