Prosperity Bancshares
PB Β· Regional Banks
$69.50
0.5%United Bankshares
UBSI Β· Regional Banks
$48.67
0.4%The short version
- Prosperity Bancshares is the larger business, with $1.2B of revenue in fiscal 2025 against $1.2B for United Bankshares.
- United Bankshares grew revenue faster (19.6%, against 4.8%).
- Investors pay more for each dollar of United Banksharesβs earnings: a P/E of 13.3x against 12.0x for Prosperity Bancshares.
| Latest fiscal year | PB Β· FY25 | UBSI Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $6.6B | $6.9B |
| Revenue | $1.2B | $1.2B |
| Free cash flow | β | β |
| Net income | $543M | $465M |
| Growth | ||
| Revenue growth | 4.8% | 19.6% |
| 5-year growth | 1.5% | 36.3% |
| Share count change | β0.1% | 4.9% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 43.4% | 37.6% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 7.2% | 8.9% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $379M | $336M |
| Valuation & quality | ||
| P/E | 12.0x | 13.3x |
| Piotroski F-score | β | β |
FY16
PB $751M
UBSI $495M
FY17
PB $734M
UBSI $681M
FY18
PB $746M
UBSI $240M
FY19
PB $820M
UBSI $277M
FY20
PB $1.2B
UBSI $263M
FY21
PB $1.1B
UBSI $331M
FY22
PB $1.2B
UBSI $312M
FY23
PB $1.1B
UBSI $1.1B
FY24
PB $1.2B
UBSI $1.0B
FY25
PB $1.2B
UBSI $1.2B
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