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Accelerant Holdings

ARX NYSE Insurance Agents, Brokers & Service Financials FY2023–FY2025

Accelerant Holdings had $913M of revenue in fiscal 2025, up 51.5% on the year before.

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Last close Β· Oct 23, 2026

$19.77

0.1%

What Accelerant Holdings does

ARX Β· Insurance Agents, Brokers & Service

From its latest annual report

No business description yet.

Filing details

Legal name
Accelerant Holdings
Fiscal year ends
December 31, 2025
Latest annual report
10-K Β· Mar 18, 2026
Accession Β· CIK
0001997350-26-000003 Β· 0001997350

Earnings calendar Β· Accelerant Holdings

Every quarter, companies publish how much they sold and earned. These are the days Accelerant Holdings did it, and the next one. Share prices often move a lot on those days.

Next results

November 11, 2026

Wednesday Β· in 16 days

Time
Time not announced
Covers
Period ended Sep 30, 2026
Expected EPS
$0.20
Source
Earnings calendar
See who else reports that week β†’
Date Results for Time Source
Aug 13, 2026 Q2 '26 Before the market opens 8-K β†—
May 13, 2026 Q1 '26 After the market closes 8-K β†—
Feb 26, 2026 Q4 '25 Time not announced 8-K β†—
Nov 12, 2025 Q3 '25 After the market closes 8-K β†—
Aug 28, 2025 Q2 '25 Before the market opens 8-K β†—

From SEC filings: the results press release (8-K) or, without one, the quarterly or annual report.

KIRA’s summary AI analyst

Hi! I read Accelerant Holdings’s latest annual report (fiscal 2025). Here is what stands out:

2 strengths 1 to watch

Accelerant Holdings in 30 seconds

Good So-so Weak

Good

Are sales growing?

+51.5%

Yes. Sales grew 51.5% last year.

Weak

Does it make a profit?

βˆ’147.4%

No. It lost money last year.

So-so

How healthy are the accounts?

5 / 7

Mixed. It passes 5 of 7 health tests.

For information

How is the share priced?

β€”

No P/E: it made no profit over the last four quarters.

Rules of thumb on reported numbers. A starting point, not a recommendation.

Key numbers, fiscal 2025

Market cap Last close times the latest diluted share count, so it is approximate.
$4.3B
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
β€”
On βˆ’$7.22 EPS (TTM)

Revenue

Total sales reported in the income statement.

KIRA Β· Accelerant Holdings had $913M of revenue in fiscal 2025, up 51.5% on the year before.

See the full section β†’

Operating margin

Operating income as a share of revenue.

See the full section β†’

Net income

Profit after all expenses, interest and tax.

KIRA Β· Accelerant Holdings lost $1.3B in fiscal 2025.

See the full section β†’

Free cash flow

Cash from operations minus capital spending.

See the full section β†’

Return on capital

After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.

See the full section β†’
Charts by

Sales and profit

Is it selling more, and how much does it keep?

Revenue and margins

KIRA Β· Accelerant Holdings had $913M of revenue in fiscal 2025, up 51.5% on the year before.

In plain words: Revenue is all the money customers paid. The margins show how many cents of each dollar of sales are left over at each step: after making the product (gross), after running the business (operating) and after everything, tax included (net).

Revenue

Revenue

Margins, % of revenue

Gross Operating Net FCF

Margins, % of revenue

Gross Operating Net FCF

Net income and earnings per share

KIRA Β· Accelerant Holdings lost $1.3B in fiscal 2025.

Loss periods are shown in red.

In plain words: Net income is the profit left after every cost and tax. Earnings per share (EPS) splits that profit across every share, so it shows what one share earned.

Net income

Net income

Diluted EPS

Diluted EPS

Cash and shareholders

How much cash comes in, and where does it go?

Cash flow

Cash from operations minus capital spending.

In plain words: Profit on paper is not the same as cash in the bank. Free cash flow is the cash left after paying to run and maintain the business: the money it can hand back to shareholders, save or invest.

Free cash flow

Cash from operations vs capital spending

Cash from operations Capital spending

Cash from operations vs capital spending

Cash from operations Capital spending

Dividends, buybacks and share count

In plain words: Companies hand cash back in two ways: dividends (cash paid to shareholders) and buybacks (buying back their own shares, so each remaining share owns a bigger slice).

Dividends and buybacks

Dividends Buybacks

Dividends and buybacks

Dividends Buybacks

Diluted shares outstanding (annual)

Insider trades

KIRA Β· In the last 12 months, insiders bought $1.9M and sold $21.6M of shares on the open market.

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. β€œPlan” marks trades under a pre-arranged Rule 10b5-1 plan.

In plain words: Insiders are the people who run or own a big part of the company. Buying with their own money can signal confidence; selling often has personal reasons, like taxes or diversifying.

Bought, 12 months

$1.9M

6 insiders

Sold, 12 months

$21.6M

6 insiders

Of sales under plans

100%

$21.6M

DateInsiderTradeSharesPriceValueFiling
Aug 21, 2026 Karen Sue MeriwetherDirector Sold 542 $19.62 $0.0M Form 4
Aug 13, 2026 Nancy HasleyDirector Sold plan 20,489 $19.56 $0.4M Form 4
Aug 11, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 89,219 $12.41 $1.1M Form 4
Aug 10, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $12.09 $1.0M Form 4
Aug 10, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 63,616 $12.07 $0.8M Form 4
Aug 3, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $12.06 $1.0M Form 4
Jul 28, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 104,647 $14.56 $1.5M Form 4
Jul 27, 2026 Matthew David SternbergCOO, Risk Exchange Sold plan 17,568 $14.64 $0.3M Form 4
Jul 27, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 95,223 $14.60 $1.4M Form 4
Jul 27, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 110,467 $14.63 $1.6M Form 4
Jul 20, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $13.51 $1.1M Form 4
Jul 17, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 14,777 $14.30 $0.2M Form 4
Jul 15, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 82,767 $12.71 $1.1M Form 4
Jul 14, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 83,119 $12.84 $1.1M Form 4
Jul 13, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $13.18 $1.1M Form 4
Jul 6, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $13.33 $1.1M Form 4
Jun 29, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $12.87 $1.0M Form 4
Jun 26, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 73,500 $13.18 $1.0M Form 4
Jun 25, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 73,500 $13.06 $1.0M Form 4
Jun 23, 2026 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Sold plan 80,000 $13.11 $1.0M Form 4
Jun 23, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 76,464 $13.11 $1.0M Form 4
Jun 23, 2026 Nancy HasleyDirector Sold plan 35,000 $13.11 $0.5M Form 4
Jun 22, 2026 Francis James ONeillCo-Founder, Chief U/W Officer Sold plan 70,536 $13.21 $0.9M Form 4
Mar 23, 2026 Jay Michael GreenChief Financial Officer Sold plan 50,000 $12.77 $0.6M Form 4
Dec 8, 2025 Karen Sue MeriwetherDirector Bought 542 $14.67 $0.0M Form 4
Nov 19, 2025 Christopher Lee-SmithCo-Founder, Head of Distrib., Director Bought 14,700 $13.42 $0.2M Form 4
Nov 19, 2025 Samuel GaynorDirector Bought 7,500 $13.44 $0.1M Form 4
Nov 18, 2025 Francis James ONeillCo-Founder, Chief U/W Officer Bought 38,000 $13.34 $0.5M Form 4
Nov 17, 2025 Matthew David SternbergCOO, Risk Exchange Bought 5,700 $13.10 $0.1M Form 4
Nov 14, 2025 Jeffrey L RadkeCo-Founder, CEO, Director, 10% owner Bought 74,110 $13.48 $1.0M Form 4

Financial health

Can it carry its debts, and how well does it use its money?

Balance sheet

KIRA Β· Accelerant Holdings has $1.6B more cash than debt.

Cash, debt and the ratios that show how comfortably Accelerant Holdings can carry it.

In plain words: What the company owns and what it owes. More cash than debt is a cushion for bad times; a lot of debt leaves less room when business slows down.

Cash vs debt (incl. leases)

Cash Debt
Fiscal year endFY23FY24FY25
Cash and short-term investments $775M$1.2B$1.7B
Debt incl. finance leases β€”$121M$121M
Debt / equity β€”0.4x0.2x
Total assets β€”$6.1B$8.3B
Total liabilities β€”$5.7B$7.5B
Shareholders' equity $287M$304M$698M
Net debt (βˆ’ = net cash) β€”βˆ’$1.1Bβˆ’$1.6B

Returns on capital

After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.

In plain words: How much profit the business makes on the money put into it. A higher percentage means each dollar invested works harder.

Return on capital, equity and assets (annual)

Return on capital Return on equity Return on assets

Piotroski F-score

KIRA Β· Accelerant Holdings passes 5 of 7 financial health tests (Piotroski F-score).

Nine pass/fail tests of profitability, funding and efficiency. 8–9 is strong, 0–2 weak.

In plain words: Nine yes/no tests of financial health, one point each. A green tick is a pass: 7 to 9 points is solid, 0 to 3 is weak.

TestFY23FY24FY25
Net income is positive βœ• βœ“ βœ•
Cash from operations is positive βœ“ βœ“ βœ“
Return on assets rose β€” β€” βœ•
Cash from operations exceeds net income βœ“ βœ“ βœ“
Debt fell relative to assets β€” β€” βœ“
Current ratio rose β€” β€” β€”
Share count didn't rise β€” βœ• βœ“
Gross margin rose β€” β€” β€”
Revenue rose relative to assets β€” β€” βœ“
F-score β€” / 3β€” / 45 / 7
Accruals ratio β€”βˆ’12.5%βˆ’24.9%
Altman Z'' β€”β€”β€”

All figures

Every number, year by year.

3 years of figures

Amounts in USD. Hover a ratio’s name for its definition.

In plain words: Every number we have, year by year. Download it as a spreadsheet if you want to dig deeper.

Download CSV
Fiscal yearFY23FY24FY25
Income statement
Revenue $344M $603M $913M
Interest expense $10.9M $12.1M $10.9M
Pretax income βˆ’$43.9M $32.0M βˆ’$1.3B
Income tax $20.2M $9.1M $23.3M
Net income βˆ’$64.1M $22.9M βˆ’$1.3B
Net income to common βˆ’$48.8M $27.2M βˆ’$1.4B
Diluted EPS βˆ’$0.29 $0.14 βˆ’$7.49
Diluted shares 0.17B 0.20B 0.19B
Cash flow
Cash from operations $290M $786M $445M
Depreciation and amortization $14.5M $26.6M $35.2M
Stock-based compensation $4.8M $8.4M $43.1M
Acquisitions βˆ’$2.8M $0.5M $9.9M
Balance sheet
Cash and short-term investments $775M $1.2B $1.7B
Total debt β€” $121M $121M
Goodwill $20.7M $30.9M $63.1M
Intangible assets $30.8M $33.1M $52.0M
Total assets β€” $6.1B $8.3B
Total liabilities β€” $5.7B $7.5B
Shareholders' equity $287M $304M $698M
Margins
Net margin βˆ’18.6% 3.8% βˆ’147.4%
Returns
Return on equity βˆ’22.4% 7.7% βˆ’268.5%
Return on assets β€” 0.4% βˆ’18.7%
Return on tangible equity βˆ’20.7% 11.3% βˆ’244.6%
Growth
Revenue growth β€” 75.2% 51.5%
Net income growth β€” β€” βˆ’5,974.2%
EPS growth β€” β€” βˆ’5,450.0%
Share count change β€” 20.6% βˆ’4.7%
Financial health
Debt / equity β€” 0.4x 0.2x
Capital allocation
Stock comp / revenue 1.4% 1.4% 4.7%
Quality scores
Piotroski F-score β€” β€” 5.0
Accruals ratio β€” βˆ’12.5% βˆ’24.9%

Source: SEC EDGAR XBRL filings (CIK 0001997350). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β€” not investment advice. Check the original filings before relying on any figure.

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