Texas Capital Bancshares
TCBI · Regional Banks
$101.99
3.2%United Bankshares
UBSI · Regional Banks
$48.67
0.4%The short version
- Texas Capital Bancshares is the larger business, with $1.3B of revenue in fiscal 2025 against $1.2B for United Bankshares.
- Texas Capital Bancshares grew revenue faster (34.7%, against 19.6%).
- Investors pay more for each dollar of United Bankshares’s earnings: a P/E of 13.3x against 13.1x for Texas Capital Bancshares.
| Latest fiscal year | TCBI · FY25 | UBSI · FY25 |
|---|---|---|
| Size | ||
| Market cap | $4.7B | $6.9B |
| Revenue | $1.3B | $1.2B |
| Free cash flow | — | — |
| Net income | $330M | $465M |
| Growth | ||
| Revenue growth | 34.7% | 19.6% |
| 5-year growth | 3.6% | 36.3% |
| Share count change | −1.8% | 4.9% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 26.3% | 37.6% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 9.4% | 8.9% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $186M | $336M |
| Valuation & quality | ||
| P/E | 13.1x | 13.3x |
| Piotroski F-score | — | — |
FY16
TCBI $701M
UBSI $495M
FY17
TCBI $836M
UBSI $681M
FY18
TCBI $993M
UBSI $240M
FY19
TCBI $1.1B
UBSI $277M
FY20
TCBI $1.1B
UBSI $263M
FY21
TCBI $907M
UBSI $331M
FY22
TCBI $1.2B
UBSI $312M
FY23
TCBI $1.1B
UBSI $1.1B
FY24
TCBI $932M
UBSI $1.0B
FY25
TCBI $1.3B
UBSI $1.2B
TCBI
UBSI
FY16
TCBI —
UBSI —
FY17
TCBI —
UBSI —
FY18
TCBI —
UBSI —
FY19
TCBI —
UBSI —
FY20
TCBI —
UBSI —
FY21
TCBI —
UBSI —
FY22
TCBI —
UBSI —
FY23
TCBI —
UBSI —
FY24
TCBI —
UBSI —
FY25
TCBI —
UBSI —
TCBI
UBSI
FY16
TCBI —
UBSI —
FY17
TCBI —
UBSI —
FY18
TCBI —
UBSI —
FY19
TCBI —
UBSI —
FY20
TCBI —
UBSI —
FY21
TCBI —
UBSI —
FY22
TCBI —
UBSI —
FY23
TCBI —
UBSI —
FY24
TCBI —
UBSI —
FY25
TCBI —
UBSI —
TCBI
UBSI
FY16
TCBI —
UBSI —
FY17
TCBI —
UBSI —
FY18
TCBI —
UBSI —
FY19
TCBI —
UBSI —
FY20
TCBI —
UBSI —
FY21
TCBI —
UBSI —
FY22
TCBI —
UBSI —
FY23
TCBI —
UBSI —
FY24
TCBI —
UBSI —
FY25
TCBI —
UBSI —
TCBI
UBSI
Add another company
Compare up to four at once.
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.