Molina Healthcare vs Oscar Health
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KIRAβs take AI analyst
I put Molina Healthcare and Oscar Health side by side, using each oneβs latest annual report. Here is what stands out:
- Molina Healthcare is the larger business, with $45.4B of revenue in fiscal 2025 against $11.7B for Oscar Health, about 3.9 times as much.
- Oscar Health grew revenue faster (27.5%, against 11.8%).
- Molina Healthcare kept more of each dollar of sales as operating profit (1.7% operating margin, against β3.4%).
- Oscar Health turned more of its sales into free cash flow (9.1% FCF margin, against β1.4%).
Who comes out ahead
Of the 8 measures where higher (or lower) is clearly better, how many each company leads.
Molina Healthcare
MOH
4/8
Operating marginNet marginReturn on equityShare count change
Oscar Health
OSCR
3/8
Revenue growth5-year growthFCF margin
Side by side
Best in the row
| Latest fiscal year | MOH FY25 | OSCR FY25 |
|---|---|---|
| Size | ||
| Market cap | $10.5B | $10.4B |
| Revenue | $45.4B | $11.7B |
| Free cash flow | β$636M | $1.1B |
| Net income | $472M | β$443M |
| Growth | ||
| Revenue growth | 11.8% | 27.5% |
| 5-year growth | 18.5% | 90.8% |
| Share count change | β8.3% | β1.3% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | 1.7% | β3.4% |
| Net margin | 1.0% | β3.8% |
| FCF margin | β1.4% | 9.1% |
| Return on capital | β | β |
| Return on equity | 11.0% | β44.5% |
| Balance sheet | ||
| Net debt | β$4.3B | β$3.6B |
| Net debt / EBITDA | β4.4x | β |
| Dividends and buybacks | $1.0B | $0.0M |
| Valuation & quality | ||
| P/E | β | 23.9x |
| Piotroski F-score | 4 | 4 |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.