Chubb
CB Β· Property & Casualty Insurance
$355.11
2.4%Travelers Companies
TRV Β· Property & Casualty Insurance
$398.28
1.8%The short version
- Chubb is the larger business, with $59.4B of revenue in fiscal 2025 against $48.8B for Travelers Companies.
- Chubb grew revenue faster (6.5%, against 5.2%).
- Travelers Companies earned a higher return on the capital invested in it (20.1%, against 13.6%).
- Investors pay more for each dollar of Chubbβs earnings: a P/E of 12.6x against 10.5x for Travelers Companies.
| Latest fiscal year | CB Β· FY25 | TRV Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $140.1B | $83.9B |
| Revenue | $59.4B | $48.8B |
| Free cash flow | β | β |
| Net income | $10.3B | $6.3B |
| Growth | ||
| Revenue growth | 6.5% | 5.2% |
| 5-year growth | 10.5% | 8.8% |
| Share count change | β1.7% | β1.5% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 17.4% | 12.9% |
| FCF margin | β | β |
| Return on capital | 13.6% | 20.1% |
| Return on equity | 15.0% | 20.7% |
| Balance sheet | ||
| Net debt | $9.9B | $2.7B |
| Net debt / EBITDA | β | 0.3x |
| Dividends and buybacks | $5.2B | $4.0B |
| Valuation & quality | ||
| P/E | 12.6x | 10.5x |
| Piotroski F-score | β | β |
FY16
CB $31.5B
TRV $27.6B
FY17
CB $32.2B
TRV $28.9B
FY18
CB $32.7B
TRV $30.3B
FY19
CB $34.2B
TRV $31.6B
FY20
CB $36.0B
TRV $32.0B
FY21
CB $40.9B
TRV $34.8B
FY22
CB $43.1B
TRV $36.9B
FY23
CB $49.7B
TRV $41.4B
FY24
CB $55.8B
TRV $46.4B
FY25
CB $59.4B
TRV $48.8B
CB
TRV
FY16
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FY17
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FY23
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FY25
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FY16
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FY16
CB 11.1%
TRV 13.3%
FY17
CB 7.4%
TRV 9.4%
FY18
CB 7.6%
TRV 11.3%
FY19
CB 8.0%
TRV 11.2%
FY20
CB 6.0%
TRV 10.5%
FY21
CB 13.0%
TRV 12.9%
FY22
CB 8.9%
TRV 11.2%
FY23
CB 14.9%
TRV 12.9%
FY24
CB 14.0%
TRV 18.5%
FY25
CB 13.6%
TRV 20.1%
CB
TRV
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.