East West Bancorp vs UMB Financial
Add, change or remove companies; up to four.
The short version
- East West Bancorp is the larger business, with $2.9B of revenue in fiscal 2025 against $2.7B for UMB Financial.
- UMB Financial grew revenue faster (62.8%, against 12.2%).
- Investors pay more for each dollar of East West Bancorpβs earnings: a P/E of 12.6x against 11.3x for UMB Financial.
| Latest fiscal year | EWBC Β· FY25 | UMBF Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $18.2B | $10.0B |
| Revenue | $2.9B | $2.7B |
| Free cash flow | β | β |
| Net income | $1.3B | $702M |
| Growth | ||
| Revenue growth | 12.2% | 62.8% |
| 5-year growth | 12.7% | 15.5% |
| Share count change | β0.6% | 50.2% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 45.2% | 26.5% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 15.9% | 12.6% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $450M | $153M |
| Valuation & quality | ||
| P/E | 12.6x | 11.3x |
| Piotroski F-score | β | β |
Revenue
FY16
EWBC $1.2B
UMBF $898M
FY17
EWBC $1.4B
UMBF $983M
FY18
EWBC $1.6B
UMBF $1.0B
FY19
EWBC $1.7B
UMBF $1.1B
FY20
EWBC $1.6B
UMBF $1.3B
FY21
EWBC $1.8B
UMBF $1.3B
FY22
EWBC $2.3B
UMBF $1.5B
FY23
EWBC $2.6B
UMBF $1.5B
FY24
EWBC $2.6B
UMBF $1.6B
FY25
EWBC $2.9B
UMBF $2.7B
EWBC
UMBF
Operating margin
FY16
EWBC β
UMBF β
FY17
EWBC β
UMBF β
FY18
EWBC β
UMBF β
FY19
EWBC β
UMBF β
FY20
EWBC β
UMBF β
FY21
EWBC β
UMBF β
FY22
EWBC β
UMBF β
FY23
EWBC β
UMBF β
FY24
EWBC β
UMBF β
FY25
EWBC β
UMBF β
EWBC
UMBF
Free cash flow
FY16
EWBC β
UMBF β
FY17
EWBC β
UMBF β
FY18
EWBC β
UMBF β
FY19
EWBC β
UMBF β
FY20
EWBC β
UMBF β
FY21
EWBC β
UMBF β
FY22
EWBC β
UMBF β
FY23
EWBC β
UMBF β
FY24
EWBC β
UMBF β
FY25
EWBC β
UMBF β
EWBC
UMBF
Return on capital
FY16
EWBC β
UMBF β
FY17
EWBC β
UMBF β
FY18
EWBC β
UMBF β
FY19
EWBC β
UMBF β
FY20
EWBC β
UMBF β
FY21
EWBC β
UMBF β
FY22
EWBC β
UMBF β
FY23
EWBC β
UMBF β
FY24
EWBC β
UMBF β
FY25
EWBC β
UMBF β
EWBC
UMBF
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.