1.Sales and profit
See section β- Income Opportunity Realty Investors Inc /Tx/ made $4.0M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.8% a year.
IOR NYSE Real Estate Investment Trusts Financials FY2016βFY2025
Last close Β· Oct 23, 2026
$18.00
0.0%Hi! I read Income Opportunity Realty Investors Inc /Tx/βs latest annual report (fiscal 2025). Here is what stands out:
Good So-so Weak
Does it make a profit?
$4.0M
Yes. It made $4.0M of profit last year.
How is the share priced?
19.6x
One share costs 19.6 times its yearly profit per share.
Rules of thumb on reported numbers. A starting point, not a recommendation.
Is it selling more, and how much does it keep?
In plain words: Revenue is all the money customers paid. The margins show how many cents of each dollar of sales are left over at each step: after making the product (gross), after running the business (operating) and after everything, tax included (net).
Revenue
Margins, % of revenue
KIRA Β· Income Opportunity Realty Investors Inc /Tx/ made $4.0M of net profit in fiscal 2025. From fiscal 2016 to 2025, diluted EPS grew 7.8% a year.
Loss periods are shown in red.
In plain words: Net income is the profit left after every cost and tax. Earnings per share (EPS) splits that profit across every share, so it shows what one share earned.
Net income
Net income
Diluted EPS
Diluted EPS
How much cash comes in, and where does it go?
Cash from operations minus capital spending.
In plain words: Profit on paper is not the same as cash in the bank. Free cash flow is the cash left after paying to run and maintain the business: the money it can hand back to shareholders, save or invest.
Free cash flow
Cash from operations vs capital spending
Cash from operations vs capital spending
In plain words: Companies hand cash back in two ways: dividends (cash paid to shareholders) and buybacks (buying back their own shares, so each remaining share owns a bigger slice).
Dividends and buybacks
Dividends and buybacks
Diluted shares outstanding (annual)
KIRA Β· In the last 12 months, insiders bought $0.5M of shares on the open market and sold none.
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. βPlanβ marks trades under a pre-arranged Rule 10b5-1 plan.
In plain words: Insiders are the people who run or own a big part of the company. Buying with their own money can signal confidence; selling often has personal reasons, like taxes or diversifying.
Bought, 12 months
$0.5M
1 insider
Sold, 12 months
$0.0M
0 insiders
Of sales under plans
β
$0.0M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Jun 23, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,300 | $17.88 | $0.0M | Form 4 |
| Jun 22, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,500 | $17.75 | $0.0M | Form 4 |
| Jun 18, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 352 | $17.85 | $0.0M | Form 4 |
| Jun 16, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,653 | $17.76 | $0.0M | Form 4 |
| Jun 15, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,517 | $17.81 | $0.0M | Form 4 |
| Jun 12, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 91 | $17.50 | $0.0M | Form 4 |
| Jun 11, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,000 | $17.80 | $0.0M | Form 4 |
| Jun 9, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,000 | $17.74 | $0.0M | Form 4 |
| Jun 8, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 2,000 | $17.50 | $0.0M | Form 4 |
| Jun 5, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 2,474 | $17.83 | $0.0M | Form 4 |
| Jun 4, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 157 | $17.77 | $0.0M | Form 4 |
| May 26, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,700 | $17.89 | $0.0M | Form 4 |
| May 21, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 2,002 | $17.95 | $0.0M | Form 4 |
| May 20, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 351 | $17.77 | $0.0M | Form 4 |
| May 8, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.75 | $0.0M | Form 4 |
| May 7, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,520 | $17.86 | $0.0M | Form 4 |
| May 5, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 3,000 | $17.94 | $0.1M | Form 4 |
| Apr 24, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1,000 | $17.90 | $0.0M | Form 4 |
| Apr 22, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 647 | $18.00 | $0.0M | Form 4 |
| Apr 21, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1 | $17.98 | $0.0M | Form 4 |
| Apr 6, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 1 | $17.85 | $0.0M | Form 4 |
| Mar 30, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.75 | $0.0M | Form 4 |
| Mar 27, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 40 | $17.75 | $0.0M | Form 4 |
| Feb 18, 2026 | Transcontinental Realty Investors Inc10% owner | Bought | 51 | $17.55 | $0.0M | Form 4 |
| Dec 19, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 358 | $17.55 | $0.0M | Form 4 |
| Dec 10, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 320 | $17.85 | $0.0M | Form 4 |
| Dec 8, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.85 | $0.0M | Form 4 |
| Dec 4, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 56 | $17.85 | $0.0M | Form 4 |
| Dec 3, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 110 | $17.85 | $0.0M | Form 4 |
| Dec 2, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 3 | $17.80 | $0.0M | Form 4 |
| Dec 1, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 1,263 | $17.80 | $0.0M | Form 4 |
| Nov 6, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.80 | $0.0M | Form 4 |
| Oct 31, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 41 | $17.80 | $0.0M | Form 4 |
| Oct 29, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 3 | $17.80 | $0.0M | Form 4 |
| Oct 28, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 173 | $17.80 | $0.0M | Form 4 |
| Oct 22, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.80 | $0.0M | Form 4 |
| Oct 7, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 150 | $17.75 | $0.0M | Form 4 |
| Oct 2, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 11 | $17.75 | $0.0M | Form 4 |
| Sep 15, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 262 | $17.75 | $0.0M | Form 4 |
| Sep 12, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 52 | $17.75 | $0.0M | Form 4 |
| Sep 10, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 262 | $17.90 | $0.0M | Form 4 |
| Sep 9, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 2 | $17.90 | $0.0M | Form 4 |
| Aug 28, 2025 | Transcontinental Realty Investors Inc10% owner | Bought | 1 | $17.90 | $0.0M | Form 4 |
Can it carry its debts, and how well does it use its money?
Cash, debt and the ratios that show how comfortably Income Opportunity Realty Investors Inc /Tx/ can carry it.
In plain words: What the company owns and what it owes. More cash than debt is a cushion for bad times; a lot of debt leaves less room when business slows down.
Cash vs debt (incl. leases)
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Cash and short-term investments | $0.0M | $0.0M | $0.1M | $0.0M | $0.0M |
| Total assets | $108M | $112M | $118M | $122M | $126M |
| Total liabilities | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Shareholders' equity | $108M | $112M | $118M | $122M | $126M |
| Net debt (β = net cash) | β | β | β | β | β |
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
In plain words: How much profit the business makes on the money put into it. A higher percentage means each dollar invested works harder.
Return on capital, equity and assets (annual)
Nine pass/fail tests of profitability, funding and efficiency. 8β9 is strong, 0β2 weak.
In plain words: Nine yes/no tests of financial health, one point each. A green tick is a pass: 7 to 9 points is solid, 0 to 3 is weak.
| Test | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income is positive | β | β | β | β | β | β | β | β | β | β |
| Cash from operations is positive | β | β | β | β | β | β | β | β | β | β |
| Return on assets rose | β | β | β | β | β | β | β | β | β | β |
| Cash from operations exceeds net income | β | β | β | β | β | β | β | β | β | β |
| Debt fell relative to assets | β | β | β | β | β | β | β | β | β | β |
| Current ratio rose | β | β | β | β | β | β | β | β | β | β |
| Share count didn't rise | β | β | β | β | β | β | β | β | β | β |
| Gross margin rose | β | β | β | β | β | β | β | β | β | β |
| Revenue rose relative to assets | β | β | β | β | β | β | β | β | β | β |
| F-score | β / 3 | β / 5 | β / 5 | β / 5 | β / 5 | β / 5 | β / 5 | β / 5 | β / 5 | β / 5 |
| Accruals ratio | β1.6% | β1.5% | 7.2% | 4.2% | 4.1% | 6.2% | 3.6% | 5.2% | 3.3% | 3.3% |
| Altman Z'' | β | β | β | β | β | β | β | β | β | β |
Every number, year by year.
Amounts in USD. Hover a ratioβs name for its definition.
In plain words: Every number we have, year by year. Download it as a spreadsheet if you want to dig deeper.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Operating income | β$1.3M | β$1.3M | β$1.8M | β$1.6M | β$1.6M | β$1.6M | β$1.6M | β$1.5M | β$0.4M | β$0.4M |
| Pretax income | $3.2M | $3.1M | $10.4M | $5.2M | $5.3M | β | β | β | β | β |
| Income tax | $1.1M | $1.6M | $2.2M | $1.1M | $1.1M | $1.0M | $1.0M | $1.6M | $1.2M | $1.1M |
| Net income | $2.1M | $1.5M | $8.2M | $4.1M | $4.2M | $3.6M | $3.9M | $7.0M | $4.7M | $4.0M |
| Diluted EPS | $0.50 | $0.36 | $1.97 | $0.99 | $1.01 | $0.86 | $0.94 | $1.68 | $1.14 | $0.98 |
| Diluted shares | 0.00B | 0.00B | 0.00B | 4.17B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B |
| Cash flow | ||||||||||
| Cash from operations | $3.5M | $2.8M | $1.6M | $0.0M | $0.0M | β$3.0M | $0.0M | $1.0M | $0.7M | β$0.1M |
| Share buybacks | β | β | β | β | β | β | β | $0.9M | $0.8M | β |
| Dividends and buybacks | β | β | β | β | β | β | β | $0.9M | $0.8M | β |
| Balance sheet | ||||||||||
| Cash and short-term investments | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.1M | $0.0M | $0.0M |
| Loans, net | β | β | β | β | $13.1M | $11.2M | $11.2M | β | β | β |
| Current assets | β | β | β | $86.2M | $91.3M | $96.9M | $101M | $107M | $111M | $115M |
| Total assets | $86.4M | $87.9M | $96.1M | $100M | $104M | $108M | $112M | $118M | $122M | $126M |
| Total liabilities | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Shareholders' equity | $86.4M | $87.9M | $96.1M | $100M | $104M | $108M | $112M | $118M | $122M | $126M |
| Returns | ||||||||||
| Return on equity | 2.4% | 1.7% | 8.9% | 4.2% | 4.1% | 3.4% | 3.6% | 6.1% | 3.9% | 3.2% |
| Return on assets | 2.4% | 1.7% | 8.9% | 4.2% | 4.1% | 3.4% | 3.6% | 6.1% | 3.9% | 3.2% |
| Return on tangible equity | 2.4% | 1.7% | 8.5% | 4.1% | 4.0% | 3.3% | 3.5% | 5.9% | 3.8% | 3.2% |
| Growth | ||||||||||
| Net income growth | β | β27.5% | 444.4% | β49.5% | 1.7% | β14.6% | 9.3% | 78.1% | β33.6% | β14.2% |
| EPS growth | β | β28.0% | 447.2% | β49.7% | 2.0% | β14.9% | 9.3% | 78.7% | β32.1% | β14.0% |
| Share count change | β | 0.0% | 0.0% | 99,905.1% | β99.9% | 0.0% | 0.0% | β0.1% | β2.0% | β0.3% |
| Quality scores | ||||||||||
| Accruals ratio | β1.6% | β1.5% | 7.2% | 4.2% | 4.1% | 6.2% | 3.6% | 5.2% | 3.3% | 3.3% |
Source: SEC EDGAR XBRL filings (CIK 0000949961). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β not investment advice. Check the original filings before relying on any figure.