Jack Henry & Associates vs WEX
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KIRA’s take AI analyst
I put Jack Henry & Associates and WEX side by side, using each one’s latest annual report. Here is what stands out:
- WEX is the larger business, with $2.7B of revenue in fiscal 2025 against $2.5B for Jack Henry & Associates.
- Jack Henry & Associates grew revenue faster (7.1%, against 1.2%).
- Jack Henry & Associates turned more of its sales into free cash flow (27.3% FCF margin, against 11.8%).
Who comes out ahead
Of the 10 measures where higher (or lower) is clearly better, how many each company leads.
Jack Henry & Associates
JKHY
5/10
Revenue growthOperating marginNet marginFCF marginReturn on equity
WEX
WEX
4/10
5-year growthGross marginNet debt / EBITDAShare count change
Side by side
Best in the row
| Latest fiscal year | JKHY FY26 | WEX FY25 |
|---|---|---|
| Size | ||
| Market cap | $11.7B | $6.7B |
| Revenue | $2.5B | $2.7B |
| Free cash flow | $695M | $314M |
| Net income | $503M | $304M |
| Growth | ||
| Revenue growth | 7.1% | 1.2% |
| 5-year growth | 7.7% | 11.3% |
| Share count change | −1.4% | −13.1% |
| Profitability | ||
| Gross margin | 43.7% | 58.6% |
| Operating margin | 25.0% | 25.0% |
| Net margin | 19.8% | 11.4% |
| FCF margin | 27.3% | 11.8% |
| Return on capital | 23.8% | — |
| Return on equity | 24.0% | 22.3% |
| Balance sheet | ||
| Net debt | $27.9M | −$326M |
| Net debt / EBITDA | 0.0x | −0.3x |
| Dividends and buybacks | $619M | $800M |
| Valuation & quality | ||
| P/E | — | 19.2x |
| Piotroski F-score | 7 | 7 |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.