Equifax vs Verisk Analytics

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KIRA’s take AI analyst

I put Equifax and Verisk Analytics side by side, using each one’s latest annual report. Here is what stands out:

Equifax is the larger business, with $6.1B of revenue in fiscal 2025 against $3.1B for Verisk Analytics, about 2.0 times as much.
Verisk Analytics kept more of each dollar of sales as operating profit (43.7% operating margin, against 18.0%).
Verisk Analytics turned more of its sales into free cash flow (38.8% FCF margin, against 18.7%).
Verisk Analytics earned a higher return on the capital invested in it (35.5%, against 8.5%).
Investors pay more for each dollar of Verisk Analytics’s earnings: a P/E of 29.9x against 28.9x for Equifax.

Who comes out ahead

Of the 9 measures where higher (or lower) is clearly better, how many each company leads.

Equifax

EFX

2/9

Revenue growth5-year growth

Verisk Analytics

VRSK

7/9

Operating marginNet marginFCF marginReturn on capitalPiotroski F-scoreNet debt / EBITDAShare count change

Side by side

Best in the row

Latest fiscal year	EFX FY25	VRSK FY25
Size
Market cap	$21.1B	$26.5B
Revenue	$6.1B	$3.1B
Free cash flow	$1.1B	$1.2B
Net income	$660M	$908M
Growth
Revenue growth	6.9%	6.6%
5-year growth	8.0%	6.3%
Share count change	−0.6%	−1.9%
Profitability
Gross margin	—	69.9%
Operating margin	18.0%	43.7%
Net margin	10.9%	29.6%
FCF margin	18.7%	38.8%
Return on capital	8.5%	35.5%
Return on equity	14.1%	—
Balance sheet
Net debt	$4.9B	$2.6B
Net debt / EBITDA	2.7x	1.6x
Dividends and buybacks	$1.2B	$875M
Valuation & quality
P/E	28.9x	29.9x
Piotroski F-score	6	7

Ten years

Revenue

FY16

EFX $3.1B

VRSK $2.0B

FY17

EFX $3.4B

VRSK $2.1B

FY18

EFX $3.4B

VRSK $2.4B

FY19

EFX $3.5B

VRSK $2.6B

FY20

EFX $4.1B

VRSK $2.3B

FY21

EFX $4.9B

VRSK $2.5B

FY22

EFX $5.1B

VRSK $2.5B

FY23

EFX $5.3B

VRSK $2.7B

FY24

EFX $5.7B

VRSK $2.9B

FY25

EFX $6.1B

VRSK $3.1B

FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25

EFX VRSK

Operating margin

FY16

EFX 26.2%

VRSK 38.5%

FY17

EFX 24.7%

VRSK 37.4%

FY18

EFX 13.1%

VRSK 34.8%

FY19

EFX −9.6%

VRSK 26.7%

FY20

EFX 16.4%

VRSK 42.1%

FY21

EFX 23.1%

VRSK 37.0%

FY22

EFX 20.6%

VRSK 56.3%

FY23

EFX 17.7%

VRSK 42.2%

FY24

EFX 18.3%

VRSK 43.5%

FY25

EFX 18.0%

VRSK 43.7%

FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25

EFX VRSK

Free cash flow

FY16

EFX $650M

VRSK $421M

FY17

EFX $598M

VRSK $560M

FY18

EFX $350M

VRSK $703M

FY19

EFX −$85.8M

VRSK $740M

FY20

EFX $525M

VRSK $821M

FY21

EFX $866M

VRSK $887M

FY22

EFX $133M

VRSK $784M

FY23

EFX $516M

VRSK $831M

FY24

EFX $813M

VRSK $920M

FY25

EFX $1.1B

VRSK $1.2B

FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25

EFX VRSK

Return on capital

FY16

EFX 12.9%

VRSK 13.2%

FY17

EFX 12.2%

VRSK 15.3%

FY18

EFX 6.8%

VRSK 14.6%

FY19

EFX −4.7%

VRSK 11.1%

FY20

EFX 9.0%

VRSK 13.9%

FY21

EFX 12.3%

VRSK 11.9%

FY22

EFX 8.7%

VRSK 20.2%

FY23

EFX 7.3%

VRSK 20.3%

FY24

EFX 7.9%

VRSK 33.0%

FY25

EFX 8.5%

VRSK 35.5%

FY16 FY17 FY18 FY19 FY20 FY21 FY22 FY23 FY24 FY25

EFX VRSK

Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.