Home BancShares vs Texas Capital Bancshares
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KIRAβs take AI analyst
I put Home BancShares and Texas Capital Bancshares side by side, using each oneβs latest annual report. Here is what stands out:
- Texas Capital Bancshares is the larger business, with $1.3B of revenue in fiscal 2025 against $1.1B for Home BancShares.
- Texas Capital Bancshares grew revenue faster (34.7%, against 7.2%).
- Investors pay more for each dollar of Texas Capital Bancsharesβs earnings: a P/E of 13.1x against 12.4x for Home BancShares.
Who comes out ahead
Of the 5 measures where higher (or lower) is clearly better, how many each company leads.
Home BancShares
HOMB
3/5
5-year growthNet marginReturn on equity
Texas Capital Bancshares
TCBI
2/5
Revenue growthShare count change
Side by side
Best in the row
| Latest fiscal year | HOMB FY25 | TCBI FY25 |
|---|---|---|
| Size | ||
| Market cap | $6.0B | $4.7B |
| Revenue | $1.1B | $1.3B |
| Free cash flow | β | β |
| Net income | $475M | $330M |
| Growth | ||
| Revenue growth | 7.2% | 34.7% |
| 5-year growth | 9.5% | 3.6% |
| Share count change | β1.2% | β1.8% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 43.6% | 26.3% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 11.5% | 9.4% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $241M | $186M |
| Valuation & quality | ||
| P/E | 12.4x | 13.1x |
| Piotroski F-score | β | β |
Ten years
Revenue
Operating margin
Free cash flow
Return on capital
Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.