Skip to content
stoqly
en · USD

Appearance

Language

Currency

Popular

All currencies

Data is in US dollars, converted at the exchange rate of Oct 30, 2026.

Sign in

Bank Bradesco

BBD NYSE State Commercial Banks Financials FY2016–FY2025

Bank Bradesco had $13.1B of revenue in fiscal 2025, up 4.7% on the year before. Over five years, revenue changed −1.0% a year on average.

Add to portfolio Download report
Today
—
Previous close
—
Market cap
—
P/E
—
52-week range
$2.55 $4.51

Last close · Oct 30, 2026

$2.55

−$0.84 (−24.78%) past year

Share price

Bank Bradesco

What Bank Bradesco does

BBD · State Commercial Banks

From its latest annual report

No business description yet.

Filing details

Legal name
BANK BRADESCO
Fiscal year ends
December 31, 2025
Latest annual report
20-F · Mar 25, 2026
Accession · CIK
0001292814-26-001753 · 0001160330

Earnings calendar · Bank Bradesco

Every quarter, companies publish how much they sold and earned. These are the days Bank Bradesco did it, and the next one. Share prices often move a lot on those days.

Next results

March 24, 2027

Wednesday · in 143 days

Time
After the market closes
Covers
Period ended Dec 31, 2026
Source
Stoqly estimate

Estimated from the same quarter last year. It will be replaced by the announced date once there is one.

See who else reports that week →
Date Results for Time Source
Mar 25, 2026 Period ended Dec 31, 2025 After the market closes 20-F ↗
Mar 31, 2025 Period ended Dec 31, 2024 Before the market opens 20-F ↗
Apr 29, 2024 Period ended Dec 31, 2023 After the market closes 20-F ↗
Apr 28, 2023 Period ended Dec 31, 2022 Before the market opens 20-F ↗
Apr 29, 2022 Period ended Dec 31, 2021 Before the market opens 20-F ↗
Apr 30, 2021 Period ended Dec 31, 2020 Before the market opens 20-F ↗
Apr 30, 2020 Period ended Dec 31, 2019 Before the market opens 20-F ↗
Apr 30, 2019 Period ended Dec 31, 2018 Before the market opens 20-F ↗

From SEC filings: the results press release (8-K) or, without one, the quarterly or annual report.

KIRA’s summary AI analyst

Hi! I read Bank Bradesco’s latest annual report (fiscal 2025). Here is what stands out:

3 strengths

1.Sales and profit

See section →
  • Bank Bradesco had $13.1B of revenue in fiscal 2025, up 4.7% on the year before. Over five years, revenue changed −1.0% a year on average.
  • Bank Bradesco made $4.2B of net profit in fiscal 2025.

Bank Bradesco in 30 seconds

Good So-so Weak

So-so

Are sales growing?

+4.7%

Only a little. Sales grew 4.7% last year.

Good

Does it make a profit?

32.3%

Yes. It keeps 32.3% of every sale as profit.

Good

How much does it earn on its capital?

14.2%

Good. It earns 14.2% a year on shareholders’ money.

Rules of thumb on reported numbers. A starting point, not a recommendation.

Key numbers, fiscal 2025

Market cap Last close times the latest diluted share count, so it is approximate.
—
Oct 30 close
P/E Last close divided by diluted earnings per share over the last four quarters.
—

Revenue

Total sales reported in the income statement.

KIRA · Bank Bradesco had $13.1B of revenue in fiscal 2025, up 4.7% on the year before. Over five years, revenue changed −1.0% a year on average.

See the full section →

Efficiency ratio

Noninterest expense as a share of revenue. Lower is better for banks.

KIRA · It earned 14.2% on shareholders’ money.

See the full section →

Net income

Profit after all expenses, interest and tax.

KIRA · Bank Bradesco made $4.2B of net profit in fiscal 2025.

See the full section →

Return on equity

Net income as a share of average shareholders' equity.

KIRA · It earned 14.2% on shareholders’ money.

See the full section →

Sales and profit

Is it selling more, and how much does it keep?

Revenue and margins

KIRA summarises the numbers

  • Bank Bradesco had $13.1B of revenue in fiscal 2025, up 4.7% on the year before.

    Over five years, revenue changed −1.0% a year on average.

Revenue

Net interest income share and efficiency ratio

Net interest share Efficiency ratio

In plain words: Revenue is all the money customers paid. The margins show how many cents of each dollar of sales are left over at each step: after making the product (gross), after running the business (operating) and after everything, tax included (net).

Net income and earnings per share

Loss periods are shown in red.

KIRA summarises the numbers

  • Bank Bradesco made $4.2B of net profit in fiscal 2025.

Net income

Diluted EPS

In plain words: Net income is the profit left after every cost and tax. Earnings per share (EPS) splits that profit across every share, so it shows what one share earned.

Cash and shareholders

How much cash comes in, and where does it go?

Dividends, buybacks and share count

KIRA summarises the numbers

  • Bank Bradesco returned $2.1B to shareholders in fiscal 2025.

Dividends and buybacks

Dividends Buybacks

Diluted shares outstanding (annual)

In plain words: Companies hand cash back in two ways: dividends (cash paid to shareholders) and buybacks (buying back their own shares, so each remaining share owns a bigger slice).

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. “Plan” marks trades under a pre-arranged Rule 10b5-1 plan.

KIRA summarises the numbers

  • In the last 12 months, insiders bought $101M and sold $6.0M of shares on the open market.

Bought, 12 months

$101M

23 insiders

Sold, 12 months

$6.0M

6 insiders

Of sales under plans

0%

$0.0M

DateInsiderTradeSharesPriceValueFiling
Sep 29, 2026 Francesco Di MarcelloExecutive Officer Bought 310 $17.55 $0.0M Form 4
Sep 28, 2026 Francesco Di MarcelloExecutive Officer Bought 56,850 $17.65 $1.0M Form 4
Sep 18, 2026 Andre Luis Duarte de OliveiraExecutive Officer Bought 309,111 $17.98 $5.6M Form 4
Sep 18, 2026 Vinicius Urias FavaraoExecutive Officer Bought 60,492 $17.98 $1.1M Form 4
Sep 18, 2026 Tulio Xavier de OliveiraExecutive Officer Bought 55,444 $17.98 $1.0M Form 4
Sep 18, 2026 Silvana Rosa MachadoExecutive Officer Bought 62,048 $17.98 $1.1M Form 4
Sep 18, 2026 Rubens Aguiar AlvarezDirector Bought 46,874 $17.98 $0.8M Form 4
Sep 18, 2026 Roberto de Jesus ParisExecutive Officer Bought 96,702 $17.98 $1.7M Form 4
Sep 18, 2026 Renata Geiser MantarroExecutive Officer Bought 54,760 $17.98 $1.0M Form 4
Sep 18, 2026 Regina Helena Jorge NunesDirector Bought 31,266 $17.98 $0.6M Form 4
Sep 18, 2026 Paulo Rogerio CaffarelliDirector Bought 31,266 $17.98 $0.6M Form 4
Sep 18, 2026 Paulo Roberto Simoes da CunhaDirector Bought 46,874 $17.98 $0.8M Form 4
Sep 18, 2026 Oswaldo Tadeu FernandesExecutive Officer Bought 79,782 $17.98 $1.4M Form 4
Sep 18, 2026 Miranda Jose Augusto RamalhoExecutive Officer Bought 63,719 $17.98 $1.1M Form 4
Sep 18, 2026 Marcos Valerio TescaroloExecutive Officer Bought 57,012 $17.98 $1.0M Form 4
Sep 18, 2026 Denise Aguiar AlvarezDirector Bought 130,596 $17.98 $2.3M Form 4
Sep 18, 2026 Alexandre PanicoExecutive Officer Bought 43,620 $17.98 $0.8M Form 4
Sep 18, 2026 Carlos Henrique Villela PedrasExecutive Officer Bought 55,850 $17.98 $1.0M Form 4
Sep 18, 2026 Cintia Scovine Barcelos de SouzaExecutive Officer Bought 60,093 $17.98 $1.1M Form 4
Sep 18, 2026 Julio Cesar BuenoExecutive Officer Bought 56,355 $17.98 $1.0M Form 4
Sep 18, 2026 Denise Pauli PavarinaDirector Bought 46,874 $17.98 $0.8M Form 4
Sep 18, 2026 Fernando FreibergerExecutive Officer Bought 49,550 $17.98 $0.9M Form 4
Sep 18, 2026 Juliano Ribeiro MarcilioExecutive Officer Bought 60,779 $17.98 $1.1M Form 4
Sep 10, 2026 Roberto de Jesus ParisExecutive Officer Sold 25,000 $18.50 $0.5M Form 4
Sep 10, 2026 Cassiano Ricardo ScarpelliExecutive Officer Sold 70,000 $18.50 $1.3M Form 4
Sep 8, 2026 Oswaldo Tadeu FernandesExecutive Officer Sold 16,312 $18.41 $0.3M Form 4
Sep 8, 2026 Roberto de Jesus ParisExecutive Officer Sold 25,000 $18.25 $0.5M Form 4
Sep 1, 2026 Rubens Aguiar AlvarezDirector Bought 1,845,000 $17.37 $32.0M Form 4
Aug 31, 2026 Denise Aguiar AlvarezDirector Bought 1,950,000 $17.22 $33.6M Form 4
Aug 25, 2026 Miranda Jose Augusto RamalhoExecutive Officer Sold 6,377 $16.61 $0.1M Form 4
Aug 25, 2026 Denise Aguiar AlvarezDirector Bought 345,000 $16.69 $5.8M Form 4
Aug 13, 2026 Miranda Jose Augusto RamalhoExecutive Officer Sold 9,360 $0.06 $0.0M Form 4
Jul 1, 2026 Julio Cesar BuenoCLO and Executive Officer Bought 110,441 $18.10 $2.0M Form 4
Jun 24, 2026 Jose Ramos Rocha NetoVice President Officer Bought 57 $17.68 $0.0M Form 4
Jun 1, 2026 Mauricio Machado de MinasBoard Member Sold 29,800 $17.56 $0.5M Form 4
May 28, 2026 Rogerio Pedro CamaraDirector Sold 146,338 $18.03 $2.6M Form 4
May 27, 2026 Miranda Jose Augusto RamalhoDirector Sold 10,292 $18.00 $0.2M Form 4

In plain words: Insiders are the people who run or own a big part of the company. Buying with their own money can signal confidence; selling often has personal reasons, like taxes or diversifying.

Financial health

Can it carry its debts, and how well does it use its money?

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits

Loans Deposits
Fiscal year endFY21FY22FY23FY24FY25
Loans, net $102.9B$114.0B$119.4B$108.7B$135.9B
Deposits $102.3B$111.7B$128.2B$104.2B$131.7B
Loans / deposits 100.6%102.0%93.2%104.4%103.2%
Total assets $300.7B$339.0B$397.2B$334.6B$425.4B
Shareholders' equity $26.9B$30.2B$34.3B$27.2B$32.6B
Intangible assets $2.7B$3.6B$4.6B$3.8B$4.7B

In plain words: What the company owns and what it owes. More cash than debt is a cushion for bad times; a lot of debt leaves less room when business slows down.

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

KIRA summarises the numbers

  • It earned 14.2% on shareholders’ money.

Return on equity, return on tangible equity and efficiency ratio

ROE ROTE Efficiency ratio

In plain words: Return on equity is the profit made on shareholders’ money each year. The efficiency ratio is how much of each dollar of revenue goes on running costs, so lower is better.

All figures

Every number, year by year.

10 years of figures

Amounts in USD. Hover a ratio’s name for its definition.

Download CSV
See the figures for 10 years
Fiscal yearFY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $22.1B $23.0B $24.8B $16.7B $13.8B $15.4B $13.5B $11.0B $12.5B $13.1B
Net interest income $16.2B $15.9B $18.3B $16.7B $13.8B $15.4B $13.5B $11.0B $12.5B $13.1B
Noninterest income $5.8B $7.1B $6.5B — — — — — — —
Interest expense $26.1B $23.7B $15.1B −$14.9B −$9.4B $10.2B $25.3B $31.3B $26.8B $34.7B
Pretax income $9.1B $7.4B $5.3B $3.4B $790M $6.1B $4.8B $2.0B $3.1B $3.8B
Income tax $4.0B $2.0B $737M −$2.0B $2.3B −$1.8B −$613M $860M $119M $519M
Net income $5.1B $5.4B $4.5B $5.3B $3.1B $4.3B $4.1B $2.9B $3.2B $4.2B
Net income to common $5.1B $5.4B $4.5B $5.3B $3.1B $4.3B $4.1B $2.9B $3.2B $4.2B
Diluted EPS — — — — $0.30 $0.42 $0.40 $0.28 — —
Diluted shares 3.35B 4.03B 0.00B 0.00B 0.01B 5.35B 5.34B 5.33B 5.32B —
Cash flow
Cash from operations $15.5B $11.1B −$1.8B −$4.9B $27.6B −$18.9B $9.6B −$35.6M $9.3B −$11.2B
Capital expenditure $797M $595M $653M $667M $348M $214M $472M $391M $426M $898M
Free cash flow $14.7B $10.5B −$2.4B −$5.6B $27.3B −$19.1B $9.2B −$427M $8.9B −$12.1B
Depreciation and amortization $1.0B $1.4B $1.3B $1.5B $1.1B $1.1B $1.0B $1.2B $1.2B $1.3B
Dividends paid $1.6B $2.0B $1.8B $4.5B $278M $1.8B $708M $1.8B $1.2B $2.1B
Dividends and buybacks $1.6B $2.0B $1.8B $4.5B $278M $1.8B $708M $1.8B $1.2B $2.1B
Balance sheet
Cash and short-term investments $55.7B $47.1B $28.4B $15.4B $36.7B $12.8B $23.9B $38.5B $33.6B $35.3B
Total debt $6.8B $5.6B $7.6B $7.3B $4.6B $4.8B $6.2B $4.7B $7.6B $7.1B
Loans, net $112.9B $104.7B $98.0B $105.4B $91.2B $102.9B $114.0B $119.4B $108.7B $135.9B
Deposits $71.5B $79.1B $87.8B $91.1B $105.0B $102.3B $111.7B $128.2B $104.2B $131.7B
Property and equipment, net $2.6B $2.5B $3.8B $3.5B $2.7B $2.4B $2.3B $2.3B $1.7B $1.7B
Intangible assets $4.9B $4.9B $4.2B $3.7B $2.8B $2.7B $3.6B $4.6B $3.8B $4.7B
Total assets $366.3B $369.6B $336.4B $342.9B $308.9B $300.7B $339.0B $397.2B $334.6B $425.4B
Total liabilities $333.9B $334.1B $304.3B $309.2B $280.8B $273.8B $308.8B $362.8B $307.3B $392.7B
Shareholders' equity $32.4B $35.4B $32.0B $33.6B $28.0B $26.9B $30.2B $34.3B $27.2B $32.6B
Margins
Net margin 23.2% 23.3% 18.3% 32.0% 22.3% 27.9% 30.4% 25.9% 25.6% 32.3%
FCF margin 66.5% 45.9% −9.8% −33.6% 197.6% −124.1% 67.8% −3.9% 71.1% −92.2%
Net interest share of revenue 73.6% 69.0% 73.7% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0% 100.0%
Returns
Return on equity 15.9% 15.8% 13.4% 16.2% 10.0% 15.6% 14.4% 8.9% 10.4% 14.2%
Return on assets 1.4% 1.5% 1.3% 1.6% 0.9% 1.4% 1.3% 0.8% 0.9% 1.1%
Return on tangible equity 18.7% 17.5% 16.3% 17.8% 12.2% 17.7% 15.4% 9.6% 13.7% 15.2%
Growth
Revenue growth — 4.2% 7.8% −32.7% −17.3% 11.6% −12.3% −18.4% 13.5% 4.7%
Net income growth — 4.4% −15.3% 17.5% −42.4% 39.9% −4.4% −30.5% 12.2% 32.3%
EPS growth — — — — — 40.0% −3.9% −30.2% — —
FCF growth — −28.1% −123.0% — — −170.1% — −104.7% — −235.8%
Share count change — 20.0% −99.9% 10.0% 10.0% 99,718.5% −0.2% −0.1% −0.3% —
Financial health
Debt / equity 0.2x 0.2x 0.2x 0.2x 0.2x 0.2x 0.2x 0.1x 0.3x 0.2x
Loans / deposits 157.8% 132.3% 111.6% 115.6% 86.9% 100.6% 102.0% 93.2% 104.4% 103.2%
Capital allocation
Capex / revenue 3.6% 2.6% 2.6% 4.0% 2.5% 1.4% 3.5% 3.5% 3.4% 6.9%
Payouts / FCF 11.0% 19.4% — — 1.0% — 7.7% — 13.6% —
Quality scores
Piotroski F-score — 6.0 3.0 3.0 4.0 3.0 4.0 3.0 6.0 —
Accruals ratio −2.8% −1.6% 1.8% 3.0% −7.5% 7.6% −1.7% 0.8% −1.7% 4.1%

In plain words: Every number we have, year by year. Download it as a spreadsheet if you want to dig deeper.

Latest SEC filings

The original documents every number on this page comes from.

All filings on EDGAR →

Source: SEC EDGAR XBRL filings (CIK 0001160330). Data updated November 1, 2026. Quarterly fourth quarters are the full year minus the first nine months. Filed in BRL under IFRS and converted to US$: income and cash-flow lines at each period's average exchange rate, balance-sheet lines at the period-end rate. For information only — not investment advice. Check the original filings before relying on any figure.

↑ ↓ to move · ↵ to open

 Help

Help and feedback

Report a problem or a wrong number, or send us an idea.

Loading…