JPMorgan Chase
JPM NYSE Diversified Banks 金融 FY2016–FY2025
JPMorgan Chase's revenue rose 2.8% to $182.4 billion in fiscal 2025. Net income was $57.0 billion, down 2.4%. Its return on equity was 16.1%, down from 17.4% a year earlier. Its efficiency ratio was 52.4%, up from 51.7% a year earlier. It paid out $48.2 billion in dividends and buybacks. The diluted share count fell 3.4%.
JPMorgan Chaseの事業内容
JPMorgan Chase is a bank and financial services company based in the United States that works around the world under the J.P. Morgan and Chase names. It serves millions of people and small businesses, mostly in the US, as well as large companies, investors and governments. It had $4.4 trillion in assets at the end of 2025.
It reports three business segments. Consumer & Community Banking offers checking and savings accounts, credit cards, mortgages, auto loans and investment accounts through Chase branches, ATMs, phones and online. The Commercial & Investment Bank advises companies on deals, helps them raise money by selling stocks and bonds, lends to them, moves payments for them, trades securities and derivatives for clients and holds investments for safekeeping, a service known as custody. Asset & Wealth Management, with client assets of $7.1 trillion, manages money for investors and wealthy families. The bank earns interest on its loans and investments, and fees for advice, trading, cards and money management. It says it competes with other banks, brokers, investment firms, card companies, private equity firms, insurers, and internet and financial technology companies.
JPMorgan had 318,512 employees at the end of 2025 and 5,083 branches in 48 states and Washington, D.C. Its main bank is JPMorgan Chase Bank, and its main securities firm is J.P. Morgan Securities. As a very large bank, it is closely regulated and must pass yearly stress tests run by the Federal Reserve.
- 正式名称
- JPMORGAN CHASE & CO
- 決算期末
- 2025年12月31日
- 最新の年次報告書
- 10-K · 2026年2月13日
- 受付番号 · CIK
- 0001628280-26-008131
0000019617
売上高と利益率
JPMorgan Chaseの2025年度の売上高は$182.4Bで、前年比2.8%増でした。
純利益と1株当たり利益
2016年度から2025年度にかけて、希薄化後EPSは年率13.9%で成長しました。 赤字の期間は赤で表示しています。
収益性と効率性
銀行の場合、自己資本利益率と経費率(収益に対するコストの割合)が経営状態を最もよく表します。
配当、自社株買い、株式数
JPMorgan Chaseは2025年度に$48.2Bを株主に還元しました。 希薄化後株式数は3.4%減少しました。
JPMorgan Chaseを自分で評価
前提条件を変えて、1株あたりの価値を確認できます。これはモデルであり、予測や目標株価ではありません。結果は入力した値によって決まります。
利益倍率
1株当たり価値
—
参考倍率:現在 14.2x · 同業他社 12.7x · セクター 13.7x。
貸借対照表
各期末の貸出金、預金、資本。
| 期末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 貸出金(純額) | $1.06T | $1.12T | $1.30T | $1.32T | $1.47T |
| 預金 | $2.46T | $2.34T | $2.40T | $2.41T | $2.56T |
| 貸出金 / 預金 | 43.1% | 47.7% | 54.2% | 55.0% | 57.4% |
| 総資産 | $3.74T | $3.67T | $3.88T | $4.00T | $4.42T |
| 自己資本 | $294.1B | $292.3B | $327.9B | $344.8B | $362.4B |
| のれん | $50.3B | $51.7B | $52.6B | $52.6B | $52.7B |
| 無形資産 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 引当金 / 貸出金 | −0.9% | 0.6% | 0.8% | 0.8% | 1.0% |
インサイダー取引
役員、取締役、10%超保有者による市場内での売買(Form 4の届出に基づく)。「計画」は事前に定めたRule 10b5-1プランによる取引を示します。
買い(12か月)
$0.0M
インサイダー0人
売り(12か月)
$55.5M
インサイダー10人
売りのうち計画取引
100%
$55.5M
| 日付 | インサイダー | 取引 | 株数 | 株価 | 金額 | 書類 |
|---|---|---|---|---|---|---|
| 2026年9月10日 | Robin LeopoldHead of Human Resources | 売り 計画 | 2,500 | $352.81 | $0.9M | Form 4 |
| 2026年8月11日 | Robin LeopoldHead of Human Resources | 売り 計画 | 2,500 | $361.41 | $0.9M | Form 4 |
| 2026年6月22日 | Stacey FriedmanGeneral Counsel | 売り 計画 | 5,467 | $330.73 | $1.8M | Form 4 |
| 2026年5月20日 | Stacey FriedmanGeneral Counsel | 売り 計画 | 5,468 | $300.27 | $1.6M | Form 4 |
| 2026年5月15日 | Douglas B PetnoCo-CEO CIB | 売り 計画 | 5,659 | $300.05 | $1.7M | Form 4 |
| 2026年5月15日 | Lori A BeerChief Information Officer | 売り 計画 | 3,165 | $300.05 | $0.9M | Form 4 |
| 2026年5月15日 | Marianne LakeCEO Ccb | 売り 計画 | 6,427 | $298.36 | $1.9M | Form 4 |
| 2026年5月15日 | Mary E. ErdoesCEO Asset & Wealth Management | 売り 計画 | 6,648 | $298.36 | $2.0M | Form 4 |
| 2026年5月5日 | Ashley BaconChief Risk Officer | 売り 計画 | 4,070 | $309.42 | $1.3M | Form 4 |
| 2026年5月5日 | Jennifer PiepszakChief Operating Officer | 売り 計画 | 4,919 | $309.42 | $1.5M | Form 4 |
| 2026年5月5日 | Jeremy BarnumChief Financial Officer | 売り 計画 | 3,022 | $309.41 | $0.9M | Form 4 |
| 2026年4月15日 | James DimonChairman & CEO, Director | 売り 計画 | 130,488 | $306.56 | $40.0M | Form 4 |
類似企業
各社の直近会計年度のデータです。決算月が異なるため、期間は完全には一致しません。
| 企業 | 時価総額 | 成長率 | 営業利益率 | FCFマージン | ROIC | PER | Fスコア | |
|---|---|---|---|---|---|---|---|---|
| JPMorgan Chase JPM | $922.3B | 2.8% | — | — | — | 14.2x | — | |
| Bank of America BAC | $388.3B | 6.8% | — | — | — | 11.6x | — | 比較 → |
| Citigroup C | $225.9B | 5.6% | — | — | — | — | — | 比較 → |
| Wells Fargo WFC | $267.1B | 1.7% | — | — | — | 12.0x | — | 比較 → |
| Goldman Sachs GS | $278.1B | 8.9% | — | — | — | 13.5x | — | 比較 → |
10年分のデータ
金額はUSD建て。指標名にカーソルを合わせると定義が表示されます。
| 会計年度 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 損益計算書 | ||||||||||
| 売上高 | $96.6B | $100.7B | $108.8B | $115.7B | $120.0B | $121.6B | $128.7B | $158.1B | $177.6B | $182.4B |
| 資金利益 | $46.1B | $50.1B | $55.1B | $57.2B | $54.6B | $52.3B | $66.7B | $89.3B | $92.6B | $95.4B |
| 非金利収益 | $50.5B | $50.6B | $53.7B | $58.5B | $65.4B | $69.3B | $62.0B | $68.8B | $85.0B | $87.0B |
| 非金利費用 | $56.7B | $59.5B | $63.1B | $65.3B | $66.7B | $71.3B | $76.1B | $87.2B | $91.8B | $95.6B |
| 貸倒引当金繰入額 | $5.4B | $5.3B | $4.9B | $5.6B | $17.5B | −$9.3B | $6.4B | $9.3B | $10.7B | $14.2B |
| 税引前利益 | $34.5B | $35.9B | $40.8B | $44.9B | $35.8B | $59.6B | $46.2B | $61.6B | $75.1B | $72.6B |
| 法人税 | $9.8B | $11.5B | $8.3B | $8.4B | $6.7B | $11.2B | $8.5B | $12.1B | $16.6B | $15.5B |
| 純利益 | $24.7B | $24.4B | $32.5B | $36.4B | $29.1B | $48.3B | $37.7B | $49.6B | $58.5B | $57.0B |
| 普通株主に帰属する純利益 | $22.8B | $22.6B | $30.7B | $34.6B | $27.4B | $46.5B | $35.9B | $47.8B | $56.9B | $55.7B |
| 希薄化後EPS | $6.19 | $6.31 | $9.00 | $10.72 | $8.88 | $15.36 | $12.09 | $16.23 | $19.75 | $20.02 |
| 希薄化後株式数 | 3.69B | 3.58B | 3.41B | 3.23B | 3.09B | 3.03B | 2.97B | 2.94B | 2.88B | 2.78B |
| キャッシュフロー | ||||||||||
| 株式報酬 | $1.9B | $2.1B | $2.3B | $2.3B | $2.5B | $2.9B | $2.8B | $3.1B | $3.5B | $3.6B |
| 自社株買い | $9.1B | $15.4B | $20.0B | $24.0B | $6.5B | $18.4B | $3.2B | $9.8B | $18.8B | $31.6B |
| 支払配当金 | $8.5B | $9.0B | $10.1B | $12.3B | $12.7B | $12.9B | $13.6B | $13.5B | $14.8B | $16.6B |
| 配当と自社株買い | $17.6B | $24.4B | $30.1B | $36.3B | $19.2B | $31.3B | $16.7B | $23.3B | $33.6B | $48.2B |
| 貸借対照表 | ||||||||||
| 貸出金(純額) | $889.9B | $924.8B | $969.4B | $945.6B | $984.5B | $1.06T | $1.12T | $1.30T | $1.32T | $1.47T |
| 預金 | $1.38T | $1.44T | $1.47T | $1.56T | $2.14T | $2.46T | $2.34T | $2.40T | $2.41T | $2.56T |
| のれん | $47.3B | $47.5B | $47.5B | $47.8B | $49.2B | $50.3B | $51.7B | $52.6B | $52.6B | $52.7B |
| 無形資産 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 総資産 | $2.49T | $2.53T | $2.62T | $2.69T | $3.38T | $3.74T | $3.67T | $3.88T | $4.00T | $4.42T |
| 優先株式 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 自己資本 | $254.2B | $255.7B | $256.5B | $261.3B | $279.4B | $294.1B | $292.3B | $327.9B | $344.8B | $362.4B |
| 利益率 | ||||||||||
| 純利益率 | 25.6% | 24.3% | 29.9% | 31.5% | 24.3% | 39.7% | 29.3% | 31.3% | 32.9% | 31.3% |
| 収益に占める資金利益 | 47.7% | 49.8% | 50.6% | 49.5% | 45.5% | 43.0% | 51.8% | 56.5% | 52.1% | 52.3% |
| 経費率 | 58.7% | 59.1% | 58.1% | 56.4% | 55.6% | 58.7% | 59.2% | 55.1% | 51.7% | 52.4% |
| 収益性 | ||||||||||
| 自己資本利益率 | 9.9% | 9.6% | 12.7% | 14.1% | 10.8% | 16.9% | 12.9% | 16.0% | 17.4% | 16.1% |
| 総資産利益率 | 1.0% | 1.0% | 1.3% | 1.4% | 1.0% | 1.4% | 1.0% | 1.3% | 1.5% | 1.4% |
| 有形自己資本利益率 | 11.2% | 10.9% | 14.7% | 16.4% | 12.4% | 19.6% | 14.8% | 18.5% | 20.0% | 18.5% |
| 成長率 | ||||||||||
| 売上高成長率 | 3.2% | 4.3% | 8.0% | 6.4% | 3.7% | 1.4% | 5.8% | 22.9% | 12.3% | 2.8% |
| 純利益成長率 | 1.2% | −1.2% | 32.9% | 12.2% | −20.0% | 65.9% | −22.1% | 31.5% | 18.0% | −2.4% |
| EPS成長率 | 3.2% | 1.9% | 42.6% | 19.1% | −17.2% | 73.0% | −21.3% | 34.2% | 21.7% | 1.4% |
| 株式数の変化 | −2.2% | −3.1% | −4.6% | −5.4% | −4.4% | −2.0% | −1.9% | −0.9% | −2.2% | −3.4% |
| 財務の健全性 | ||||||||||
| 貸出金 / 預金 | 64.7% | 64.1% | 65.9% | 60.5% | 45.9% | 43.1% | 47.7% | 54.2% | 55.0% | 57.4% |
| 引当金 / 貸出金 | 0.6% | 0.6% | 0.5% | 0.6% | 1.8% | −0.9% | 0.6% | 0.8% | 0.8% | 1.0% |
| 資本配分 | ||||||||||
| 株式報酬 / 売上高 | 2.0% | 2.1% | 2.1% | 2.0% | 2.0% | 2.4% | 2.2% | 2.0% | 2.0% | 2.0% |
出典:SEC EDGAR XBRL提出書類 (CIK 0000019617). 2026年10月9日更新。 第4四半期は通期から最初の9か月を差し引いた値です。 情報提供のみを目的としており、投資助言ではありません。数字を利用する前に原本の書類を確認してください。