Home BancShares
HOMB · Regional Banks
$30.10
0.2%United Bankshares
UBSI · Regional Banks
$48.67
0.4%The short version
- United Bankshares is the larger business, with $1.2B of revenue in fiscal 2025 against $1.1B for Home BancShares.
- United Bankshares grew revenue faster (19.6%, against 7.2%).
- Investors pay more for each dollar of United Bankshares’s earnings: a P/E of 13.3x against 12.4x for Home BancShares.
| Latest fiscal year | HOMB · FY25 | UBSI · FY25 |
|---|---|---|
| Size | ||
| Market cap | $6.0B | $6.9B |
| Revenue | $1.1B | $1.2B |
| Free cash flow | — | — |
| Net income | $475M | $465M |
| Growth | ||
| Revenue growth | 7.2% | 19.6% |
| 5-year growth | 9.5% | 36.3% |
| Share count change | −1.2% | 4.9% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 43.6% | 37.6% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 11.5% | 8.9% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $241M | $336M |
| Valuation & quality | ||
| P/E | 12.4x | 13.3x |
| Piotroski F-score | — | — |
FY16
HOMB $493M
UBSI $495M
FY17
HOMB $556M
UBSI $681M
FY18
HOMB $664M
UBSI $240M
FY19
HOMB $663M
UBSI $277M
FY20
HOMB $694M
UBSI $263M
FY21
HOMB $711M
UBSI $331M
FY22
HOMB $934M
UBSI $312M
FY23
HOMB $997M
UBSI $1.1B
FY24
HOMB $1.0B
UBSI $1.0B
FY25
HOMB $1.1B
UBSI $1.2B
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.