Citigroup
C · Diversified Banks
$120.62
1.5%PNC Financial Services
PNC · Diversified Banks
$224.46
0.5%The short version
- Citigroup is the larger business, with $85.2B of revenue in fiscal 2025 against $23.1B for PNC Financial Services, about 3.7 times as much.
- PNC Financial Services grew revenue faster (7.2%, against 5.6%).
- Investors pay more for each dollar of Citigroup’s earnings: a P/E of 17.3x against 12.4x for PNC Financial Services.
| Latest fiscal year | C · FY25 | PNC · FY25 |
|---|---|---|
| Size | ||
| Market cap | $225.9B | $88.9B |
| Revenue | $85.2B | $23.1B |
| Free cash flow | — | — |
| Net income | $14.3B | $7.0B |
| Growth | ||
| Revenue growth | 5.6% | 7.2% |
| 5-year growth | 2.5% | 6.5% |
| Share count change | −3.5% | −1.0% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 16.8% | 30.3% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 6.8% | 12.2% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $18.6B | $4.0B |
| Valuation & quality | ||
| P/E | 17.3x | 12.4x |
| Piotroski F-score | — | — |
FY16
C $70.8B
PNC $15.2B
FY17
C $72.4B
PNC $16.3B
FY18
C $72.9B
PNC $16.2B
FY19
C $75.1B
PNC $16.8B
FY20
C $75.5B
PNC $16.9B
FY21
C $71.9B
PNC $19.2B
FY22
C $75.3B
PNC $21.1B
FY23
C $78.1B
PNC $21.5B
FY24
C $80.7B
PNC $21.6B
FY25
C $85.2B
PNC $23.1B
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.