JPMorgan Chase
JPM NYSE Diversified Banks 金融 FY2016–FY2025
JPMorgan Chase's revenue rose 2.8% to $182.4 billion in fiscal 2025. Net income was $57.0 billion, down 2.4%. Its return on equity was 16.1%, down from 17.4% a year earlier. Its efficiency ratio was 52.4%, up from 51.7% a year earlier. It paid out $48.2 billion in dividends and buybacks. The diluted share count fell 3.4%.
JPMorgan Chase 的业务
JPMorgan Chase is a bank and financial services company based in the United States that works around the world under the J.P. Morgan and Chase names. It serves millions of people and small businesses, mostly in the US, as well as large companies, investors and governments. It had $4.4 trillion in assets at the end of 2025.
It reports three business segments. Consumer & Community Banking offers checking and savings accounts, credit cards, mortgages, auto loans and investment accounts through Chase branches, ATMs, phones and online. The Commercial & Investment Bank advises companies on deals, helps them raise money by selling stocks and bonds, lends to them, moves payments for them, trades securities and derivatives for clients and holds investments for safekeeping, a service known as custody. Asset & Wealth Management, with client assets of $7.1 trillion, manages money for investors and wealthy families. The bank earns interest on its loans and investments, and fees for advice, trading, cards and money management. It says it competes with other banks, brokers, investment firms, card companies, private equity firms, insurers, and internet and financial technology companies.
JPMorgan had 318,512 employees at the end of 2025 and 5,083 branches in 48 states and Washington, D.C. Its main bank is JPMorgan Chase Bank, and its main securities firm is J.P. Morgan Securities. As a very large bank, it is closely regulated and must pass yearly stress tests run by the Federal Reserve.
- 法定名称
- JPMORGAN CHASE & CO
- 财年结束日
- 2025年12月31日
- 最新年报
- 10-K · 2026年2月13日
- 登记号 · CIK
- 0001628280-26-008131
0000019617
营收与利润率
JPMorgan Chase 在 2025 财年 营收为 $182.4B，同比增长 2.8%。
净利润与每股收益
从 2016 财年到 2025 财年，稀释每股收益年均增长 13.9%。 亏损期间以红色显示。
回报率与效率
对银行而言，股本回报率和成本收入比(成本占收入的比例)最能说明经营状况。
股息、回购与股数
JPMorgan Chase 在 2025 财年 向股东返还 $48.2B。 稀释股数减少 3.4%。
自己评估 JPMorgan Chase
调整假设，查看对应的每股价值。这些是模型，不是预测或目标价，结果完全取决于你的输入。
盈利倍数
每股价值
—
参考倍数：当前 14.2x · 同业 12.7x · 板块 13.7x。
资产负债表
各财年末的贷款、存款与资本。
| 财年末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 贷款净额 | $1.06T | $1.12T | $1.30T | $1.32T | $1.47T |
| 存款 | $2.46T | $2.34T | $2.40T | $2.41T | $2.56T |
| 贷款 / 存款 | 43.1% | 47.7% | 54.2% | 55.0% | 57.4% |
| 总资产 | $3.74T | $3.67T | $3.88T | $4.00T | $4.42T |
| 股东权益 | $294.1B | $292.3B | $327.9B | $344.8B | $362.4B |
| 商誉 | $50.3B | $51.7B | $52.6B | $52.6B | $52.7B |
| 无形资产 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 拨备 / 贷款 | −0.9% | 0.6% | 0.8% | 0.8% | 1.0% |
内部人交易
高管、董事和持股超过 10% 的股东在公开市场的买卖，数据来自 Form 4 申报。“计划”表示依据事先制定的 Rule 10b5-1 计划进行的交易。
买入(12 个月)
$0.0M
0 名内部人士
卖出(12 个月)
$55.5M
10 名内部人士
卖出中按计划执行的比例
100%
$55.5M
| 日期 | 内部人士 | 交易 | 股数 | 股价 | 金额 | 文件 |
|---|---|---|---|---|---|---|
| 2026年9月10日 | Robin LeopoldHead of Human Resources | 卖出 计划 | 2,500 | $352.81 | $0.9M | Form 4 |
| 2026年8月11日 | Robin LeopoldHead of Human Resources | 卖出 计划 | 2,500 | $361.41 | $0.9M | Form 4 |
| 2026年6月22日 | Stacey FriedmanGeneral Counsel | 卖出 计划 | 5,467 | $330.73 | $1.8M | Form 4 |
| 2026年5月20日 | Stacey FriedmanGeneral Counsel | 卖出 计划 | 5,468 | $300.27 | $1.6M | Form 4 |
| 2026年5月15日 | Douglas B PetnoCo-CEO CIB | 卖出 计划 | 5,659 | $300.05 | $1.7M | Form 4 |
| 2026年5月15日 | Lori A BeerChief Information Officer | 卖出 计划 | 3,165 | $300.05 | $0.9M | Form 4 |
| 2026年5月15日 | Marianne LakeCEO Ccb | 卖出 计划 | 6,427 | $298.36 | $1.9M | Form 4 |
| 2026年5月15日 | Mary E. ErdoesCEO Asset & Wealth Management | 卖出 计划 | 6,648 | $298.36 | $2.0M | Form 4 |
| 2026年5月5日 | Ashley BaconChief Risk Officer | 卖出 计划 | 4,070 | $309.42 | $1.3M | Form 4 |
| 2026年5月5日 | Jennifer PiepszakChief Operating Officer | 卖出 计划 | 4,919 | $309.42 | $1.5M | Form 4 |
| 2026年5月5日 | Jeremy BarnumChief Financial Officer | 卖出 计划 | 3,022 | $309.41 | $0.9M | Form 4 |
| 2026年4月15日 | James DimonChairman & CEO, Director | 卖出 计划 | 130,488 | $306.56 | $40.0M | Form 4 |
相似公司
各公司最近一个财年的数据。各公司财年结束月份不同，因此期间并不完全一致。
| 公司 | 市值 | 增长 | 营业利润率 | 自由现金流利润率 | ROIC | 市盈率 | F 分数 | |
|---|---|---|---|---|---|---|---|---|
| JPMorgan Chase JPM | $922.3B | 2.8% | — | — | — | 14.2x | — | |
| Bank of America BAC | $388.3B | 6.8% | — | — | — | 11.6x | — | 比较 → |
| Citigroup C | $225.9B | 5.6% | — | — | — | — | — | 比较 → |
| Wells Fargo WFC | $267.1B | 1.7% | — | — | — | 12.0x | — | 比较 → |
| Goldman Sachs GS | $278.1B | 8.9% | — | — | — | 13.5x | — | 比较 → |
10 年数据
金额单位为 USD。将鼠标悬停在指标名称上可查看定义。
| 财年 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||
| 营收 | $96.6B | $100.7B | $108.8B | $115.7B | $120.0B | $121.6B | $128.7B | $158.1B | $177.6B | $182.4B |
| 净利息收入 | $46.1B | $50.1B | $55.1B | $57.2B | $54.6B | $52.3B | $66.7B | $89.3B | $92.6B | $95.4B |
| 非利息收入 | $50.5B | $50.6B | $53.7B | $58.5B | $65.4B | $69.3B | $62.0B | $68.8B | $85.0B | $87.0B |
| 非利息支出 | $56.7B | $59.5B | $63.1B | $65.3B | $66.7B | $71.3B | $76.1B | $87.2B | $91.8B | $95.6B |
| 信用损失拨备 | $5.4B | $5.3B | $4.9B | $5.6B | $17.5B | −$9.3B | $6.4B | $9.3B | $10.7B | $14.2B |
| 税前利润 | $34.5B | $35.9B | $40.8B | $44.9B | $35.8B | $59.6B | $46.2B | $61.6B | $75.1B | $72.6B |
| 所得税 | $9.8B | $11.5B | $8.3B | $8.4B | $6.7B | $11.2B | $8.5B | $12.1B | $16.6B | $15.5B |
| 净利润 | $24.7B | $24.4B | $32.5B | $36.4B | $29.1B | $48.3B | $37.7B | $49.6B | $58.5B | $57.0B |
| 归属普通股股东的净利润 | $22.8B | $22.6B | $30.7B | $34.6B | $27.4B | $46.5B | $35.9B | $47.8B | $56.9B | $55.7B |
| 稀释每股收益 | $6.19 | $6.31 | $9.00 | $10.72 | $8.88 | $15.36 | $12.09 | $16.23 | $19.75 | $20.02 |
| 稀释股数 | 3.69B | 3.58B | 3.41B | 3.23B | 3.09B | 3.03B | 2.97B | 2.94B | 2.88B | 2.78B |
| 现金流 | ||||||||||
| 股权激励 | $1.9B | $2.1B | $2.3B | $2.3B | $2.5B | $2.9B | $2.8B | $3.1B | $3.5B | $3.6B |
| 股票回购 | $9.1B | $15.4B | $20.0B | $24.0B | $6.5B | $18.4B | $3.2B | $9.8B | $18.8B | $31.6B |
| 已付股息 | $8.5B | $9.0B | $10.1B | $12.3B | $12.7B | $12.9B | $13.6B | $13.5B | $14.8B | $16.6B |
| 股息与回购 | $17.6B | $24.4B | $30.1B | $36.3B | $19.2B | $31.3B | $16.7B | $23.3B | $33.6B | $48.2B |
| 资产负债表 | ||||||||||
| 贷款净额 | $889.9B | $924.8B | $969.4B | $945.6B | $984.5B | $1.06T | $1.12T | $1.30T | $1.32T | $1.47T |
| 存款 | $1.38T | $1.44T | $1.47T | $1.56T | $2.14T | $2.46T | $2.34T | $2.40T | $2.41T | $2.56T |
| 商誉 | $47.3B | $47.5B | $47.5B | $47.8B | $49.2B | $50.3B | $51.7B | $52.6B | $52.6B | $52.7B |
| 无形资产 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 总资产 | $2.49T | $2.53T | $2.62T | $2.69T | $3.38T | $3.74T | $3.67T | $3.88T | $4.00T | $4.42T |
| 优先股 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 股东权益 | $254.2B | $255.7B | $256.5B | $261.3B | $279.4B | $294.1B | $292.3B | $327.9B | $344.8B | $362.4B |
| 利润率 | ||||||||||
| 净利率 | 25.6% | 24.3% | 29.9% | 31.5% | 24.3% | 39.7% | 29.3% | 31.3% | 32.9% | 31.3% |
| 净利息收入占营收比例 | 47.7% | 49.8% | 50.6% | 49.5% | 45.5% | 43.0% | 51.8% | 56.5% | 52.1% | 52.3% |
| 成本收入比 | 58.7% | 59.1% | 58.1% | 56.4% | 55.6% | 58.7% | 59.2% | 55.1% | 51.7% | 52.4% |
| 回报率 | ||||||||||
| 股本回报率 | 9.9% | 9.6% | 12.7% | 14.1% | 10.8% | 16.9% | 12.9% | 16.0% | 17.4% | 16.1% |
| 资产回报率 | 1.0% | 1.0% | 1.3% | 1.4% | 1.0% | 1.4% | 1.0% | 1.3% | 1.5% | 1.4% |
| 有形股本回报率 | 11.2% | 10.9% | 14.7% | 16.4% | 12.4% | 19.6% | 14.8% | 18.5% | 20.0% | 18.5% |
| 增长 | ||||||||||
| 营收增长 | 3.2% | 4.3% | 8.0% | 6.4% | 3.7% | 1.4% | 5.8% | 22.9% | 12.3% | 2.8% |
| 净利润增长 | 1.2% | −1.2% | 32.9% | 12.2% | −20.0% | 65.9% | −22.1% | 31.5% | 18.0% | −2.4% |
| 每股收益增长 | 3.2% | 1.9% | 42.6% | 19.1% | −17.2% | 73.0% | −21.3% | 34.2% | 21.7% | 1.4% |
| 股数变化 | −2.2% | −3.1% | −4.6% | −5.4% | −4.4% | −2.0% | −1.9% | −0.9% | −2.2% | −3.4% |
| 财务健康 | ||||||||||
| 贷款 / 存款 | 64.7% | 64.1% | 65.9% | 60.5% | 45.9% | 43.1% | 47.7% | 54.2% | 55.0% | 57.4% |
| 拨备 / 贷款 | 0.6% | 0.6% | 0.5% | 0.6% | 1.8% | −0.9% | 0.6% | 0.8% | 0.8% | 1.0% |
| 资本配置 | ||||||||||
| 股权激励 / 营收 | 2.0% | 2.1% | 2.1% | 2.0% | 2.0% | 2.4% | 2.2% | 2.0% | 2.0% | 2.0% |
来源：SEC EDGAR XBRL 文件 (CIK 0000019617). 数据更新于 2026年10月9日。 第四季度数据为全年减去前九个月。 仅供参考，不构成投资建议。依赖任何数字前，请核对原始文件。