Goldman Sachs
GS NYSE Investment Banking & Brokerage 金融 FY2016–FY2025
Goldman Sachs' revenue rose 8.9% to $58.3 billion in fiscal 2025. Net income was $17.2 billion, up 20.3%. Its return on equity was 13.9%, up from 11.9% a year earlier. Its efficiency ratio was 64.4%, up from 63.1% a year earlier. It paid out $17.6 billion in dividends and buybacks. The diluted share count fell 4.8%.
关于这些数据。 Goldman's filings tag its loans only by category, so loan-based ratios are left blank.
Goldman Sachs 的业务
Goldman Sachs is an investment bank and money manager that serves companies, governments, investment funds and wealthy individuals around the world. It advises on mergers and other deals, helps clients raise money by selling stocks and bonds, trades securities, currencies and commodities with and for clients, lends to them, and manages investments. It is regulated by the Federal Reserve as a bank holding company and owns a New York-chartered bank, Goldman Sachs Bank USA.
Goldman reports three segments. Global Banking & Markets, its deal-making, trading and lending business for large clients, had net revenues of $41.45 billion in 2025. Asset & Wealth Management, which earns fees for managing money for institutions and individuals and offers private banking and loans to wealthy clients, had $16.68 billion. Platform Solutions mainly issues the Apple Card and holds deposits from its cardholders; in December 2025 Goldman agreed to move the Apple Card program to another issuer, which it says will largely complete its pullback from consumer banking. Its competitors include other investment banks and brokers, commercial banks, card issuers, insurers, fund managers, hedge funds, private equity and private credit funds, and financial technology firms.
Goldman had 47,400 employees at the end of 2025 and offices in over 35 countries. Of its staff, 50% were in the Americas, 20% in Europe, the Middle East and Africa, and 30% in Asia.
- 法定名称
- The Goldman Sachs Group, Inc.
- 财年结束日
- 2025年12月31日
- 最新年报
- 10-K · 2026年2月25日
- 登记号 · CIK
- 0000886982-26-000091
0000886982
营收与利润率
Goldman Sachs 在 2025 财年 营收为 $58.3B，同比增长 8.9%。
净利润与每股收益
从 2016 财年到 2025 财年，稀释每股收益年均增长 13.6%。 亏损期间以红色显示。
回报率与效率
对银行而言，股本回报率和成本收入比(成本占收入的比例)最能说明经营状况。
股息、回购与股数
Goldman Sachs 在 2025 财年 向股东返还 $17.6B。 稀释股数减少 4.8%。
自己评估 Goldman Sachs
调整假设，查看对应的每股价值。这些是模型，不是预测或目标价，结果完全取决于你的输入。
盈利倍数
每股价值
—
参考倍数：当前 13.5x · 同业 13.1x · 板块 13.7x。
资产负债表
各财年末的贷款、存款与资本。
| 财年末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 贷款净额 | $158.6B | — | — | — | — |
| 存款 | $364.2B | $386.7B | $428.4B | $433.0B | $501.4B |
| 贷款 / 存款 | 43.5% | — | — | — | — |
| 总资产 | $1.46T | $1.44T | $1.64T | $1.68T | $1.81T |
| 股东权益 | $109.9B | $117.2B | $116.9B | $122.0B | $125.0B |
| 商誉 | $4.3B | $6.4B | $5.9B | $5.9B | $5.9B |
| 无形资产 | $418M | $2.0B | $1.2B | $847M | $842M |
| 拨备 / 贷款 | 0.3% | — | — | — | — |
内部人交易
高管、董事和持股超过 10% 的股东在公开市场的买卖，数据来自 Form 4 申报。“计划”表示依据事先制定的 Rule 10b5-1 计划进行的交易。
买入(12 个月)
$0.0M
0 名内部人士
卖出(12 个月)
$62.8M
7 名内部人士
卖出中按计划执行的比例
0%
$0.0M
| 日期 | 内部人士 | 交易 | 股数 | 股价 | 金额 | 文件 |
|---|---|---|---|---|---|---|
| 2026年8月28日 | Ericka T LeslieChief Administrative Officer | 卖出 | 600 | $1,033.80 | $0.6M | Form 4 |
| 2026年8月4日 | Ericka T LeslieChief Administrative Officer | 卖出 | 175 | $1,053.97 | $0.2M | Form 4 |
| 2026年7月15日 | Ericka T LeslieChief Administrative Officer | 卖出 | 250 | $1,151.80 | $0.3M | Form 4 |
| 2026年5月14日 | Denis P. ColemanChief Financial Officer | 卖出 | 6,857 | $973.55 | $6.7M | Form 4 |
| 2026年5月6日 | Kathryn H. RuemmlerChief Legal Officer, GC | 卖出 | 14,292 | $939.07 | $13.4M | Form 4 |
| 2026年5月1日 | David M SolomonChairman of the Board and CEO, Director | 卖出 | 3,470 | $930.70 | $3.2M | Form 4 |
| 2026年5月1日 | Kathryn H. RuemmlerChief Legal Officer, GC | 卖出 | 683 | $929.62 | $0.6M | Form 4 |
| 2026年5月1日 | Sheara J FredmanChief Accounting Officer | 卖出 | 10,301 | $929.17 | $9.6M | Form 4 |
| 2026年4月23日 | Alex S GoltenChief Risk Officer | 卖出 | 1,116 | $936.18 | $1.0M | Form 4 |
| 2026年4月17日 | Alex S GoltenChief Risk Officer | 卖出 | 1,115 | $919.19 | $1.0M | Form 4 |
| 2026年2月11日 | John F.w. RogersExecutive Vice President | 卖出 | 15,855 | $959.37 | $15.2M | Form 4 |
| 2026年2月9日 | Denis P. ColemanChief Financial Officer | 卖出 | 11,623 | $941.57 | $10.9M | Form 4 |
相似公司
各公司最近一个财年的数据。各公司财年结束月份不同，因此期间并不完全一致。
| 公司 | 市值 | 增长 | 营业利润率 | 自由现金流利润率 | ROIC | 市盈率 | F 分数 | |
|---|---|---|---|---|---|---|---|---|
| Goldman Sachs GS | $278.1B | 8.9% | — | — | — | 13.5x | — | |
| JPMorgan Chase JPM | $922.3B | 2.8% | — | — | — | 14.2x | — | 比较 → |
| Bank of America BAC | $388.3B | 6.8% | — | — | — | 11.6x | — | 比较 → |
| Citigroup C | $225.9B | 5.6% | — | — | — | — | — | 比较 → |
| Wells Fargo WFC | $267.1B | 1.7% | — | — | — | 12.0x | — | 比较 → |
10 年数据
金额单位为 USD。将鼠标悬停在指标名称上可查看定义。
| 财年 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||
| 营收 | $30.8B | $32.7B | $36.6B | $36.5B | $44.6B | $59.3B | $47.4B | $46.3B | $53.5B | $58.3B |
| 净利息收入 | $2.6B | $2.9B | $3.8B | $4.4B | $4.8B | $6.5B | $7.7B | $6.4B | $8.1B | $13.6B |
| 非利息收入 | $28.2B | $29.8B | $32.8B | $32.2B | $39.8B | $52.9B | $39.7B | $39.9B | $45.5B | $44.7B |
| 非利息支出 | $20.3B | $20.9B | $23.5B | $24.9B | $29.0B | $31.9B | $31.2B | $34.5B | $33.8B | $37.5B |
| 信用损失拨备 | $182M | $657M | $674M | $1.1B | $3.1B | $357M | $2.7B | $1.0B | $1.3B | −$1.1B |
| 税前利润 | $10.3B | $11.1B | $12.5B | $10.6B | $12.5B | $27.0B | $13.5B | $10.7B | $18.4B | $21.9B |
| 所得税 | $2.9B | $6.8B | $2.0B | $2.1B | $3.0B | $5.4B | $2.2B | $2.2B | $4.1B | $4.7B |
| 净利润 | $7.4B | $4.3B | $10.5B | $8.5B | $9.5B | $21.6B | $11.3B | $8.5B | $14.3B | $17.2B |
| 归属普通股股东的净利润 | $7.1B | $3.7B | $9.9B | $7.9B | $8.9B | $21.2B | $10.8B | $7.9B | $13.5B | $16.3B |
| 稀释每股收益 | $16.29 | $9.01 | $25.27 | $21.03 | $24.74 | $59.45 | $30.06 | $22.87 | $40.54 | $51.32 |
| 稀释股数 | 0.44B | 0.41B | 0.39B | 0.38B | 0.36B | 0.36B | 0.36B | 0.35B | 0.33B | 0.32B |
| 现金流 | ||||||||||
| 股权激励 | $2.1B | $1.8B | $1.8B | $2.0B | $1.9B | $2.3B | $4.1B | $2.1B | $2.7B | $3.4B |
| 股票回购 | $6.1B | $6.8B | $3.3B | $5.3B | $1.9B | $5.2B | $3.5B | $5.8B | $8.0B | $12.4B |
| 已付股息 | $1.7B | $1.8B | $1.8B | $2.1B | $2.3B | $2.7B | $3.7B | $4.2B | $4.5B | $5.3B |
| 股息与回购 | $7.8B | $8.5B | $5.1B | $7.4B | $4.3B | $7.9B | $7.2B | $10.0B | $12.5B | $17.6B |
| 资产负债表 | ||||||||||
| 贷款净额 | $49.7B | $65.9B | $97.8B | $108.9B | $116.1B | $158.6B | — | — | — | — |
| 存款 | $124.1B | $138.6B | $158.3B | $190.0B | $260.0B | $364.2B | $386.7B | $428.4B | $433.0B | $501.4B |
| 商誉 | $3.7B | $3.7B | $3.8B | $4.2B | $4.3B | $4.3B | $6.4B | $5.9B | $5.9B | $5.9B |
| 无形资产 | $429M | $373M | $324M | $641M | $630M | $418M | $2.0B | $1.2B | $847M | $842M |
| 总资产 | $860.2B | $916.8B | $931.8B | $993.0B | $1.16T | $1.46T | $1.44T | $1.64T | $1.68T | $1.81T |
| 优先股 | $11.2B | $11.9B | $11.2B | $11.2B | $11.2B | $10.7B | $10.7B | $11.2B | $13.3B | $15.2B |
| 股东权益 | $86.9B | $82.2B | $90.2B | $90.3B | $95.9B | $109.9B | $117.2B | $116.9B | $122.0B | $125.0B |
| 利润率 | ||||||||||
| 净利率 | 24.0% | 13.1% | 28.6% | 23.2% | 21.2% | 36.5% | 23.8% | 18.4% | 26.7% | 29.5% |
| 净利息收入占营收比例 | 8.4% | 9.0% | 10.3% | 11.9% | 10.7% | 10.9% | 16.2% | 13.7% | 15.1% | 23.3% |
| 成本收入比 | 65.9% | 64.0% | 64.1% | 68.1% | 65.0% | 53.8% | 65.8% | 74.6% | 63.1% | 64.4% |
| 回报率 | ||||||||||
| 股本回报率 | 8.5% | 5.1% | 12.1% | 9.4% | 10.2% | 21.0% | 9.9% | 7.3% | 12.0% | 13.9% |
| 资产回报率 | 0.9% | 0.5% | 1.1% | 0.9% | 0.9% | 1.7% | 0.8% | 0.6% | 0.9% | 1.0% |
| 有形股本回报率 | 9.9% | 5.3% | 14.0% | 10.6% | 11.6% | 24.3% | 11.2% | 8.0% | 13.5% | 15.9% |
| 增长 | ||||||||||
| 营收增长 | −9.0% | 6.3% | 11.9% | −0.2% | 21.9% | 33.2% | −20.2% | −2.4% | 15.7% | 8.9% |
| 净利润增长 | 21.6% | −42.1% | 144.0% | −19.1% | 11.7% | 128.7% | −48.0% | −24.4% | 67.6% | 20.3% |
| 每股收益增长 | 34.2% | −44.7% | 180.5% | −16.8% | 17.6% | 140.3% | −49.4% | −23.9% | 77.3% | 26.6% |
| 股数变化 | −5.1% | −6.0% | −4.6% | −3.8% | −4.1% | −1.3% | 0.7% | −3.4% | −3.5% | −4.8% |
| 财务健康 | ||||||||||
| 贷款 / 存款 | 40.0% | 47.6% | 61.8% | 57.3% | 44.7% | 43.5% | — | — | — | — |
| 拨备 / 贷款 | 0.4% | 1.1% | 0.8% | 1.0% | 2.8% | 0.3% | — | — | — | — |
| 资本配置 | ||||||||||
| 股权激励 / 营收 | 6.9% | 5.4% | 5.0% | 5.5% | 4.3% | 4.0% | 8.6% | 4.5% | 5.0% | 5.9% |
来源：SEC EDGAR XBRL 文件 (CIK 0000886982). 数据更新于 2026年10月9日。 第四季度数据为全年减去前九个月。 仅供参考，不构成投资建议。依赖任何数字前，请核对原始文件。