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Home BancShares

HOMB NYSE Regional Banks Financials FY2016–FY2025

Home BancShares' revenue rose 7.2% to $1.1 billion in fiscal 2025. Net income was $475 million, up 18.2%. Its return on equity was 11.5%, up from 10.4% a year earlier. Its efficiency ratio was 42.0%, down from 43.9% a year earlier. It paid out $241 million in dividends and buybacks. The diluted share count fell 1.2%.

Last close · Oct 23, 2026

$30.10

0.2%
Value it Compare
Revenue Total sales reported in the income statement.
$1.1B
7.2% vs prior year
Efficiency ratio Noninterest expense as a share of revenue. Lower is better for banks.
42.0%
1.9 pts
Net income Profit after all expenses, interest and tax.
$475M
18.2%
Return on equity Net income as a share of average shareholders' equity.
11.5%
1.1 pts
Market cap Last close times the latest diluted share count, so it is approximate.
$6.0B
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
12.4x
On $2.43 EPS (TTM)

What Home BancShares does

No business description yet.

Legal name
HOME BANCSHARES, INC.
Fiscal year ends
December 31, 2025
Latest annual report
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Accession · CIK
0001331520-26-000051
0001331520

Revenue and margins

Home BancShares had $1.1B of revenue in fiscal 2025, up 7.2% on the year before.

Revenue
Revenue
Net interest income share and efficiency ratio
Net interest share Efficiency ratio
Net interest income share and efficiency ratio
Net interest share Efficiency ratio

Net income and earnings per share

From fiscal 2016 to 2025, diluted EPS grew 7.5% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

Return on equity, return on tangible equity and efficiency ratio
ROE ROTE Efficiency ratio

Dividends, buybacks and share count

Home BancShares returned $241M to shareholders in fiscal 2025. The diluted share count fell 1.2%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Value Home BancShares yourself

Change the assumptions and see what they imply per share. These are models, not forecasts or price targets — the answer depends entirely on what you put in.

Earnings multiple

Value per share

—

Reference multiples: today 12.4x · peers 12.6x · sector 13.7x.

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits
Loans Deposits
Fiscal year endFY21FY22FY23FY24FY25
Loans, net $9.6B$14.1B$14.1B$14.5B$15.4B
Deposits $14.3B$17.9B$16.8B$17.1B$17.5B
Loans / deposits 67.3%78.7%84.2%84.5%88.0%
Total assets $18.1B$22.9B$22.7B$22.5B$22.9B
Shareholders' equity $2.8B$3.5B$3.8B$4.0B$4.3B
Goodwill $973M$1.4B$1.4B$1.4B$1.4B
Intangible assets $0.0M$0.0M$0.0M$0.0M$0.0M
Provision / loans —0.5%0.1%0.3%0.1%

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$2.7M

1 insider

Sold, 12 months

$2.2M

6 insiders

Of sales under plans

0%

$0.0M

DateInsiderTradeSharesPriceValueFiling
Aug 11, 2026 Jim RankinDirector Sold 15,000 $30.86 $0.5M Form 4
Aug 4, 2026 John Stephen TiptonCentennial Bank CEO Sold 12,000 $31.59 $0.4M Form 4
Jun 1, 2026 John W Allison IIDirector Sold 2,000 $26.38 $0.1M Form 4
Apr 21, 2026 Jennifer C. FloydChief Accounting Officer Sold 3,000 $27.12 $0.1M Form 4
Apr 17, 2026 John W AllisonChairman & CEO, Director Bought 100,000 $26.96 $2.7M Form 4
Feb 23, 2026 John W Allison IIDirector Sold 5,000 $28.19 $0.1M Form 4
Feb 11, 2026 James G HinkleDirector Sold 30,000 $30.27 $0.9M Form 4
Jan 28, 2026 Donna TownsellDirector of Investor Relations, Director Sold 5,563 $28.38 $0.2M Form 4

Similar companies

Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.

CompanyMarket capGrowthOp. marginFCF marginROICP/EF-score
Home BancShares HOMB $6.0B 7.2% — — — 12.4x —
United Bankshares UBSI $6.9B 19.6% — — — 13.3x — Compare →
Prosperity Bancshares PB $6.6B 4.8% — — — 12.1x — Compare →
Texas Capital Bancshares TCBI $4.7B 34.7% — — — 13.1x — Compare →
Intl Bancshares IBOC $4.2B 1.0% — — — 10.1x — Compare →

10 years of figures

US$ millions unless stated. Hover a ratio's name for its definition.

Download CSV
Fiscal yearFY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $493M $556M $664M $663M $694M $711M $934M $997M $1.0B $1.1B
Net interest income $406M $456M $561M $563M $583M $573M $759M $827M $849M $892M
Noninterest income $87.1M $99.6M $103M $99.5M $112M $138M $175M $170M $169M $199M
Noninterest expense $192M $240M $264M $276M $287M $299M $476M $473M $447M $458M
Provision for credit losses $18.6M $44.2M $4.3M $1.3M $129M −$4.8M $63.6M $12.1M $48.1M $20.9M
Pretax income $283M $271M $396M $386M $278M $417M $395M $512M $522M $612M
Income tax $106M $136M $95.1M $96.1M $63.3M $97.8M $89.3M $119M $120M $136M
Net income $177M $135M $300M $290M $214M $319M $305M $393M $402M $475M
Net income to common $177M $135M $300M $290M $214M $319M $305M $393M $402M $475M
Diluted EPS $1.26 $0.89 $1.73 $1.73 $1.30 $1.94 $1.57 $1.94 $2.01 $2.41
Diluted shares 0.14B 0.15B 0.17B 0.17B 0.17B 0.16B 0.20B 0.20B 0.20B 0.20B
Cash flow
Stock-based compensation $6.6M $6.7M $9.1M $10.7M $8.6M $8.8M $9.1M $9.3M $9.2M $10.7M
Share buybacks $9.8M $20.8M $104M $84.9M $25.7M $44.5M $70.9M $48.8M $86.5M $82.2M
Dividends paid $48.1M $60.4M $79.9M $85.6M $87.7M $92.1M $128M $146M $150M $159M
Dividends and buybacks $57.9M $81.2M $184M $171M $113M $137M $199M $195M $237M $241M
Balance sheet
Loans, net — — $11.0B $10.8B — $9.6B $14.1B $14.1B $14.5B $15.4B
Deposits $6.9B $10.4B $10.9B $11.3B $12.7B $14.3B $17.9B $16.8B $17.1B $17.5B
Goodwill $378M $928M $958M $958M $973M $973M $1.4B $1.4B $1.4B $1.4B
Intangible assets $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Total assets $9.8B $14.4B $15.3B $15.0B $16.4B $18.1B $22.9B $22.7B $22.5B $22.9B
Preferred stock $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Shareholders' equity $1.3B $2.2B $2.3B $2.5B $2.6B $2.8B $3.5B $3.8B $4.0B $4.3B
Margins
Net margin 35.9% 24.3% 45.3% 43.7% 30.9% 44.9% 32.7% 39.4% 39.5% 43.6%
Net interest share of revenue 82.3% 82.1% 84.5% 85.0% 83.9% 80.6% 81.3% 83.0% 83.4% 81.8%
Efficiency ratio 38.9% 43.2% 39.8% 41.6% 41.4% 42.0% 50.9% 47.4% 43.9% 42.0%
Returns
Return on equity 14.0% 7.7% 13.2% 11.9% 8.4% 11.9% 9.7% 10.7% 10.4% 11.5%
Return on assets 1.9% 1.1% 2.0% 1.9% 1.4% 1.9% 1.5% 1.7% 1.8% 2.1%
Return on tangible equity 20.0% 12.1% 22.5% 19.7% 13.5% 18.6% 15.6% 17.4% 16.2% 17.4%
Growth
Revenue growth 17.1% 12.7% 19.5% −0.2% 4.8% 2.3% 31.4% 6.8% 2.1% 7.2%
Net income growth 28.2% −23.7% 122.4% −3.6% −25.9% 48.8% −4.3% 28.7% 2.4% 18.2%
EPS growth 24.8% −29.4% 94.4% 0.0% −24.9% 49.2% −19.1% 23.6% 3.6% 19.9%
Share count change 2.6% 7.7% 14.9% −3.6% −1.5% −0.3% 18.3% 4.0% −1.3% −1.2%
Financial health
Loans / deposits — — 100.6% 95.5% — 67.3% 78.7% 84.2% 84.5% 88.0%
Provision / loans — — — 0.0% — — 0.5% 0.1% 0.3% 0.1%
Capital allocation
Stock comp / revenue 1.3% 1.2% 1.4% 1.6% 1.2% 1.3% 1.0% 0.9% 0.9% 1.0%

Source: SEC EDGAR XBRL filings (CIK 0001331520). Data updated October 18, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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