SNEX Nasdaq Security & Commodity Brokers, Dealers, Exchanges & Services Financials FY2016βFY2025
StoneX Group Inc. had $132.4B of revenue in fiscal 2025, up 32.5% on the year before. Over five years, revenue changed +19.6% a year on average.
Last close Β· Oct 23, 2026
$56.55
1.3%Hi! I read StoneX Group Inc.βs latest annual report (fiscal 2025). Here is what stands out:
Good So-so Weak
Are sales growing?
+32.5%
Yes. Sales grew 32.5% last year.
Does it make a profit?
0.2%
A little. It keeps 0.2% of every sale as profit.
Does profit turn into cash?
3.3%
Partly. 3.3% of sales ends up as free cash.
How healthy are the accounts?
3 / 7
Weak. It passes 3 of 7 health tests.
How is the share priced?
6.8x
One share costs 6.8 times its yearly profit per share.
Rules of thumb on reported numbers. A starting point, not a recommendation.
Is it selling more, and how much does it keep?
KIRA Β· StoneX Group Inc. had $132.4B of revenue in fiscal 2025, up 32.5% on the year before. Over five years, revenue changed +19.6% a year on average.
In plain words: Revenue is all the money customers paid. The margins show how many cents of each dollar of sales are left over at each step: after making the product (gross), after running the business (operating) and after everything, tax included (net).
Revenue
Revenue
Margins, % of revenue
Margins, % of revenue
KIRA Β· StoneX Group Inc. made $306M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 8.2% a year.
Loss periods are shown in red.
In plain words: Net income is the profit left after every cost and tax. Earnings per share (EPS) splits that profit across every share, so it shows what one share earned.
Net income
Net income
Diluted EPS
Diluted EPS
How much cash comes in, and where does it go?
KIRA Β· Free cash flow was $4.3B in fiscal 2025, 3.3% of revenue.
Cash from operations minus capital spending.
In plain words: Profit on paper is not the same as cash in the bank. Free cash flow is the cash left after paying to run and maintain the business: the money it can hand back to shareholders, save or invest.
Free cash flow
Free cash flow
Cash from operations vs capital spending
Cash from operations vs capital spending
In plain words: Companies hand cash back in two ways: dividends (cash paid to shareholders) and buybacks (buying back their own shares, so each remaining share owns a bigger slice).
Dividends and buybacks
Diluted shares outstanding (annual)
KIRA Β· In the last 12 months, insiders bought $0.3M and sold $180M of shares on the open market.
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. βPlanβ marks trades under a pre-arranged Rule 10b5-1 plan.
In plain words: Insiders are the people who run or own a big part of the company. Buying with their own money can signal confidence; selling often has personal reasons, like taxes or diversifying.
Bought, 12 months
$0.3M
2 insiders
Sold, 12 months
$180M
12 insiders
Of sales under plans
76%
$137M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Oct 15, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 45,000 | $59.50 | $2.7M | Form 4 |
| Oct 12, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 52,953 | $60.35 | $3.2M | Form 4 |
| Oct 12, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold plan | 76,148 | $60.35 | $4.6M | Form 4 |
| Sep 28, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 56,250 | $65.69 | $3.7M | Form 4 |
| Sep 16, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 20,298 | $67.13 | $1.4M | Form 4 |
| Sep 15, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 50,528 | $67.02 | $3.4M | Form 4 |
| Sep 14, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 30,327 | $68.83 | $2.1M | Form 4 |
| Sep 14, 2026 | Abigail H PerkinsChief Information Officer | Sold plan | 8,924 | $68.83 | $0.6M | Form 4 |
| Sep 14, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 52,564 | $68.83 | $3.6M | Form 4 |
| Aug 14, 2026 | William J DunawayChief Financial Officer | Sold plan | 96,490 | $66.35 | $6.4M | Form 4 |
| Aug 10, 2026 | Dhamu R. ThamodaranDirector | Bought | 2,500 | $64.48 | $0.2M | Form 4 |
| Aug 10, 2026 | Abigail H PerkinsChief Information Officer | Sold plan | 4,500 | $64.81 | $0.3M | Form 4 |
| Aug 7, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 52,648 | $66.25 | $3.5M | Form 4 |
| Aug 5, 2026 | John Moore FowlerDirector | Sold plan | 1,575 | $75.41 | $0.1M | Form 4 |
| Jul 24, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 20,630 | $74.40 | $1.5M | Form 4 |
| Jul 22, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold plan | 104,934 | $74.33 | $7.8M | Form 4 |
| Jul 22, 2026 | William J DunawayChief Financial Officer | Sold plan | 95,970 | $74.33 | $7.1M | Form 4 |
| Jul 22, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 52,376 | $74.32 | $3.9M | Form 4 |
| Jul 22, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 29,995 | $74.32 | $2.2M | Form 4 |
| Jul 22, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 45,000 | $74.32 | $3.3M | Form 4 |
| Jul 20, 2026 | Abigail H PerkinsChief Information Officer | Sold plan | 8,919 | $70.43 | $0.6M | Form 4 |
| Jul 15, 2026 | Annabelle G BexigaDirector | Sold plan | 1,500 | $113.92 | $0.2M | Form 4 |
| Jun 30, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 51,540 | $118.73 | $6.1M | Form 4 |
| Jun 16, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 11,542 | $133.63 | $1.5M | Form 4 |
| Jun 15, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold | 75,000 | $135.42 | $10.2M | Form 4 |
| Jun 15, 2026 | Annabelle G BexigaDirector | Sold plan | 1,500 | $133.36 | $0.2M | Form 4 |
| Jun 15, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 34,706 | $135.31 | $4.7M | Form 4 |
| Jun 12, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold | 75,000 | $131.15 | $9.8M | Form 4 |
| Jun 12, 2026 | William J DunawayChief Financial Officer | Sold plan | 63,602 | $131.16 | $8.3M | Form 4 |
| Jun 12, 2026 | Charles M LyonPresident | Sold | 9,000 | $131.96 | $1.2M | Form 4 |
| Jun 8, 2026 | Abigail H PerkinsChief Information Officer | Sold plan | 4,312 | $118.51 | $0.5M | Form 4 |
| May 22, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 8,535 | $112.72 | $1.0M | Form 4 |
| May 22, 2026 | Mark Lowry MaurerChief Risk Officer | Sold | 11,398 | $112.25 | $1.3M | Form 4 |
| May 20, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 13,696 | $112.79 | $1.5M | Form 4 |
| May 19, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold plan | 72,140 | $109.94 | $7.9M | Form 4 |
| May 18, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold plan | 87,790 | $111.46 | $9.8M | Form 4 |
| May 18, 2026 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 20,054 | $111.48 | $2.2M | Form 4 |
| May 15, 2026 | Annabelle G BexigaDirector | Sold plan | 1,500 | $112.82 | $0.2M | Form 4 |
| May 15, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold plan | 140,070 | $110.31 | $15.5M | Form 4 |
| May 15, 2026 | William J DunawayChief Financial Officer | Sold plan | 64,017 | $110.46 | $7.1M | Form 4 |
| May 14, 2026 | Mark Lowry MaurerChief Risk Officer | Sold plan | 34,862 | $116.29 | $4.1M | Form 4 |
| May 11, 2026 | Steven A KassDirector | Sold | 2,000 | $123.26 | $0.2M | Form 4 |
| May 11, 2026 | Eric ParthemoreDirector | Sold | 2,500 | $123.30 | $0.3M | Form 4 |
| May 11, 2026 | Aaron SchroederChief Accounting Officer | Sold | 3,500 | $122.65 | $0.4M | Form 4 |
| May 5, 2026 | John Moore FowlerDirector | Sold plan | 1,050 | $106.25 | $0.1M | Form 4 |
| Apr 15, 2026 | Annabelle G BexigaDirector | Sold plan | 1,500 | $101.91 | $0.2M | Form 4 |
| Apr 10, 2026 | Philip Andrew SmithChief Executive Officer, Director | Sold plan | 30,000 | $92.23 | $2.8M | Form 4 |
| Mar 13, 2026 | Annabelle G BexigaDirector | Sold plan | 1,000 | $106.54 | $0.1M | Form 4 |
| Feb 13, 2026 | Abigail H PerkinsChief Information Officer | Sold | 8,000 | $126.72 | $1.0M | Form 4 |
| Feb 10, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold | 40,000 | $124.56 | $5.0M | Form 4 |
| Feb 9, 2026 | Sean Michael OconnorExecutive Vice-Chairman-Board, Director | Sold | 40,000 | $124.95 | $5.0M | Form 4 |
| Feb 9, 2026 | Mark Lowry MaurerChief Risk Officer | Sold | 40,000 | $124.88 | $5.0M | Form 4 |
| Feb 9, 2026 | Charles M LyonPresident | Sold | 30,000 | $124.78 | $3.7M | Form 4 |
| Feb 2, 2026 | John Moore FowlerDirector | Sold plan | 1,125 | $112.70 | $0.1M | Form 4 |
| Dec 19, 2025 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 2,029 | $94.50 | $0.2M | Form 4 |
| Dec 18, 2025 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 2,477 | $94.91 | $0.2M | Form 4 |
| Dec 17, 2025 | Diego RotsztainChief Governance/Legal Officer | Sold plan | 1,348 | $96.17 | $0.1M | Form 4 |
| Dec 16, 2025 | John RadziwillChairman of the Board, Director | Bought | 1,000 | $97.25 | $0.1M | Form 4 |
| Nov 3, 2025 | John Moore FowlerDirector | Sold plan | 1,125 | $91.20 | $0.1M | Form 4 |
Can it carry its debts, and how well does it use its money?
Cash, debt and the ratios that show how comfortably StoneX Group Inc. can carry it.
In plain words: What the company owns and what it owes. More cash than debt is a cushion for bad times; a lot of debt leaves less room when business slows down.
Cash vs debt (incl. leases)
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Cash and short-term investments | $1.1B | $1.1B | $1.1B | $1.3B | $1.6B |
| Interest coverage | β | β0.4x | β0.1x | β | β |
| Total assets | $18.8B | $19.9B | $21.9B | $27.5B | $45.3B |
| Total liabilities | $17.9B | $18.8B | $20.6B | $25.8B | $42.9B |
| Shareholders' equity | $904M | $1.1B | $1.4B | $1.7B | $2.4B |
| Net debt (β = net cash) | β | β | β | β | β |
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
In plain words: How much profit the business makes on the money put into it. A higher percentage means each dollar invested works harder.
Return on capital, equity and assets (annual)
KIRA Β· StoneX Group Inc. passes 3 of 7 financial health tests (Piotroski F-score).
Nine pass/fail tests of profitability, funding and efficiency. 8β9 is strong, 0β2 weak.
In plain words: Nine yes/no tests of financial health, one point each. A green tick is a pass: 7 to 9 points is solid, 0 to 3 is weak.
| Test | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income is positive | β | β | β | β | β | β | β | β | β | β |
| Cash from operations is positive | β | β | β | β | β | β | β | β | β | β |
| Return on assets rose | β | β | β | β | β | β | β | β | β | β |
| Cash from operations exceeds net income | β | β | β | β | β | β | β | β | β | β |
| Debt fell relative to assets | β | β | β | β | β | β | β | β | β | β |
| Current ratio rose | β | β | β | β | β | β | β | β | β | β |
| Share count didn't rise | β | β | β | β | β | β | β | β | β | β |
| Gross margin rose | β | β | β | β | β | β | β | β | β | β |
| Revenue rose relative to assets | β | β | β | β | β | β | β | β | β | β |
| F-score | β / 3 | 4 / 8 | 3 / 8 | 5 / 8 | 5 / 7 | 4 / 7 | 3 / 7 | 3 / 7 | 4 / 7 | 3 / 7 |
| Accruals ratio | 1.4% | β16.9% | 7.5% | β1.2% | β15.2% | β12.4% | 2.3% | 1.3% | β1.0% | β11.2% |
| Altman Z'' | β | β | β | β | β | β | β | β | β | β |
Every number, year by year.
Amounts in USD. Hover a ratioβs name for its definition.
In plain words: Every number we have, year by year. Download it as a spreadsheet if you want to dig deeper.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $14.8B | $29.4B | $27.6B | $32.9B | $54.1B | $42.5B | $66.0B | $60.9B | $99.9B | $132.4B |
| Net interest income | β | β | β | β | β | β | β | $988M | $1.4B | $1.7B |
| Noninterest income | β | β | β | β | β | β | β | $59.9B | $98.5B | $130.6B |
| Noninterest expense | $377M | $477M | $482M | $548M | $743M | $999M | $1.2B | $1.3B | $1.4B | $1.6B |
| Provision for credit losses | $0.0M | $47.0M | $1.0M | β | β | β | β | β | β | β |
| Gross profit | $671M | $784M | $976M | $1.1B | $1.3B | $1.7B | $2.1B | $2.9B | $3.4B | $4.1B |
| Operating income | β | β | β | β | β | β | β$59.5M | β$62.9M | β$64.7M | β |
| Interest expense | $28.3M | $42.1M | $70.5M | $142M | $80.4M | $49.6M | $136M | $802M | β | β |
| Pretax income | $72.7M | $15.2M | $102M | $111M | $207M | $154M | $277M | $323M | $354M | $409M |
| Income tax | $18.0M | $8.8M | $46.0M | $25.9M | $37.1M | $37.8M | $70.1M | $84.5M | $93.3M | $103M |
| Net income | $54.7M | $6.4M | $55.5M | $85.1M | $170M | $116M | $207M | $239M | $261M | $306M |
| Diluted EPS | $2.90 | $0.31 | $2.87 | $4.39 | $8.61 | $5.74 | $6.67 | $4.97 | $5.31 | $5.89 |
| Diluted shares | 0.02B | 0.02B | 0.02B | 0.02B | 0.02B | 0.02B | 0.03B | 0.05B | 0.05B | 0.05B |
| Cash flow | ||||||||||
| Cash from operations | β$27.8M | $1.0B | β$474M | $196M | $2.0B | $2.1B | β$230M | β$23.7M | $507M | $4.4B |
| Capital expenditure | $15.4M | $16.1M | $12.5M | $11.9M | $16.6M | $62.1M | $49.5M | $46.9M | $65.2M | $65.4M |
| Free cash flow | β$43.2M | $1.0B | β$486M | $184M | $1.9B | $2.1B | β$279M | β$70.6M | $442M | $4.3B |
| Depreciation and amortization | $8.2M | $9.8M | $11.6M | $14.0M | $19.7M | $36.5M | $44.4M | $51.0M | $53.1M | $67.5M |
| Stock-based compensation | $5.1M | $6.3M | $6.6M | $8.1M | $10.3M | $13.9M | $17.8M | $28.0M | $37.2M | $49.0M |
| Acquisitions | $20.0M | $6.0M | $3.7M | $28.9M | $225M | $2.4M | $0.2M | $6.1M | $2.3M | $392M |
| Share buybacks | $19.5M | $0.0M | $0.0M | $3.8M | $7.5M | $11.7M | $0.0M | $0.0M | β | β |
| Dividends and buybacks | $19.5M | $0.0M | $0.0M | $3.8M | $7.5M | $11.7M | $0.0M | $0.0M | β | β |
| Balance sheet | ||||||||||
| Cash and short-term investments | $316M | $315M | $342M | $471M | $953M | $1.1B | $1.1B | $1.1B | $1.3B | $1.6B |
| Total debt | $180M | $194M | $336M | $168M | β | β | β | β | β | β |
| Inventory | $124M | $125M | $223M | $229M | $281M | $448M | $514M | $537M | $681M | $918M |
| Property and equipment, net | $29.4M | $38.7M | $42.4M | $43.9M | $62.1M | $93.3M | $113M | $124M | $143M | $167M |
| Goodwill | $47.5M | $47.1M | $48.4M | $51.2M | $54.7M | $58.1M | $58.2M | $59.3M | $61.0M | $298M |
| Intangible assets | $9.1M | $12.3M | $11.4M | $16.7M | $54.8M | $42.7M | $28.0M | $23.1M | $19.6M | $438M |
| Total assets | $6.0B | $6.2B | $7.8B | $9.9B | $13.5B | $18.8B | $19.9B | $21.9B | $27.5B | $45.3B |
| Total liabilities | $5.5B | $5.8B | $7.3B | $9.3B | $12.7B | $17.9B | $18.8B | $20.6B | $25.8B | $42.9B |
| Shareholders' equity | $434M | $450M | $505M | $594M | $768M | $904M | $1.1B | $1.4B | $1.7B | $2.4B |
| Margins | ||||||||||
| Gross margin | 4.5% | 2.7% | 3.5% | 3.4% | 2.4% | 3.9% | 3.2% | 4.8% | 3.4% | 3.1% |
| Operating margin | β | β | β | β | β | β | β0.1% | β0.1% | β0.1% | β |
| EBITDA margin | β | β | β | β | β | β | β0.0% | β0.0% | β0.0% | β |
| Net margin | 0.4% | 0.0% | 0.2% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 0.3% | 0.2% |
| FCF margin | β0.3% | 3.5% | β1.8% | 0.6% | 3.6% | 4.8% | β0.4% | β0.1% | 0.4% | 3.3% |
| Net interest share of revenue | β | β | β | β | β | β | β | 1.6% | 1.4% | 1.3% |
| Efficiency ratio | 2.6% | 1.6% | 1.7% | 1.7% | 1.4% | 2.3% | 1.8% | 2.2% | 1.4% | 1.2% |
| Returns | ||||||||||
| Return on equity | 12.6% | 1.4% | 11.6% | 15.5% | 24.9% | 13.9% | 21.0% | 19.5% | 16.9% | 15.0% |
| Return on assets | 0.9% | 0.1% | 0.8% | 1.0% | 1.4% | 0.7% | 1.1% | 1.1% | 1.1% | 0.8% |
| Return on tangible equity | 14.5% | 1.6% | 12.5% | 16.2% | 25.8% | 14.5% | 21.0% | 18.4% | 16.0% | 18.6% |
| Growth | ||||||||||
| Revenue growth | β | 99.4% | β6.1% | 19.1% | 64.6% | β21.4% | 55.3% | β7.8% | 64.1% | 32.5% |
| Net income growth | β | β88.3% | 767.2% | 53.3% | 99.3% | β31.4% | 78.1% | 15.2% | 9.4% | 17.3% |
| EPS growth | β | β89.3% | 825.8% | 53.0% | 96.1% | β33.3% | 16.2% | β25.5% | 6.8% | 10.9% |
| FCF growth | β | β | β147.6% | β | 952.8% | 6.5% | β113.5% | β | β | 878.7% |
| Share count change | β | 0.3% | 1.3% | 0.4% | 0.9% | 2.6% | 53.0% | 54.1% | 2.3% | 5.7% |
| Financial health | ||||||||||
| Debt / equity | 0.4x | 0.4x | 0.7x | 0.3x | β | β | β | β | β | β |
| Interest coverage | β | β | β | β | β | β | β0.4x | β0.1x | β | β |
| Capital allocation | ||||||||||
| Capex / revenue | 0.1% | 0.1% | 0.0% | 0.0% | 0.0% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% |
| Stock comp / revenue | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Payouts / FCF | β | 0.0% | β | 2.1% | 0.4% | 0.6% | β | β | β | β |
| Quality scores | ||||||||||
| Piotroski F-score | β | 4.0 | 3.0 | 5.0 | 5.0 | 4.0 | 3.0 | 3.0 | 4.0 | 3.0 |
| Accruals ratio | 1.4% | β16.9% | 7.5% | β1.2% | β15.2% | β12.4% | 2.3% | 1.3% | β1.0% | β11.2% |
Source: SEC EDGAR XBRL filings (CIK 0000913760). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β not investment advice. Check the original filings before relying on any figure.
