Goldman Sachs vs Charles Schwab
Add, change or remove companies; up to four.
KIRAβs take AI analyst
I put Goldman Sachs and Charles Schwab side by side, using each oneβs latest annual report. Here is what stands out:
- Goldman Sachs is the larger business, with $58.3B of revenue in fiscal 2025 against $23.9B for Charles Schwab, about 2.4 times as much.
- Charles Schwab grew revenue faster (22.0%, against 8.9%).
- Investors pay more for each dollar of Charles Schwabβs earnings: a P/E of 16.3x against 13.8x for Goldman Sachs.
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
Goldman Sachs
GS
1/5
Share count change
Charles Schwab
SCHW
4/5
Revenue growth5-year growthNet marginReturn on equity
Side by side
Best in the row
| Latest fiscal year | GS FY25 | SCHW FY25 |
|---|---|---|
| Size | ||
| Market cap | $283.7B | $162.3B |
| Revenue | $58.3B | $23.9B |
| Free cash flow | β | β |
| Net income | $17.2B | $8.9B |
| Growth | ||
| Revenue growth | 8.9% | 22.0% |
| 5-year growth | 5.5% | 15.4% |
| Share count change | β4.8% | β1.4% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 29.5% | 37.0% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 13.9% | 18.1% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $17.6B | $9.7B |
| Valuation & quality | ||
| P/E | 13.8x | 16.3x |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.