JCTC Nasdaq Retail-Lumber & Other Building Materials Dealers Financials FY2016βFY2025
Jewett Cameron Trading Co Ltd had $41.3M of revenue in fiscal 2025, down 12.4% on the year before. Over five years, revenue changed β1.7% a year on average.
Last close Β· Oct 23, 2026
$2.71
0.0%Hi! I read Jewett Cameron Trading Co Ltdβs latest annual report (fiscal 2025). Here is what stands out:
Good So-so Weak
Are sales growing?
β12.4%
No. Sales fell 12.4% last year.
Does it make a profit?
β10.0%
No. It lost money last year.
Does profit turn into cash?
β16.3%
No. It spent more cash than it brought in.
How healthy are the accounts?
0 / 7
Weak. It passes 0 of 7 health tests.
How is the share priced?
β
No P/E: it made no profit over the last four quarters.
Rules of thumb on reported numbers. A starting point, not a recommendation.
Is it selling more, and how much does it keep?
KIRA Β· Jewett Cameron Trading Co Ltd had $41.3M of revenue in fiscal 2025, down 12.4% on the year before. Over five years, revenue changed β1.7% a year on average. Its operating margin was β9.1%, down 5.3Β pts: of every 100 in sales, about β9 is left after running the business.
In plain words: Revenue is all the money customers paid. The margins show how many cents of each dollar of sales are left over at each step: after making the product (gross), after running the business (operating) and after everything, tax included (net).
Revenue
Revenue
Margins, % of revenue
Margins, % of revenue
KIRA Β· Jewett Cameron Trading Co Ltd lost $4.1M in fiscal 2025.
Loss periods are shown in red.
In plain words: Net income is the profit left after every cost and tax. Earnings per share (EPS) splits that profit across every share, so it shows what one share earned.
Net income
Net income
Diluted EPS
Diluted EPS
How much cash comes in, and where does it go?
KIRA Β· Free cash flow was β$6.7M in fiscal 2025, β16.3% of revenue.
Cash from operations minus capital spending.
In plain words: Profit on paper is not the same as cash in the bank. Free cash flow is the cash left after paying to run and maintain the business: the money it can hand back to shareholders, save or invest.
Free cash flow
Free cash flow
Cash from operations vs capital spending
Cash from operations vs capital spending
In plain words: Companies hand cash back in two ways: dividends (cash paid to shareholders) and buybacks (buying back their own shares, so each remaining share owns a bigger slice).
Dividends and buybacks
Diluted shares outstanding (annual)
KIRA Β· In the last 12 months, insiders bought $0.4M and sold $1.0M of shares on the open market.
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. βPlanβ marks trades under a pre-arranged Rule 10b5-1 plan.
In plain words: Insiders are the people who run or own a big part of the company. Buying with their own money can signal confidence; selling often has personal reasons, like taxes or diversifying.
Bought, 12 months
$0.4M
4 insiders
Sold, 12 months
$1.0M
1 insider
Of sales under plans
0%
$0.0M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Oct 20, 2026 | AJB Investment Fund II, LP10% owner | Bought | 3,945 | $2.91 | $0.0M | Form 4 |
| Oct 19, 2026 | AJB Investment Fund II, LP10% owner | Bought | 1,224 | $2.91 | $0.0M | Form 4 |
| Oct 16, 2026 | AJB Investment Fund II, LP10% owner | Bought | 2,136 | $2.91 | $0.0M | Form 4 |
| Oct 15, 2026 | AJB Investment Fund II, LP10% owner | Bought | 2,782 | $2.91 | $0.0M | Form 4 |
| Oct 14, 2026 | AJB Investment Fund II, LP10% owner | Bought | 973 | $2.91 | $0.0M | Form 4 |
| Oct 13, 2026 | AJB Investment Fund II, LP10% owner | Bought | 883 | $2.91 | $0.0M | Form 4 |
| Oct 12, 2026 | AJB Investment Fund II, LP10% owner | Bought | 5,776 | $2.91 | $0.0M | Form 4 |
| Oct 9, 2026 | AJB Investment Fund II, LP10% owner | Bought | 1,034 | $2.91 | $0.0M | Form 4 |
| Oct 8, 2026 | AJB Investment Fund II, LP10% owner | Bought | 449 | $2.92 | $0.0M | Form 4 |
| Oct 5, 2026 | AJB Investment Fund II, LP10% owner | Bought | 14 | $2.93 | $0.0M | Form 4 |
| Oct 2, 2026 | AJB Investment Fund II, LP10% owner | Bought | 2,377 | $2.91 | $0.0M | Form 4 |
| Oct 1, 2026 | AJB Investment Fund II, LP10% owner | Bought | 23 | $2.93 | $0.0M | Form 4 |
| Sep 30, 2026 | Oregon Community Foundation10% owner | Sold | 176,006 | $1.85 | $0.3M | Form 4 |
| Sep 30, 2026 | AJB Investment Fund II, LP10% owner | Bought | 5,516 | $2.92 | $0.0M | Form 4 |
| Sep 29, 2026 | Adam James Bradley10% owner | Bought | 2,132 | $2.92 | $0.0M | Form 4 |
| Sep 28, 2026 | Adam James Bradley10% owner | Bought | 466 | $2.91 | $0.0M | Form 4 |
| Sep 25, 2026 | Adam James Bradley10% owner | Bought | 1,331 | $2.91 | $0.0M | Form 4 |
| Sep 24, 2026 | Adam James Bradley10% owner | Bought | 5,000 | $2.93 | $0.0M | Form 4 |
| Sep 23, 2026 | Adam James Bradley10% owner | Bought | 11 | $2.93 | $0.0M | Form 4 |
| Sep 21, 2026 | Adam James Bradley10% owner | Bought | 617 | $2.90 | $0.0M | Form 4 |
| Sep 18, 2026 | Adam James Bradley10% owner | Bought | 265 | $2.91 | $0.0M | Form 4 |
| Sep 15, 2026 | AJB Capital, LLC10% owner | Bought | 10,000 | $2.89 | $0.0M | Form 4 |
| Sep 14, 2026 | Adam James Bradley10% owner | Bought | 5,900 | $2.90 | $0.0M | Form 4 |
| Sep 11, 2026 | Adam James Bradley10% owner | Bought | 6 | $2.89 | $0.0M | Form 4 |
| Sep 10, 2026 | Adam James Bradley10% owner | Bought | 8 | $2.91 | $0.0M | Form 4 |
| Sep 8, 2026 | AJB Capital, LLC10% owner | Bought | 500 | $2.90 | $0.0M | Form 4 |
| Sep 4, 2026 | AJB Capital, LLC10% owner | Bought | 7,915 | $2.92 | $0.0M | Form 4 |
| Aug 27, 2026 | AJB Capital, LLC10% owner | Bought | 2,327 | $2.90 | $0.0M | Form 4 |
| Aug 26, 2026 | AJB Capital, LLC10% owner | Bought | 209 | $2.90 | $0.0M | Form 4 |
| Aug 25, 2026 | Adam James Bradley10% owner | Bought | 5,991 | $2.90 | $0.0M | Form 4 |
| Aug 24, 2026 | Adam James Bradley10% owner | Bought | 1,197 | $2.90 | $0.0M | Form 4 |
| Aug 21, 2026 | AJB Investment Fund II, LP10% owner | Bought | 854 | $2.91 | $0.0M | Form 4 |
| Aug 20, 2026 | AJB Investment Fund II, LP10% owner | Bought | 10,043 | $2.91 | $0.0M | Form 4 |
| Aug 14, 2026 | AJB Investment Fund II, LP10% owner | Bought | 519 | $2.91 | $0.0M | Form 4 |
| Aug 13, 2026 | AJB Investment Fund II, LP10% owner | Bought | 10,457 | $2.91 | $0.0M | Form 4 |
| Aug 12, 2026 | AJB Investment Fund II, LP10% owner | Bought | 1,002 | $2.89 | $0.0M | Form 4 |
| Aug 6, 2026 | Oregon Community Foundation10% owner | Sold | 176,006 | $1.85 | $0.3M | Form 4 |
| Aug 6, 2026 | Adam James Bradley10% owner | Bought | 428 | $2.81 | $0.0M | Form 4 |
| Aug 5, 2026 | Adam James Bradley10% owner | Bought | 3,134 | $2.77 | $0.0M | Form 4 |
| Jul 30, 2026 | Melinda Hodges Bradley10% owner | Bought | 3,700 | $2.60 | $0.0M | Form 4 |
| Jul 29, 2026 | Melinda Hodges Bradley10% owner | Bought | 1,578 | $2.54 | $0.0M | Form 4 |
| Jul 24, 2026 | Melinda Hodges Bradley10% owner | Bought | 1,024 | $2.52 | $0.0M | Form 4 |
| Jul 21, 2026 | AJB Investment Fund II, LP10% owner | Bought | 1,350 | $2.45 | $0.0M | Form 4 |
| Jul 14, 2026 | Adam James Bradley10% owner | Bought | 10,768 | $2.63 | $0.0M | Form 4 |
| Jul 13, 2026 | Adam James Bradley10% owner | Bought | 986 | $2.57 | $0.0M | Form 4 |
| Jul 9, 2026 | Oregon Community Foundation10% owner | Sold | 5,282 | $2.59 | $0.0M | Form 4 |
| Jul 8, 2026 | AJB Capital, LLC10% owner | Bought | 388 | $2.49 | $0.0M | Form 4 |
| Jul 8, 2026 | Oregon Community Foundation10% owner | Sold | 1,451 | $2.51 | $0.0M | Form 4 |
| Jul 7, 2026 | AJB Capital, LLC10% owner | Bought | 19,000 | $2.51 | $0.0M | Form 4 |
| Jul 7, 2026 | Oregon Community Foundation10% owner | Sold | 18,267 | $2.50 | $0.0M | Form 4 |
| Jun 30, 2026 | AJB Investment Fund II, LP10% owner | Bought | 17,500 | $2.38 | $0.0M | Form 4 |
| Jun 29, 2026 | AJB Investment Fund II, LP10% owner | Bought | 201 | $2.28 | $0.0M | Form 4 |
| Jun 26, 2026 | AJB Investment Fund II, LP10% owner | Bought | 82 | $2.21 | $0.0M | Form 4 |
| Feb 26, 2026 | Oregon Community Foundation10% owner | Sold | 6,763 | $1.78 | $0.0M | Form 4 |
| Feb 25, 2026 | Oregon Community Foundation10% owner | Sold | 8,248 | $1.79 | $0.0M | Form 4 |
| Feb 24, 2026 | Oregon Community Foundation10% owner | Sold | 3,864 | $1.80 | $0.0M | Form 4 |
| Feb 23, 2026 | Oregon Community Foundation10% owner | Sold | 3,550 | $1.80 | $0.0M | Form 4 |
| Feb 20, 2026 | Oregon Community Foundation10% owner | Sold | 43,980 | $1.81 | $0.1M | Form 4 |
| Feb 19, 2026 | Oregon Community Foundation10% owner | Sold | 2,270 | $1.82 | $0.0M | Form 4 |
| Jan 15, 2026 | Oregon Community Foundation10% owner | Sold | 1 | $2.31 | $0.0M | Form 4 |
| Jan 14, 2026 | Oregon Community Foundation10% owner | Sold | 6,324 | $2.31 | $0.0M | Form 4 |
| Jan 2, 2026 | Oregon Community Foundation10% owner | Sold | 1,487 | $2.27 | $0.0M | Form 4 |
| Dec 31, 2025 | Oregon Community Foundation10% owner | Sold | 2,519 | $2.27 | $0.0M | Form 4 |
| Dec 30, 2025 | Oregon Community Foundation10% owner | Sold | 4,221 | $2.27 | $0.0M | Form 4 |
| Dec 29, 2025 | Oregon Community Foundation10% owner | Sold | 4,948 | $2.27 | $0.0M | Form 4 |
| Dec 26, 2025 | Oregon Community Foundation10% owner | Sold | 14,797 | $2.26 | $0.0M | Form 4 |
| Dec 24, 2025 | Oregon Community Foundation10% owner | Sold | 5,378 | $2.25 | $0.0M | Form 4 |
| Dec 23, 2025 | Oregon Community Foundation10% owner | Sold | 1,104 | $2.25 | $0.0M | Form 4 |
| Dec 22, 2025 | Oregon Community Foundation10% owner | Sold | 859 | $2.25 | $0.0M | Form 4 |
| Dec 19, 2025 | Oregon Community Foundation10% owner | Sold | 1,000 | $2.25 | $0.0M | Form 4 |
| Dec 16, 2025 | Oregon Community Foundation10% owner | Sold | 3,257 | $2.25 | $0.0M | Form 4 |
| Dec 15, 2025 | Oregon Community Foundation10% owner | Sold | 5,255 | $2.29 | $0.0M | Form 4 |
| Dec 12, 2025 | Oregon Community Foundation10% owner | Sold | 2,250 | $2.38 | $0.0M | Form 4 |
| Dec 11, 2025 | Oregon Community Foundation10% owner | Sold | 2,925 | $2.47 | $0.0M | Form 4 |
Can it carry its debts, and how well does it use its money?
Cash, debt and the ratios that show how comfortably Jewett Cameron Trading Co Ltd can carry it.
In plain words: What the company owns and what it owes. More cash than debt is a cushion for bad times; a lot of debt leaves less room when business slows down.
Cash vs debt (incl. leases)
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Cash and short-term investments | $1.2M | $0.5M | $0.1M | $4.9M | $0.2M |
| Interest coverage | 244.4x | 12.1x | 0.9x | β | β |
| Current ratio | 4.1x | 2.8x | β | β | β |
| Quick ratio | 1.8x | 0.9x | β | β | β |
| Total assets | $29.1M | $34.5M | $29.8M | $27.5M | $25.5M |
| Total liabilities | $6.3M | $10.4M | $5.7M | $2.6M | $4.7M |
| Shareholders' equity | $22.9M | $24.1M | $24.1M | $24.9M | $20.8M |
| Net debt (β = net cash) | β | β | β | β | β |
After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
In plain words: How much profit the business makes on the money put into it. A higher percentage means each dollar invested works harder.
Return on capital, equity and assets (annual)
KIRA Β· Jewett Cameron Trading Co Ltd passes 0 of 7 financial health tests (Piotroski F-score).
Nine pass/fail tests of profitability, funding and efficiency. 8β9 is strong, 0β2 weak.
In plain words: Nine yes/no tests of financial health, one point each. A green tick is a pass: 7 to 9 points is solid, 0 to 3 is weak.
| Test | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income is positive | β | β | β | β | β | β | β | β | β | β |
| Cash from operations is positive | β | β | β | β | β | β | β | β | β | β |
| Return on assets rose | β | β | β | β | β | β | β | β | β | β |
| Cash from operations exceeds net income | β | β | β | β | β | β | β | β | β | β |
| Debt fell relative to assets | β | β | β | β | β | β | β | β | β | β |
| Current ratio rose | β | β | β | β | β | β | β | β | β | β |
| Share count didn't rise | β | β | β | β | β | β | β | β | β | β |
| Gross margin rose | β | β | β | β | β | β | β | β | β | β |
| Revenue rose relative to assets | β | β | β | β | β | β | β | β | β | β |
| F-score | β / 3 | 5 / 8 | 6 / 8 | 6 / 8 | 4 / 8 | 3 / 8 | 1 / 8 | 3 / 7 | 4 / 7 | 0 / 7 |
| Accruals ratio | β5.2% | 1.6% | 5.9% | β18.3% | 22.0% | 30.1% | 14.5% | β17.5% | β18.5% | 9.4% |
| Altman Z'' | 16.44 | 17.29 | 18.99 | β | β | 11.38 | 8.59 | β | β | β |
Every number, year by year.
Amounts in USD. Hover a ratioβs name for its definition.
In plain words: Every number we have, year by year. Download it as a spreadsheet if you want to dig deeper.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $48.1M | $47.7M | $53.9M | $45.4M | $44.9M | $57.5M | $62.9M | $54.3M | $47.1M | $41.3M |
| Net interest income | β | β | β | β | β | β | β | β$0.5M | $0.0M | β$0.1M |
| Gross profit | $9.7M | $11.1M | $11.6M | $10.0M | $12.5M | $14.1M | $13.8M | $12.2M | $8.9M | $6.3M |
| Operating income | $3.6M | $4.4M | $4.3M | β | β | $3.7M | $2.0M | $0.4M | β$1.8M | β$3.8M |
| Interest expense | $0.0M | β | β | β | $0.0M | $0.0M | $0.2M | $0.5M | β | β |
| Pretax income | $3.5M | $4.5M | $4.3M | β | $3.9M | $4.4M | $1.6M | $0.0M | $0.8M | β$3.9M |
| Income tax | $1.4M | $1.8M | $1.3M | $0.8M | $1.1M | $0.9M | $0.6M | $0.4M | $0.1M | $0.1M |
| Net income | $2.1M | $2.7M | $2.9M | $2.1M | $2.8M | $3.5M | $1.2M | β$0.0M | $0.7M | β$4.1M |
| Net income to common | β | β | β | β | β | $3.5M | $1.2M | β$0.0M | $0.7M | β$4.1M |
| Diluted EPS | $0.87 | $0.60 | $0.66 | $0.50 | $0.77 | $0.99 | $0.33 | β$0.01 | $0.21 | β$1.18 |
| Diluted shares | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B | 0.00B |
| Cash flow | ||||||||||
| Cash from operations | $3.1M | $2.4M | $1.6M | $6.3M | β$2.2M | β$4.4M | β$3.4M | $5.6M | $6.0M | β$6.6M |
| Capital expenditure | β$0.9M | β$0.5M | β$0.1M | $0.0M | $0.4M | $1.2M | $1.3M | $0.2M | $0.1M | $0.1M |
| Free cash flow | $4.1M | $2.9M | $1.7M | $6.3M | β$2.7M | β$5.6M | β$4.7M | $5.4M | $5.9M | β$6.7M |
| Depreciation and amortization | $0.3M | $0.3M | $0.3M | $0.2M | $0.2M | $0.2M | $0.3M | $0.4M | $0.4M | $0.3M |
| Stock-based compensation | β | β | β | β | β | β | β | $0.0M | $0.0M | $0.1M |
| Share buybacks | β | $0.5M | $1.3M | β | β | β | β | β | β | β |
| Dividends and buybacks | β | $0.5M | $1.3M | β | β | β | β | β | β | β |
| Balance sheet | ||||||||||
| Cash and short-term investments | $4.5M | $5.9M | $6.1M | $9.7M | $3.8M | $1.2M | $0.5M | $0.1M | $4.9M | $0.2M |
| Current assets | $16.8M | $18.9M | $20.5M | $19.5M | $20.3M | $25.2M | $29.6M | $24.7M | $23.2M | $21.7M |
| Current liabilities | $2.3M | $2.4M | $2.2M | $1.7M | $3.5M | $6.1M | $10.4M | β | β | β |
| Inventory | $8.1M | $8.8M | $9.8M | $6.4M | $9.2M | $14.4M | $20.6M | $18.3M | $13.2M | $15.9M |
| Property and equipment, net | $3.0M | $3.2M | $3.1M | $2.7M | $3.0M | $3.9M | $4.8M | $4.7M | $3.8M | $3.6M |
| Intangible assets | $0.2M | $0.1M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.1M | $0.1M | $0.1M |
| Total assets | $19.9M | $22.2M | $23.6M | $22.2M | $23.3M | $29.1M | $34.5M | $29.8M | $27.5M | $25.5M |
| Total liabilities | $2.3M | $2.5M | $2.3M | $1.8M | $3.9M | $6.3M | $10.4M | $5.7M | $2.6M | $4.7M |
| Preferred stock | β | $0.0M | β | β | β | β | β | β | β | β |
| Shareholders' equity | $17.5M | $19.7M | $21.4M | $20.4M | $19.3M | $22.9M | $24.1M | $24.1M | $24.9M | $20.8M |
| Margins | ||||||||||
| Gross margin | 20.2% | 23.2% | 21.5% | 21.9% | 27.8% | 24.6% | 21.9% | 22.6% | 18.8% | 15.1% |
| Operating margin | 7.5% | 9.3% | 7.9% | β | β | 6.5% | 3.1% | 0.8% | β3.8% | β9.1% |
| EBITDA margin | 8.1% | 9.9% | 8.4% | β | β | 6.9% | 3.6% | 1.5% | β3.0% | β8.3% |
| Net margin | 4.4% | 5.7% | 5.4% | 4.6% | 6.2% | 6.0% | 1.9% | β0.0% | 1.5% | β10.0% |
| FCF margin | 8.5% | 6.0% | 3.1% | 13.8% | β5.9% | β9.7% | β7.5% | 9.9% | 12.6% | β16.3% |
| Net interest share of revenue | β | β | β | β | β | β | β | β0.8% | 0.1% | β0.3% |
| Returns | ||||||||||
| Return on capital employed | 20.6% | 22.5% | 19.9% | β | β | 16.3% | 8.2% | β | β | β |
| Return on equity | 12.1% | 14.6% | 14.2% | 10.0% | 14.0% | 16.4% | 5.0% | β0.1% | 2.9% | β18.1% |
| Return on assets | 10.7% | 13.0% | 12.8% | 9.2% | 12.2% | 13.2% | 3.7% | β0.1% | 2.5% | β15.6% |
| Return on tangible equity | 12.2% | 13.9% | 13.7% | 10.3% | 14.4% | 15.1% | 4.8% | β0.1% | 2.9% | β20.0% |
| Growth | ||||||||||
| Revenue growth | β | β0.9% | 13.0% | β15.7% | β1.1% | 27.9% | 9.4% | β13.7% | β13.2% | β12.4% |
| Net income growth | β | 28.3% | 7.1% | β28.1% | 32.6% | 24.1% | β66.3% | β101.8% | β | β672.2% |
| EPS growth | β | β31.0% | 10.0% | β24.2% | 54.0% | 28.6% | β66.7% | β103.0% | β | β661.9% |
| FCF growth | β | β29.7% | β41.5% | 274.1% | β142.5% | β | β | β | 10.2% | β213.7% |
| Share count change | β | 86.6% | β2.5% | β4.5% | β14.4% | β3.8% | 0.2% | 0.1% | 0.1% | 0.3% |
| Financial health | ||||||||||
| Interest coverage | β | β | β | β | β | 244.4x | 12.1x | 0.9x | β | β |
| Current ratio | 7.2x | 7.7x | 9.4x | 11.3x | 5.8x | 4.1x | 2.8x | β | β | β |
| Quick ratio | 3.8x | 4.1x | 4.9x | 7.6x | 3.2x | 1.8x | 0.9x | β | β | β |
| Capital allocation | ||||||||||
| Capex / revenue | β1.9% | β1.0% | β0.2% | 0.1% | 1.0% | 2.0% | 2.0% | 0.4% | 0.2% | 0.3% |
| Stock comp / revenue | β | β | β | β | β | β | β | 0.0% | 0.1% | 0.1% |
| Payouts / FCF | β | 18.4% | 75.8% | β | β | β | β | β | β | β |
| Quality scores | ||||||||||
| Piotroski F-score | β | 5.0 | 6.0 | 6.0 | 4.0 | 3.0 | 1.0 | 3.0 | 4.0 | 0.0 |
| Altman Z'' | 16.4 | 17.3 | 19.0 | β | β | 11.4 | 8.6 | β | β | β |
| Accruals ratio | β5.2% | 1.6% | 5.9% | β18.3% | 22.0% | 30.1% | 14.5% | β17.5% | β18.5% | 9.4% |
Source: SEC EDGAR XBRL filings (CIK 0000885307). Data updated October 24, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β not investment advice. Check the original filings before relying on any figure.
