MGIC Investment vs RenaissanceRe
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KIRAβs take AI analyst
I put MGIC Investment and RenaissanceRe side by side, using each oneβs latest annual report. Here is what stands out:
- RenaissanceRe is the larger business, with $12.8B of revenue in fiscal 2025 against $1.2B for MGIC Investment, about 11 times as much.
- RenaissanceRe grew revenue faster (9.9%, against 0.5%).
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
MGIC Investment
MTG
2/5
Net marginShare count change
RenaissanceRe
RNR
3/5
Revenue growth5-year growthReturn on equity
Side by side
Best in the row
| Latest fiscal year | MTG FY25 | RNR FY25 |
|---|---|---|
| Size | ||
| Market cap | $6.1B | $14.6B |
| Revenue | $1.2B | $12.8B |
| Free cash flow | $852M | β |
| Net income | $738M | $2.7B |
| Growth | ||
| Revenue growth | 0.5% | 9.9% |
| 5-year growth | 0.2% | 20.0% |
| Share count change | β11.0% | β9.5% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 60.8% | 20.9% |
| FCF margin | 70.2% | β |
| Return on capital | β | 54.2% |
| Return on equity | 14.3% | 24.2% |
| Balance sheet | ||
| Net debt | β | β$4.1B |
| Net debt / EBITDA | β | β1.0x |
| Dividends and buybacks | $921M | $1.7B |
| Valuation & quality | ||
| P/E | 9.0x | β |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.