Essent Group vs Rocket Companies
Add, change or remove companies; up to four.
KIRAβs take AI analyst
I put Essent Group and Rocket Companies side by side, using each oneβs latest annual report. Here is what stands out:
- Rocket Companies is the larger business, with $6.7B of revenue in fiscal 2025 against $1.3B for Essent Group, about 5.3 times as much.
- Rocket Companies grew revenue faster (31.3%, against 1.5%).
- Essent Group turned more of its sales into free cash flow (67.3% FCF margin, against β60.0%).
Who comes out ahead
Of the 6 measures where higher (or lower) is clearly better, how many each company leads.
Essent Group
ESNT
5/6
5-year growthNet marginFCF marginReturn on equityShare count change
Rocket Companies
RKT
1/6
Revenue growth
Side by side
Best in the row
| Latest fiscal year | ESNT FY25 | RKT FY25 |
|---|---|---|
| Size | ||
| Market cap | $6.1B | $32.7B |
| Revenue | $1.3B | $6.7B |
| Free cash flow | $849M | β$4.0B |
| Net income | $690M | β$68.0M |
| Growth | ||
| Revenue growth | 1.5% | 31.3% |
| 5-year growth | 5.7% | β15.6% |
| Share count change | β6.1% | 837.6% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 54.7% | β1.0% |
| FCF margin | 67.3% | β60.0% |
| Return on capital | β | β |
| Return on equity | 12.2% | β0.4% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $710M | $0.0M |
| Valuation & quality | ||
| P/E | 9.3x | β |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.