Kinsale Capital Group vs Old Republic International
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KIRAβs take AI analyst
I put Kinsale Capital Group and Old Republic International side by side, using each oneβs latest annual report. Here is what stands out:
- Old Republic International is the larger business, with $9.1B of revenue in fiscal 2025 against $1.9B for Kinsale Capital Group, about 4.9 times as much.
- Kinsale Capital Group grew revenue faster (18.0%, against 11.0%).
- Investors pay more for each dollar of Kinsale Capital Groupβs earnings: a P/E of 16.1x against 8.4x for Old Republic International.
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
Kinsale Capital Group
KNSL
4/5
Revenue growth5-year growthNet marginReturn on equity
Old Republic International
ORI
1/5
Share count change
Side by side
Best in the row
| Latest fiscal year | KNSL FY25 | ORI FY25 |
|---|---|---|
| Size | ||
| Market cap | $8.3B | $9.5B |
| Revenue | $1.9B | $9.1B |
| Free cash flow | $990M | β |
| Net income | $504M | $935M |
| Growth | ||
| Revenue growth | 18.0% | 11.0% |
| 5-year growth | 32.4% | 5.0% |
| Share count change | β0.3% | β4.4% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 26.9% | 10.2% |
| FCF margin | 52.8% | β |
| Return on capital | 28.7% | β |
| Return on equity | 29.3% | 16.2% |
| Balance sheet | ||
| Net debt | $57.2M | β |
| Net debt / EBITDA | 0.1x | β |
| Dividends and buybacks | $106M | $906M |
| Valuation & quality | ||
| P/E | 16.1x | 8.4x |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.