Old National Bank
ONB · Regional Banks
$25.32
0.6%UMB Financial
UMBF · Regional Banks
$135.51
0.5%The short version
- UMB Financial is the larger business, with $2.7B of revenue in fiscal 2025 against $2.5B for Old National Bank.
- UMB Financial grew revenue faster (62.8%, against 33.9%).
- Investors pay more for each dollar of Old National Bank’s earnings: a P/E of 13.0x against 11.3x for UMB Financial.
| Latest fiscal year | ONB · FY25 | UMBF · FY25 |
|---|---|---|
| Size | ||
| Market cap | $9.3B | $10.0B |
| Revenue | $2.5B | $2.7B |
| Free cash flow | — | — |
| Net income | $669M | $702M |
| Growth | ||
| Revenue growth | 33.9% | 62.8% |
| 5-year growth | 24.8% | 15.5% |
| Share count change | 17.5% | 50.2% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 26.5% | 26.5% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 9.0% | 12.6% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $297M | $153M |
| Valuation & quality | ||
| P/E | 13.0x | 11.3x |
| Piotroski F-score | — | — |
FY16
ONB $656M
UMBF $898M
FY17
ONB $621M
UMBF $983M
FY18
ONB $733M
UMBF $1.0B
FY19
ONB $804M
UMBF $1.1B
FY20
ONB $835M
UMBF $1.3B
FY21
ONB $811M
UMBF $1.3B
FY22
ONB $1.7B
UMBF $1.5B
FY23
ONB $1.8B
UMBF $1.5B
FY24
ONB $1.9B
UMBF $1.6B
FY25
ONB $2.5B
UMBF $2.7B
ONB
UMBF
FY16
ONB —
UMBF —
FY17
ONB —
UMBF —
FY18
ONB —
UMBF —
FY19
ONB —
UMBF —
FY20
ONB —
UMBF —
FY21
ONB —
UMBF —
FY22
ONB —
UMBF —
FY23
ONB —
UMBF —
FY24
ONB —
UMBF —
FY25
ONB —
UMBF —
ONB
UMBF
FY16
ONB —
UMBF —
FY17
ONB —
UMBF —
FY18
ONB —
UMBF —
FY19
ONB —
UMBF —
FY20
ONB —
UMBF —
FY21
ONB —
UMBF —
FY22
ONB —
UMBF —
FY23
ONB —
UMBF —
FY24
ONB —
UMBF —
FY25
ONB —
UMBF —
ONB
UMBF
FY16
ONB —
UMBF —
FY17
ONB —
UMBF —
FY18
ONB —
UMBF —
FY19
ONB —
UMBF —
FY20
ONB —
UMBF —
FY21
ONB —
UMBF —
FY22
ONB —
UMBF —
FY23
ONB —
UMBF —
FY24
ONB —
UMBF —
FY25
ONB —
UMBF —
ONB
UMBF
Add another company
Compare up to four at once.
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.