Assurant vs Loews
Add, change or remove companies; up to four.
KIRA’s take AI analyst
I put Assurant and Loews side by side, using each one’s latest annual report. Here is what stands out:
- Loews is the larger business, with $18.5B of revenue in fiscal 2025 against $12.8B for Assurant.
- Assurant grew revenue faster (7.9%, against 5.4%).
- Loews turned more of its sales into free cash flow (14.6% FCF margin, against 12.5%).
- Assurant earned a higher return on the capital invested in it (17.5%, against 9.5%).
- Investors pay more for each dollar of Assurant’s earnings: a P/E of 13.7x against 13.7x for Loews.
Who comes out ahead
Of the 8 measures where higher (or lower) is clearly better, how many each company leads.
Assurant
AIZ
4/8
Revenue growthReturn on capitalReturn on equityNet debt / EBITDA
Loews
L
4/8
5-year growthNet marginFCF marginShare count change
Side by side
Best in the row
| Latest fiscal year | AIZ FY25 | L FY25 |
|---|---|---|
| Size | ||
| Market cap | $14.3B | $22.9B |
| Revenue | $12.8B | $18.5B |
| Free cash flow | $1.6B | $2.7B |
| Net income | $873M | $1.7B |
| Growth | ||
| Revenue growth | 7.9% | 5.4% |
| 5-year growth | 6.0% | 8.0% |
| Share count change | −1.9% | −5.2% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 6.8% | 9.0% |
| FCF margin | 12.5% | 14.6% |
| Return on capital | 17.5% | 9.5% |
| Return on equity | 15.9% | 9.3% |
| Balance sheet | ||
| Net debt | −$6.7M | $3.0B |
| Net debt / EBITDA | 0.0x | 0.9x |
| Dividends and buybacks | $472M | $858M |
| Valuation & quality | ||
| P/E | 13.7x | 13.7x |
| Piotroski F-score | — | — |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.