Regions Financial
RF NYSE Regional Banks 金融 FY2016–FY2025
Regions Financial's revenue rose 6.2% to $7.5 billion in fiscal 2025. Net income was $2.2 billion, up 13.9%. Its return on equity was 11.7%, up from 10.7% a year earlier. Its efficiency ratio was 57.3%, down from 59.9% a year earlier. It paid out $2.0 billion in dividends and buybacks. The diluted share count fell 2.4%.
Regions Financial 的业务
暂无业务介绍。
- 法定名称
- Regions Financial Corporation
- 财年结束日
- 2025年12月31日
- 最新年报
- —
- 登记号 · CIK
- 0001281761-26-000019
0001281761
营收与利润率
Regions Financial 在 2025 财年 营收为 $7.5B,同比增长 6.3%。
净利润与每股收益
从 2016 财年到 2025 财年,稀释每股收益年均增长 11.4%。 亏损期间以红色显示。
回报率与效率
对银行而言,股本回报率和成本收入比(成本占收入的比例)最能说明经营状况。
股息、回购与股数
Regions Financial 在 2025 财年 向股东返还 $2.0B。 稀释股数减少 2.4%。
自己评估 Regions Financial
调整假设,查看对应的每股价值。这些是模型,不是预测或目标价,结果完全取决于你的输入。
盈利倍数
每股价值
—
参考倍数:当前 11.6x · 同业 13.2x · 板块 13.7x。
资产负债表
各财年末的贷款、存款与资本。
| 财年末 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| 贷款净额 | $86.3B | $95.5B | $96.8B | $95.1B | $94.1B |
| 存款 | $139.1B | $131.7B | $127.8B | $127.6B | $131.1B |
| 贷款 / 存款 | 62.1% | 72.5% | 75.8% | 74.5% | 71.8% |
| 总资产 | $162.9B | $155.2B | $152.2B | $157.3B | $158.8B |
| 股东权益 | $18.3B | $15.9B | $17.4B | $17.9B | $19.0B |
| 商誉 | $5.7B | $5.7B | $5.7B | $5.7B | $5.7B |
| 无形资产 | $305M | $249M | $205M | $169M | $140M |
| 拨备 / 贷款 | −0.6% | 0.3% | 0.6% | 0.5% | 0.5% |
内部人交易
高管、董事和持股超过 10% 的股东在公开市场的买卖,数据来自 Form 4 申报。“计划”表示依据事先制定的 Rule 10b5-1 计划进行的交易。
买入(12 个月)
$0.0M
0 名内部人士
卖出(12 个月)
$1.2M
3 名内部人士
卖出中按计划执行的比例
0%
$0.0M
相似公司
各公司最近一个财年的数据。各公司财年结束月份不同,因此期间并不完全一致。
| 公司 | 市值 | 增长 | 营业利润率 | 自由现金流利润率 | ROIC | 市盈率 | F 分数 | |
|---|---|---|---|---|---|---|---|---|
| Regions Financial RF | $25.5B | 6.3% | — | — | — | 11.6x | — | |
| KeyCorp KEY | $23.4B | 62.7% | — | — | — | 12.3x | — | 比较 → |
| Huntington Bancshares HBAN | $23.7B | 10.6% | — | — | — | 12.1x | — | 比较 → |
| Citizens Financial Group CFG | $28.5B | 5.6% | — | — | — | 14.2x | — | 比较 → |
| Fifth Third Bancorp FITB | $35.6B | 6.4% | — | — | — | 18.1x | — | 比较 → |
10 年数据
金额单位为 USD。将鼠标悬停在指标名称上可查看定义。
| 财年 | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| 利润表 | ||||||||||
| 营收 | $5.4B | $5.5B | $5.8B | $5.9B | $6.3B | $6.4B | $7.2B | $7.6B | $7.1B | $7.5B |
| 净利息收入 | $3.4B | $3.5B | $3.7B | $3.7B | $3.9B | $3.9B | $4.8B | $5.3B | $4.8B | $5.0B |
| 非利息收入 | $2.0B | $2.0B | $2.0B | $2.1B | $2.4B | $2.5B | $2.4B | $2.3B | $2.3B | $2.5B |
| 非利息支出 | $3.5B | $3.5B | $3.6B | $3.5B | $3.6B | $3.7B | $4.1B | $4.4B | $4.2B | $4.3B |
| 信用损失拨备 | — | — | $229M | $387M | $1.3B | −$524M | $271M | $553M | $487M | $470M |
| 税前利润 | $1.7B | $1.9B | $2.0B | $2.0B | $1.3B | $3.2B | $2.9B | $2.6B | $2.4B | $2.7B |
| 所得税 | $510M | $619M | $387M | $403M | $220M | $694M | $631M | $533M | $461M | $587M |
| 净利润 | $1.2B | $1.3B | $1.8B | $1.6B | $1.1B | $2.5B | $2.2B | $2.1B | $1.9B | $2.2B |
| 归属普通股股东的净利润 | $1.1B | $1.2B | $1.7B | $1.5B | $991M | $2.4B | $2.1B | $2.0B | $1.8B | $2.1B |
| 稀释每股收益 | $0.87 | $1.00 | $1.54 | $1.50 | $1.03 | $2.49 | $2.28 | $2.11 | $1.93 | $2.30 |
| 稀释股数 | 1.26B | 1.20B | 1.10B | 1.00B | 0.96B | 0.96B | 0.94B | 0.94B | 0.92B | 0.90B |
| 现金流 | ||||||||||
| 股权激励 | — | — | — | — | — | — | — | $61.0M | $73.0M | $69.0M |
| 股票回购 | $839M | $1.3B | $2.1B | $1.1B | $0.0M | $467M | $230M | $252M | $348M | $1.1B |
| 已付股息 | $317M | $346M | $452M | $577M | $595M | $608M | $663M | $787M | $890M | $912M |
| 股息与回购 | $1.2B | $1.6B | $2.6B | $1.7B | $595M | $1.1B | $893M | $1.0B | $1.2B | $2.0B |
| 资产负债表 | ||||||||||
| 贷款净额 | $79.0B | $79.0B | $82.3B | $82.1B | $83.1B | $86.3B | $95.5B | $96.8B | $95.1B | $94.1B |
| 存款 | $99.0B | $96.9B | $94.5B | $97.5B | $122.5B | $139.1B | $131.7B | $127.8B | $127.6B | $131.1B |
| 商誉 | $4.9B | $4.9B | $4.8B | $4.8B | $5.2B | $5.7B | $5.7B | $5.7B | $5.7B | $5.7B |
| 无形资产 | $221M | $177M | $115M | $105M | $122M | $305M | $249M | $205M | $169M | $140M |
| 总资产 | $126.0B | $124.3B | $125.7B | $126.2B | $147.4B | $162.9B | $155.2B | $152.2B | $157.3B | $158.8B |
| 优先股 | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| 股东权益 | $16.7B | $16.2B | $15.1B | $16.3B | $18.1B | $18.3B | $15.9B | $17.4B | $17.9B | $19.0B |
| 利润率 | ||||||||||
| 净利率 | 21.5% | 23.0% | 30.6% | 27.0% | 17.4% | 39.2% | 31.1% | 27.4% | 26.7% | 28.7% |
| 净利息收入占营收比例 | 62.8% | 64.3% | 64.9% | 63.9% | 61.9% | 60.8% | 66.3% | 70.2% | 68.0% | 66.3% |
| 成本收入比 | 64.4% | 63.5% | 62.0% | 59.5% | 57.9% | 58.2% | 56.4% | 58.3% | 59.9% | 57.3% |
| 回报率 | ||||||||||
| 股本回报率 | 6.9% | 7.7% | 11.3% | 10.1% | 6.4% | 13.8% | 13.1% | 12.4% | 10.7% | 11.7% |
| 资产回报率 | 0.9% | 1.0% | 1.4% | 1.3% | 0.8% | 1.6% | 1.4% | 1.4% | 1.2% | 1.4% |
| 有形股本回报率 | 9.5% | 10.6% | 16.0% | 14.0% | 8.2% | 19.1% | 19.3% | 18.4% | 15.1% | 16.4% |
| 增长 | ||||||||||
| 营收增长 | 0.6% | 1.7% | 4.6% | 1.9% | 7.3% | 2.4% | 12.1% | 5.0% | −6.5% | 6.3% |
| 净利润增长 | 9.5% | 8.6% | 39.3% | −10.1% | −30.9% | 130.4% | −11.0% | −7.6% | −8.7% | 13.9% |
| 每股收益增长 | 16.0% | 14.9% | 54.0% | −2.6% | −31.3% | 141.8% | −8.4% | −7.5% | −8.5% | 19.2% |
| 股数变化 | −5.5% | −5.0% | −8.0% | −9.4% | −3.7% | 0.1% | −2.2% | −0.4% | −2.1% | −2.4% |
| 财务健康 | ||||||||||
| 贷款 / 存款 | 79.8% | 81.6% | 87.1% | 84.2% | 67.9% | 62.1% | 72.5% | 75.8% | 74.5% | 71.8% |
| 拨备 / 贷款 | — | — | 0.3% | 0.5% | 1.6% | −0.6% | 0.3% | 0.6% | 0.5% | 0.5% |
| 资本配置 | ||||||||||
| 股权激励 / 营收 | — | — | — | — | — | — | — | 0.8% | 1.0% | 0.9% |
来源:SEC EDGAR XBRL 文件 (CIK 0001281761). 数据更新于 2026年10月9日。 第四季度数据为全年减去前九个月。 仅供参考,不构成投资建议。依赖任何数字前,请核对原始文件。




