BNY Mellon vs Truist Financial
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KIRAβs take AI analyst
I put BNY Mellon and Truist Financial side by side, using each oneβs latest annual report. Here is what stands out:
- Truist Financial is the larger business, with $20.3B of revenue in fiscal 2025 against $20.1B for BNY Mellon.
- Truist Financial grew revenue faster (53.0%, against 7.9%).
- Investors pay more for each dollar of BNY Mellonβs earnings: a P/E of 16.9x against 11.1x for Truist Financial.
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
BNY Mellon
BNY
4/5
5-year growthNet marginReturn on equityShare count change
Truist Financial
TFC
1/5
Revenue growth
Side by side
Best in the row
| Latest fiscal year | BNY FY25 | TFC FY25 |
|---|---|---|
| Size | ||
| Market cap | $104.1B | $63.1B |
| Revenue | $20.1B | $20.3B |
| Free cash flow | β | β |
| Net income | $5.5B | $5.3B |
| Growth | ||
| Revenue growth | 7.9% | 53.0% |
| 5-year growth | 4.9% | β2.2% |
| Share count change | β4.2% | β2.1% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 27.6% | 26.1% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 13.0% | 8.2% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $5.0B | $5.2B |
| Valuation & quality | ||
| P/E | 16.9x | 11.1x |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.