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TransUnion

TRU NYSE Research & Consulting Services Financials FY2016–FY2025

TransUnion's revenue rose 9.4% to $4.6 billion in fiscal 2025. Its operating margin was 18.7%, up from 15.9% a year earlier. Free cash flow was $662 million, up 28.0%. It paid out $392 million in dividends and buybacks, 59% of free cash flow.

Last close · Oct 23, 2026

$81.48

2.4%
Value it Compare
Revenue Total sales reported in the income statement.
$4.6B
9.4% vs prior year
Operating margin Operating income as a share of revenue.
18.7%
2.8 pts
Net income Profit after all expenses, interest and tax.
$455M
60.1%
Free cash flow Cash from operations minus capital spending.
$662M
28.0%
Return on capital After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.
7.1%
1.5 pts
Market cap Last close times the latest diluted share count, so it is approximate.
$15.8B
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
22.6x
On $3.61 EPS (TTM)

What TransUnion does

No business description yet.

Legal name
TransUnion
Fiscal year ends
December 31, 2025
Latest annual report
—
Accession · CIK
0001552033-26-000012
0001552033

Revenue and margins

TransUnion had $4.6B of revenue in fiscal 2025, up 9.4% on the year before.

Revenue
Revenue
Margins, % of revenue
Gross Operating Net FCF
Margins, % of revenue
Gross Operating Net FCF

Net income and earnings per share

From fiscal 2016 to 2025, diluted EPS grew 15.2% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns on capital

After-tax operating income as a share of the money invested in the business: debt plus equity, minus cash.

Return on capital, equity and assets (annual)
Return on capital Return on equity Return on assets

Cash flow

Free cash flow was $662M in fiscal 2025, 14.5% of revenue. Cash from operations minus capital spending.

Free cash flow
Free cash flow
Cash from operations vs capital spending
Cash from operations Capital spending
Cash from operations vs capital spending
Cash from operations Capital spending

Dividends, buybacks and share count

TransUnion returned $393M to shareholders in fiscal 2025, 59% of free cash flow. The diluted share count fell 0.1%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Value TransUnion yourself

Change the assumptions and see what they imply per share. These are models, not forecasts or price targets — the answer depends entirely on what you put in.

Discounted cash flow

Value per share

—

Adds net cash of −$4.2B and divides by 196.6M diluted shares. Ten years of cash flows plus a terminal value, discounted to today.

Earnings multiple

Value per share

—

Reference multiples: today 22.6x · peers 29.6x · sector 26.0x.

Balance sheet

Cash, debt and the ratios that show how comfortably TransUnion can carry it.

Cash vs debt (incl. leases)
Cash Debt
Fiscal year endFY21FY22FY23FY24FY25
Cash and short-term investments $1.8B$588M$479M$682M$856M
Debt incl. finance leases $6.4B$5.7B$5.3B$5.1B$5.1B
Net debt / EBITDA 4.4x4.4x7.5x3.7x3.0x
Debt / equity 1.6x1.4x1.3x1.2x1.2x
Interest coverage 5.8x2.7x0.5x2.5x3.6x
Current ratio 1.9x1.6x1.5x1.7x1.8x
Quick ratio 1.9x1.6x1.5x1.7x1.8x
Total assets $12.6B$11.7B$11.1B$11.0B$11.1B
Total liabilities $8.6B$7.4B$7.0B$6.7B$6.6B
Shareholders' equity $3.9B$4.2B$4.0B$4.2B$4.4B
Net debt (− = net cash) $4.5B$5.1B$4.9B$4.5B$4.2B

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$5.1M

6 insiders

Of sales under plans

65%

$3.3M

DateInsiderTradeSharesPriceValueFiling
Oct 16, 2026 Mohamed AbdelsadekEVP, Chief Global Solutions Sold plan 397 $75.00 $0.0M Form 4
Oct 15, 2026 Mohamed AbdelsadekEVP, Chief Global Solutions Sold plan 500 $70.00 $0.0M Form 4
Oct 15, 2026 Steven M ChaoukiPresident, US Markets Sold plan 1,000 $70.00 $0.1M Form 4
Sep 14, 2026 Mohamed AbdelsadekEVP, Chief Global Solutions Sold plan 1,250 $79.07 $0.1M Form 4
Sep 10, 2026 Venkat AchantaEVP, Chief Tech, Data & Analy. Sold 23,287 $77.00 $1.8M Form 4
Sep 1, 2026 Steven M ChaoukiPresident, US Markets Sold plan 1,000 $84.42 $0.1M Form 4
Aug 31, 2026 Jennifer A. WilliamsSVP, Chief Accounting Officer Sold plan 1,070 $84.57 $0.1M Form 4
Aug 11, 2026 Alicia Brooke ZuikerEVP, CHRO Sold plan 8,673 $78.49 $0.7M Form 4
Aug 3, 2026 Steven M ChaoukiPresident, US Markets Sold plan 1,000 $79.96 $0.1M Form 4
Aug 3, 2026 Todd C. SkinnerPresident, International Sold plan 950 $79.96 $0.1M Form 4
Jul 28, 2026 Mohamed AbdelsadekEVP, Chief Global Solutions Sold plan 23,495 $85.00 $2.0M Form 4
Jul 7, 2026 Jennifer A. WilliamsSVP, Chief Accounting Officer Sold plan 972 $80.00 $0.1M Form 4

Piotroski F-score

Nine pass/fail tests of profitability, funding and efficiency. 8–9 is strong, 0–2 weak.

TestFY23FY24FY25
Net income is positive ✕ ✓ ✓
Cash from operations is positive ✓ ✓ ✓
Return on assets rose ✕ ✓ ✓
Cash from operations exceeds net income ✓ ✓ ✓
Debt fell relative to assets ✕ ✓ ✓
Current ratio rose ✕ ✓ ✓
Share count didn't rise ✕ ✕ ✓
Gross margin rose — — —
Revenue rose relative to assets ✓ ✓ ✓
F-score 3 / 87 / 88 / 8
Accruals ratio −7.5%−5.0%−4.8%
Altman Z'' 1.612.232.55

Similar companies

Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.

CompanyMarket capGrowthOp. marginFCF marginROICP/EF-score
TransUnion TRU $15.8B 9.4% 18.7% 14.5% 7.1% 22.6x 8
FTI Consulting FCN $4.6B 2.4% 10.3% 2.5% 16.6% 18.9x 4 Compare →
Equifax EFX $21.5B 6.9% 18.0% 18.7% 8.5% 29.5x 6 Compare →
Verisk Analytics VRSK $26.5B 6.6% 43.7% 38.8% 35.5% 29.8x 7 Compare →
UL Solutions ULS $15.0B 6.4% 17.1% 13.2% 26.8% 29.6x 7 Compare →

10 years of figures

US$ millions unless stated. Hover a ratio's name for its definition.

Download CSV
Fiscal yearFY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $1.7B $1.9B $2.3B $2.5B $2.5B $3.0B $3.7B $3.8B $4.2B $4.6B
Gross profit $1.1B $1.3B $1.5B $1.6B — — — — — —
Operating income $301M $465M $513M $542M $500M $652M $626M $129M $667M $858M
Interest expense $85.5M $87.6M $138M $174M $126M $113M $231M $288M $265M $236M
Pretax income $205M $373M $344M $375M $390M $506M $383M −$145M $401M $643M
Income tax $74.0M −$79.1M $54.5M $70.5M $83.7M $132M $119M $44.7M $98.8M $173M
Net income $121M $441M $277M $347M $343M $1.4B $266M −$206M $284M $455M
Diluted EPS $0.65 $2.32 $1.45 $1.81 $1.79 $7.20 $1.38 −$1.07 $1.45 $2.32
Diluted shares 0.18B 0.19B 0.19B 0.19B 0.19B 0.19B 0.19B 0.19B 0.20B 0.20B
Cash flow
Cash from operations $390M $466M $556M $777M $788M $808M $297M $645M $833M $988M
Capital expenditure $124M $135M $180M $188M $206M $224M $298M $311M $316M $326M
Free cash flow $266M $331M $376M $589M $582M $584M −$1.0M $335M $517M $662M
Depreciation and amortization $265M $238M $307M $339M $347M $377M $519M $524M $538M $575M
Stock-based compensation $24.4M $33.1M $57.9M $48.3M $44.3M $69.2M $82.8M $100M $121M $146M
Acquisitions $357M $343M $1.8B $22.3M $57.9M $3.6B $508M $0.0M $0.0M $55.7M
Share buybacks $0.7M $134M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $302M
Dividends paid $0.0M $0.0M $41.6M $56.8M $57.6M $69.8M $77.8M $81.8M $82.7M $90.5M
Dividends and buybacks $0.7M $134M $41.6M $56.8M $57.6M $69.8M $77.8M $81.8M $82.7M $393M
Balance sheet
Cash and short-term investments $186M $119M $190M $277M $496M $1.8B $588M $479M $682M $856M
Total debt $2.4B $2.5B $4.0B $3.7B $3.5B $6.4B $5.7B $5.3B $5.1B $5.1B
Finance lease liabilities $0.0M $0.0M $0.0M $0.3M $0.2M $0.2M $0.1M $0.1M $0.0M $0.0M
Current assets $550M $589M $842M $888M $1.5B $2.6B $1.5B $1.5B $1.8B $2.0B
Current liabilities $373M $458M $549M $571M $670M $1.4B $906M $1.0B $1.1B $1.2B
Inventory $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Property and equipment, net $198M $199M $220M $219M $220M $248M $218M $199M $204M $258M
Total assets $4.8B $5.1B $7.0B $7.1B $7.3B $12.6B $11.7B $11.1B $11.0B $11.1B
Total liabilities $3.3B $3.3B $5.1B $4.8B $4.7B $8.6B $7.4B $7.0B $6.7B $6.6B
Shareholders' equity $1.4B $1.7B $1.9B $2.2B $2.5B $3.9B $4.2B $4.0B $4.2B $4.4B
Margins
Gross margin 66.0% 66.6% 65.9% 64.5% — — — — — —
Operating margin 17.6% 24.0% 22.1% 22.0% 19.8% 22.0% 16.9% 3.4% 15.9% 18.7%
EBITDA margin 33.2% 36.3% 35.4% 35.7% 33.5% 34.8% 30.9% 17.0% 28.8% 31.3%
Net margin 7.1% 22.8% 11.9% 14.1% 13.6% 47.0% 7.2% −5.4% 6.8% 10.0%
FCF margin 15.6% 17.1% 16.2% 23.9% 23.0% 19.7% −0.0% 8.7% 12.4% 14.5%
Returns
Return on capital 5.4% 11.9% 8.6% 7.6% 6.9% 6.8% 4.8% 1.1% 5.7% 7.1%
Return on capital employed 7.0% 10.3% 9.2% 8.3% 7.6% 7.3% 5.7% 1.2% 6.7% 8.6%
Return on equity 9.3% 28.5% 15.3% 16.8% 14.3% 43.1% 6.6% −5.0% 6.9% 10.5%
Return on assets 2.6% 8.9% 4.6% 4.9% 4.8% 13.9% 2.2% −1.8% 2.6% 4.1%
Growth
Revenue growth — 13.4% 19.8% 6.3% 2.7% 17.0% 25.3% 3.3% 9.2% 9.4%
Net income growth 1,944.1% 265.8% −37.3% 25.4% −1.1% 305.1% −80.9% −177.4% — 60.1%
EPS growth 1,525.0% 256.9% −37.5% 24.8% −1.1% 302.2% −80.8% −177.5% — 60.0%
FCF growth 50.3% 24.3% 13.7% 56.7% −1.1% 0.4% −100.2% — 54.4% 28.0%
Share count change 10.7% 2.9% 0.5% 0.5% 0.2% 0.4% 0.1% 0.2% 1.7% −0.1%
Financial health
Net debt / EBITDA 3.9x 3.3x 4.7x 3.8x 3.5x 4.4x 4.4x 7.5x 3.7x 3.0x
Debt / equity 1.7x 1.4x 2.1x 1.6x 1.4x 1.6x 1.4x 1.3x 1.2x 1.2x
Interest coverage 3.5x 5.3x 3.7x 3.1x 4.0x 5.8x 2.7x 0.5x 2.5x 3.6x
Current ratio 1.5x 1.3x 1.5x 1.6x 2.2x 1.9x 1.6x 1.5x 1.7x 1.8x
Quick ratio 1.5x 1.3x 1.5x 1.6x 2.2x 1.9x 1.6x 1.5x 1.7x 1.8x
Capital allocation
Capex / revenue 7.3% 7.0% 7.8% 7.7% 8.1% 7.6% 8.0% 8.1% 7.6% 7.1%
Stock comp / revenue 1.4% 1.7% 2.5% 2.0% 1.8% 2.3% 2.2% 2.6% 2.9% 3.2%
Payouts / FCF 0.3% 40.4% 11.1% 9.7% 9.9% 12.0% — 24.4% 16.0% 59.3%
Quality scores
Piotroski F-score — 7.0 5.0 5.0 6.0 4.0 4.0 3.0 7.0 8.0
Altman Z'' 0.9 1.5 1.3 1.6 2.2 2.1 2.0 1.6 2.2 2.6
Accruals ratio −5.8% −0.5% −4.6% −6.1% −6.2% 5.8% −0.3% −7.5% −5.0% −4.8%

Source: SEC EDGAR XBRL filings (CIK 0001552033). Data updated October 12, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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