Kinsale Capital Group
KNSL · Property & Casualty Insurance
$364.49
6.7%Old Republic International
ORI · Property & Casualty Insurance
$38.91
2.9%The short version
- Old Republic International is the larger business, with $9.1B of revenue in fiscal 2025 against $1.9B for Kinsale Capital Group, about 4.9 times as much.
- Kinsale Capital Group grew revenue faster (18.0%, against 11.0%).
- Investors pay more for each dollar of Kinsale Capital Group’s earnings: a P/E of 15.9x against 8.5x for Old Republic International.
| Latest fiscal year | KNSL · FY25 | ORI · FY25 |
|---|---|---|
| Size | ||
| Market cap | $8.2B | $9.6B |
| Revenue | $1.9B | $9.1B |
| Free cash flow | $990M | — |
| Net income | $504M | $935M |
| Growth | ||
| Revenue growth | 18.0% | 11.0% |
| 5-year growth | 32.4% | 5.0% |
| Share count change | −0.3% | −4.4% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 26.9% | 10.2% |
| FCF margin | 52.8% | — |
| Return on capital | 28.7% | — |
| Return on equity | 29.3% | 16.2% |
| Balance sheet | ||
| Net debt | $57.2M | — |
| Net debt / EBITDA | 0.1x | — |
| Dividends and buybacks | $106M | $906M |
| Valuation & quality | ||
| P/E | 15.9x | 8.5x |
| Piotroski F-score | — | — |
FY16
KNSL $142M
ORI $5.9B
FY17
KNSL $187M
ORI $6.3B
FY18
KNSL $222M
ORI $6.3B
FY19
KNSL $316M
ORI $7.5B
FY20
KNSL $460M
ORI $7.2B
FY21
KNSL $654M
ORI $9.3B
FY22
KNSL $839M
ORI $8.1B
FY23
KNSL $1.2B
ORI $7.3B
FY24
KNSL $1.6B
ORI $8.2B
FY25
KNSL $1.9B
ORI $9.1B
KNSL
ORI
FY16
KNSL —
ORI —
FY17
KNSL —
ORI —
FY18
KNSL —
ORI —
FY19
KNSL —
ORI —
FY20
KNSL —
ORI —
FY21
KNSL —
ORI —
FY22
KNSL —
ORI —
FY23
KNSL —
ORI —
FY24
KNSL —
ORI —
FY25
KNSL —
ORI —
KNSL
ORI
FY16
KNSL $73.2M
ORI —
FY17
KNSL $77.2M
ORI —
FY18
KNSL $103M
ORI —
FY19
KNSL $159M
ORI —
FY20
KNSL $247M
ORI —
FY21
KNSL $401M
ORI —
FY22
KNSL $551M
ORI —
FY23
KNSL $853M
ORI —
FY24
KNSL $952M
ORI —
FY25
KNSL $990M
ORI —
KNSL
ORI
FY16
KNSL —
ORI —
FY17
KNSL —
ORI —
FY18
KNSL —
ORI —
FY19
KNSL —
ORI —
FY20
KNSL —
ORI —
FY21
KNSL —
ORI —
FY22
KNSL 23.8%
ORI —
FY23
KNSL 33.6%
ORI —
FY24
KNSL 31.5%
ORI —
FY25
KNSL 28.7%
ORI —
KNSL
ORI
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.