Wells Fargo
WFC NYSE Diversified Banks 金融 FY2016–FY2025
Wells Fargo's revenue rose 1.7% to $83.7 billion in fiscal 2025. Net income was $21.3 billion, up 8.2%. Its return on equity was 11.8%, up from 10.8% a year earlier. Its efficiency ratio was 65.5%, down from 66.3% a year earlier. It paid out $22.9 billion in dividends and buybacks. The diluted share count fell 6.5%.
このデータについて。 Wells Fargo's filings tag its loans only by category, so loan-based ratios are left blank.
Wells Fargoの事業内容
Wells Fargo is a bank holding company that provides banking, investment and mortgage products, along with consumer and commercial finance, to individuals, businesses and institutions, primarily in the United States. Its services range from checking and savings accounts, credit and debit cards, and home, auto and personal loans to wealth management, brokerage, investment banking and trading. At December 31, 2025, it had assets of approximately $2.1 trillion, loans of $986.2 billion and deposits of $1.4 trillion. Based on assets, it says it was the fourth largest bank holding company in the United States.
It reports four segments. Consumer Banking and Lending serves consumers and small businesses. Commercial Banking serves private, family owned and certain public companies. Corporate and Investment Banking serves corporate, commercial real estate, government and institutional clients globally. Wealth and Investment Management serves affluent and very wealthy clients through financial advisors and online. It competes with other banks, credit unions, finance companies, insurers, investment banks and mutual fund companies, as well as with private credit firms and financial technology companies.
Wells Fargo is subject to a 2018 consent order with the Federal Reserve on its board's governance and oversight and on its compliance and operational risk management. On June 3, 2025, it confirmed that the Federal Reserve had removed the order's limit on growth in its total assets; the order's other provisions are still in place. It had approximately 205,000 active employees at the end of 2025, approximately 76% of them based in the United States.
- 正式名称
- WELLS FARGO & COMPANY/MN
- 決算期末
- 2025年12月31日
- 最新の年次報告書
- 10-K · 2026年2月24日
- 受付番号 · CIK
- 0000072971-26-000133
0000072971
売上高と利益率
Wells Fargoの2025年度の売上高は$83.7Bで、前年比1.7%増でした。
純利益と1株当たり利益
2016年度から2025年度にかけて、希薄化後EPSは年率5.1%で成長しました。 赤字の期間は赤で表示しています。
収益性と効率性
銀行の場合、自己資本利益率と経費率(収益に対するコストの割合)が経営状態を最もよく表します。
配当、自社株買い、株式数
Wells Fargoは2025年度に$23.0Bを株主に還元しました。 希薄化後株式数は6.5%減少しました。
Wells Fargoを自分で評価
前提条件を変えて、1株あたりの価値を確認できます。これはモデルであり、予測や目標株価ではありません。結果は入力した値によって決まります。
利益倍率
1株当たり価値
—
参考倍率:現在 12.0x · 同業他社 13.9x · セクター 13.7x。
貸借対照表
各期末の貸出金、預金、資本。
| 期末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 貸出金(純額) | $882.9B | — | — | — | — |
| 預金 | $1.48T | $1.38T | $1.36T | $1.37T | $1.43T |
| 貸出金 / 預金 | 59.6% | — | — | — | — |
| 総資産 | $1.95T | $1.88T | $1.93T | $1.93T | $2.15T |
| 自己資本 | $187.6B | $180.2B | $185.7B | $179.1B | $181.1B |
| のれん | $25.2B | $25.2B | $25.2B | $25.2B | $25.0B |
| 無形資産 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 引当金 / 貸出金 | −0.5% | — | — | — | — |
インサイダー取引
役員、取締役、10%超保有者による市場内での売買(Form 4の届出に基づく)。「計画」は事前に定めたRule 10b5-1プランによる取引を示します。
買い(12か月)
$0.0M
インサイダー0人
売り(12か月)
$10.1M
インサイダー3人
売りのうち計画取引
0%
$0.0M
類似企業
各社の直近会計年度のデータです。決算月が異なるため、期間は完全には一致しません。
| 企業 | 時価総額 | 成長率 | 営業利益率 | FCFマージン | ROIC | PER | Fスコア | |
|---|---|---|---|---|---|---|---|---|
| Wells Fargo WFC | $267.1B | 1.7% | — | — | — | 12.0x | — | |
| JPMorgan Chase JPM | $922.3B | 2.8% | — | — | — | 14.2x | — | 比較 → |
| Bank of America BAC | $388.3B | 6.8% | — | — | — | 11.6x | — | 比較 → |
| Citigroup C | $225.9B | 5.6% | — | — | — | — | — | 比較 → |
| Goldman Sachs GS | $278.1B | 8.9% | — | — | — | 13.5x | — | 比較 → |
10年分のデータ
金額はUSD建て。指標名にカーソルを合わせると定義が表示されます。
| 会計年度 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 損益計算書 | ||||||||||
| 売上高 | $88.3B | $88.4B | $86.4B | $85.1B | $74.3B | $79.2B | $74.4B | $82.6B | $82.3B | $83.7B |
| 資金利益 | $47.8B | $49.6B | $50.0B | $47.3B | $40.0B | $35.8B | $45.0B | $52.4B | $47.7B | $47.5B |
| 非金利収益 | $40.5B | $38.8B | $36.4B | $39.5B | $34.3B | $43.4B | $29.4B | $30.2B | $34.6B | $36.2B |
| 非金利費用 | $52.4B | $58.5B | $56.1B | $58.2B | $57.6B | $53.8B | $57.2B | $55.6B | $54.6B | $54.8B |
| 貸倒引当金繰入額 | $3.8B | $2.5B | $1.7B | $2.7B | $14.1B | −$4.2B | $1.5B | $5.4B | $4.3B | $3.7B |
| 税引前利益 | $32.1B | $27.4B | $28.5B | $26.0B | $2.5B | $29.6B | $15.6B | $21.6B | $23.4B | $25.2B |
| 法人税 | $10.1B | $4.9B | $5.7B | $5.8B | −$1.2B | $5.8B | $2.3B | $2.6B | $3.4B | $3.8B |
| 純利益 | $21.9B | $22.2B | $22.4B | $19.7B | $3.4B | $22.1B | $13.7B | $19.1B | $19.7B | $21.3B |
| 普通株主に帰属する純利益 | $20.4B | $20.6B | $20.7B | $18.1B | $1.8B | $20.8B | $12.6B | $18.0B | $18.6B | $20.3B |
| 希薄化後EPS | $3.99 | $4.10 | $4.28 | $4.09 | $0.43 | $5.08 | $3.27 | $4.83 | $5.37 | $6.26 |
| 希薄化後株式数 | 5.11B | 5.02B | 4.84B | 4.43B | 4.13B | 4.10B | 3.84B | 3.72B | 3.47B | 3.24B |
| キャッシュフロー | ||||||||||
| 株式報酬 | $779M | $849M | $1.0B | $1.2B | $622M | $1.0B | $978M | $1.1B | $1.3B | $1.5B |
| 自社株買い | $8.1B | $9.9B | $20.6B | $24.5B | $3.4B | $14.5B | $6.0B | $11.9B | $19.4B | $17.5B |
| 支払配当金 | $7.5B | $7.5B | $7.7B | $8.2B | $4.9B | $2.4B | $4.2B | $4.8B | $5.1B | $5.4B |
| 配当と自社株買い | $15.6B | $17.4B | $28.3B | $32.7B | $8.3B | $16.9B | $10.2B | $16.6B | $24.6B | $23.0B |
| 貸借対照表 | ||||||||||
| 貸出金(純額) | $956.2B | $945.8B | $943.3B | $952.7B | $869.1B | $882.9B | — | — | — | — |
| 預金 | $1.31T | $1.34T | $1.29T | $1.32T | $1.40T | $1.48T | $1.38T | $1.36T | $1.37T | $1.43T |
| のれん | $26.7B | $26.6B | $26.4B | $26.4B | $26.4B | $25.2B | $25.2B | $25.2B | $25.2B | $25.0B |
| 無形資産 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 総資産 | $1.93T | $1.95T | $1.90T | $1.93T | $1.95T | $1.95T | $1.88T | $1.93T | $1.93T | $2.15T |
| 優先株式 | $24.6B | $25.4B | $23.2B | $21.5B | $21.1B | $20.1B | $19.4B | $19.4B | $18.6B | $16.6B |
| 自己資本 | $199.6B | $206.9B | $196.2B | $187.1B | $184.7B | $187.6B | $180.2B | $185.7B | $179.1B | $181.1B |
| 利益率 | ||||||||||
| 純利益率 | 24.9% | 25.1% | 25.9% | 23.2% | 4.6% | 27.9% | 18.4% | 23.2% | 24.0% | 25.5% |
| 収益に占める資金利益 | 54.1% | 56.1% | 57.9% | 55.6% | 53.8% | 45.2% | 60.4% | 63.4% | 57.9% | 56.7% |
| 経費率 | 59.3% | 66.2% | 65.0% | 68.4% | 77.6% | 67.9% | 76.9% | 67.3% | 66.3% | 65.5% |
| 収益性 | ||||||||||
| 自己資本利益率 | 11.2% | 10.9% | 11.1% | 10.3% | 1.8% | 11.9% | 7.4% | 10.5% | 10.8% | 11.9% |
| 総資産利益率 | 1.2% | 1.1% | 1.2% | 1.0% | 0.2% | 1.1% | 0.7% | 1.0% | 1.0% | 1.1% |
| 有形自己資本利益率 | 13.9% | 13.6% | 13.7% | 12.7% | 1.3% | 14.9% | 9.0% | 13.0% | 13.5% | 14.8% |
| 成長率 | ||||||||||
| 売上高成長率 | 2.6% | 0.1% | −2.2% | −1.6% | −12.7% | 6.6% | −6.1% | 11.1% | −0.4% | 1.7% |
| 純利益成長率 | −4.2% | 1.1% | 1.0% | −12.0% | −82.9% | 554.7% | −38.1% | 40.0% | 3.0% | 8.2% |
| EPS成長率 | −3.2% | 2.8% | 4.4% | −4.4% | −89.5% | 1,081.4% | −35.6% | 47.7% | 11.2% | 16.6% |
| 株式数の変化 | −2.0% | −1.8% | −3.6% | −8.5% | −6.6% | −0.9% | −6.3% | −3.0% | −6.8% | −6.5% |
| 財務の健全性 | ||||||||||
| 貸出金 / 預金 | 73.2% | 70.8% | 73.3% | 72.0% | 61.9% | 59.6% | — | — | — | — |
| 引当金 / 貸出金 | 0.4% | 0.3% | 0.2% | 0.3% | 1.6% | −0.5% | — | — | — | — |
| 資本配分 | ||||||||||
| 株式報酬 / 売上高 | 0.9% | 1.0% | 1.2% | 1.4% | 0.8% | 1.3% | 1.3% | 1.4% | 1.6% | 1.8% |
出典:SEC EDGAR XBRL提出書類 (CIK 0000072971). 2026年10月9日更新。 第4四半期は通期から最初の9か月を差し引いた値です。 情報提供のみを目的としており、投資助言ではありません。数字を利用する前に原本の書類を確認してください。