East West Bancorp vs UMB Financial
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KIRAβs take AI analyst
I put East West Bancorp and UMB Financial side by side, using each oneβs latest annual report. Here is what stands out:
- East West Bancorp is the larger business, with $2.9B of revenue in fiscal 2025 against $2.7B for UMB Financial.
- UMB Financial grew revenue faster (62.8%, against 12.2%).
- Investors pay more for each dollar of East West Bancorpβs earnings: a P/E of 12.7x against 11.2x for UMB Financial.
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
East West Bancorp
EWBC
3/5
Net marginReturn on equityShare count change
UMB Financial
UMBF
2/5
Revenue growth5-year growth
Side by side
Best in the row
| Latest fiscal year | EWBC FY25 | UMBF FY25 |
|---|---|---|
| Size | ||
| Market cap | $18.3B | $9.9B |
| Revenue | $2.9B | $2.7B |
| Free cash flow | β | β |
| Net income | $1.3B | $702M |
| Growth | ||
| Revenue growth | 12.2% | 62.8% |
| 5-year growth | 12.7% | 15.5% |
| Share count change | β0.6% | 50.2% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 45.2% | 26.5% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 15.9% | 12.6% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $450M | $153M |
| Valuation & quality | ||
| P/E | 12.7x | 11.2x |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.