Old Republic International vs RLI
Add, change or remove companies; up to four.
The short version
- Old Republic International is the larger business, with $9.1B of revenue in fiscal 2025 against $1.9B for RLI, about 4.9 times as much.
- Old Republic International grew revenue faster (11.0%, against 6.3%).
- Investors pay more for each dollar of RLIβs earnings: a P/E of 15.1x against 8.5x for Old Republic International.
| Latest fiscal year | ORI Β· FY25 | RLI Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $9.6B | $6.0B |
| Revenue | $9.1B | $1.9B |
| Free cash flow | β | $609M |
| Net income | $935M | $403M |
| Growth | ||
| Revenue growth | 11.0% | 6.3% |
| 5-year growth | 5.0% | 13.9% |
| Share count change | β4.4% | β0.1% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 10.2% | 21.4% |
| FCF margin | β | 32.3% |
| Return on capital | β | β |
| Return on equity | 16.2% | 24.4% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $906M | $242M |
| Valuation & quality | ||
| P/E | 8.5x | 15.1x |
| Piotroski F-score | β | β |
Revenue
FY16
ORI $5.9B
RLI $816M
FY17
ORI $6.3B
RLI $797M
FY18
ORI $6.3B
RLI $818M
FY19
ORI $7.5B
RLI $1.0B
FY20
ORI $7.2B
RLI $984M
FY21
ORI $9.3B
RLI $1.2B
FY22
ORI $8.1B
RLI $1.7B
FY23
ORI $7.3B
RLI $1.5B
FY24
ORI $8.2B
RLI $1.8B
FY25
ORI $9.1B
RLI $1.9B
ORI
RLI
Operating margin
FY16
ORI β
RLI β
FY17
ORI β
RLI β
FY18
ORI β
RLI β
FY19
ORI β
RLI β
FY20
ORI β
RLI β
FY21
ORI β
RLI β
FY22
ORI β
RLI β
FY23
ORI β
RLI β
FY24
ORI β
RLI β
FY25
ORI β
RLI β
ORI
RLI
Free cash flow
FY16
ORI β
RLI $158M
FY17
ORI β
RLI $188M
FY18
ORI β
RLI $211M
FY19
ORI β
RLI $270M
FY20
ORI β
RLI $257M
FY21
ORI β
RLI $377M
FY22
ORI β
RLI $245M
FY23
ORI β
RLI $458M
FY24
ORI β
RLI $556M
FY25
ORI β
RLI $609M
ORI
RLI
Return on capital
FY16
ORI β
RLI 12.6%
FY17
ORI β
RLI 9.6%
FY18
ORI β
RLI 7.6%
FY19
ORI β
RLI 19.7%
FY20
ORI β
RLI 14.1%
FY21
ORI β
RLI 22.3%
FY22
ORI β
RLI 43.8%
FY23
ORI β
RLI 21.2%
FY24
ORI β
RLI β
FY25
ORI β
RLI β
ORI
RLI
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.