Ameriprise Financial
AMP NYSE Asset Management & Custody Banks Financials FY2016–FY2025
Ameriprise Financial's revenue rose 5.5% to $18.9 billion in fiscal 2025. Net income was $3.6 billion, up 4.8%. It paid out $3.5 billion in dividends and buybacks. The diluted share count fell 4.6%.
Revenue
Total sales reported in the income statement.
$18.9B
5.5%
vs prior year
Efficiency ratio
Noninterest expense as a share of revenue. Lower is better for banks.
—
Net income
Profit after all expenses, interest and tax.
$3.6B
4.8%
Return on equity
Net income as a share of average shareholders' equity.
—
Market cap
Last close times the latest diluted share count, so it is approximate.
$48.3B
Oct 23 close
P/E
Last close divided by diluted earnings per share over the last four quarters.
11.9x
On $41.44 EPS (TTM)
About these figures. Ameriprise is counted as a bank because it takes deposits through its bank, but its filings don't tag net interest income, noninterest expense or loans, so the bank ratios are left blank.
What Ameriprise Financial does
No business description yet.
- Legal name
- AMERIPRISE FINANCIAL, INC.
- Fiscal year ends
- December 31, 2025
- Latest annual report
- —
- Accession · CIK
- 0000820027-26-000011
0000820027
Revenue and margins
Ameriprise Financial had $18.9B of revenue in fiscal 2025, up 5.5% on the year before.
FY16
Revenue $11.8B
FY17
Revenue $12.2B
FY18
Revenue $12.9B
FY19
Revenue $13.1B
FY20
Revenue $12.0B
FY21
Revenue $13.4B
FY22
Revenue $14.3B
FY23
Revenue $16.1B
FY24
Revenue $17.9B
FY25
Revenue $18.9B
Q3 '23
Revenue $4.1B
Q4 '23
Revenue $4.2B
Q1 '24
Revenue $4.3B
Q2 '24
Revenue $4.4B
Q3 '24
Revenue $4.6B
Q4 '24
Revenue $4.6B
Q1 '25
Revenue $4.5B
Q2 '25
Revenue $4.5B
Q3 '25
Revenue $4.9B
Q4 '25
Revenue $5.0B
Q1 '26
Revenue $4.9B
Q2 '26
Revenue $5.0B
FY16
Net interest share —
Efficiency ratio —
FY17
Net interest share —
Efficiency ratio —
FY18
Net interest share —
Efficiency ratio —
FY19
Net interest share —
Efficiency ratio —
FY20
Net interest share —
Efficiency ratio —
FY21
Net interest share —
Efficiency ratio —
FY22
Net interest share —
Efficiency ratio —
FY23
Net interest share —
Efficiency ratio —
FY24
Net interest share —
Efficiency ratio —
FY25
Net interest share —
Efficiency ratio —
Net interest share
Efficiency ratio
Net income and earnings per share
From fiscal 2016 to 2025, diluted EPS grew 18.6% a year. Loss periods are shown in red.
FY16
Net income $1.3B
FY17
Net income $1.5B
FY18
Net income $2.1B
FY19
Net income $1.9B
FY20
Net income $1.5B
FY21
Net income $3.4B
FY22
Net income $3.1B
FY23
Net income $2.6B
FY24
Net income $3.4B
FY25
Net income $3.6B
Q3 '23
Net income $872M
Q4 '23
Net income $377M
Q1 '24
Net income $990M
Q2 '24
Net income $829M
Q3 '24
Net income $511M
Q4 '24
Net income $1.1B
Q1 '25
Net income $583M
Q2 '25
Net income $1.1B
Q3 '25
Net income $912M
Q4 '25
Net income $1.0B
Q1 '26
Net income $915M
Q2 '26
Net income $1.1B
FY16
Diluted EPS $7.81
FY17
Diluted EPS $9.44
FY18
Diluted EPS $14.20
FY19
Diluted EPS $13.92
FY20
Diluted EPS $12.20
FY21
Diluted EPS $28.48
FY22
Diluted EPS $27.70
FY23
Diluted EPS $23.71
FY24
Diluted EPS $33.05
FY25
Diluted EPS $36.28
Q3 '23
Diluted EPS $8.14
Q4 '23
Diluted EPS $3.57
Q1 '24
Diluted EPS $9.46
Q2 '24
Diluted EPS $8.02
Q3 '24
Diluted EPS $5.00
Q4 '24
Diluted EPS $10.52
Q1 '25
Diluted EPS $5.83
Q2 '25
Diluted EPS $10.73
Q3 '25
Diluted EPS $9.33
Q4 '25
Diluted EPS $10.45
Q1 '26
Diluted EPS $9.68
Q2 '26
Diluted EPS $11.98
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
FY16
ROE —
ROTE 23.4%
Efficiency ratio —
FY17
ROE —
ROTE 29.6%
Efficiency ratio —
FY18
ROE —
ROTE 45.4%
Efficiency ratio —
FY19
ROE —
ROTE 41.3%
Efficiency ratio —
FY20
ROE —
ROTE 31.6%
Efficiency ratio —
FY21
ROE —
ROTE 82.0%
Efficiency ratio —
FY22
ROE —
ROTE 108.7%
Efficiency ratio —
FY23
ROE —
ROTE 89.2%
Efficiency ratio —
FY24
ROE —
ROTE 95.2%
Efficiency ratio —
FY25
ROE —
ROTE 79.7%
Efficiency ratio —
ROE
ROTE
Efficiency ratio
Dividends, buybacks and share count
Ameriprise Financial returned $3.5B to shareholders in fiscal 2025. The diluted share count fell 4.6%.
FY16
Dividends $479M
Buybacks $1.7B
FY17
Dividends $491M
Buybacks $1.5B
FY18
Dividends $506M
Buybacks $1.6B
FY19
Dividends $504M
Buybacks $1.9B
FY20
Dividends $497M
Buybacks $1.4B
FY21
Dividends $511M
Buybacks $2.0B
FY22
Dividends $534M
Buybacks $2.0B
FY23
Dividends $550M
Buybacks $2.1B
FY24
Dividends $574M
Buybacks $2.4B
FY25
Dividends $596M
Buybacks $2.9B
Dividends
Buybacks
Q3 '23
Dividends $139M
Buybacks $545M
Q4 '23
Dividends $136M
Buybacks $467M
Q1 '24
Dividends $138M
Buybacks $628M
Q2 '24
Dividends $147M
Buybacks $573M
Q3 '24
Dividends $145M
Buybacks $582M
Q4 '24
Dividends $144M
Buybacks $665M
Q1 '25
Dividends $144M
Buybacks $730M
Q2 '25
Dividends $152M
Buybacks $581M
Q3 '25
Dividends $151M
Buybacks $701M
Q4 '25
Dividends $149M
Buybacks $895M
Q1 '26
Dividends $148M
Buybacks $874M
Q2 '26
Dividends $152M
Buybacks $779M
Dividends
Buybacks
FY16
Diluted shares 0.17B
FY17
Diluted shares 0.16B
FY18
Diluted shares 0.15B
FY19
Diluted shares 0.14B
FY20
Diluted shares 0.13B
FY21
Diluted shares 0.12B
FY22
Diluted shares 0.11B
FY23
Diluted shares 0.11B
FY24
Diluted shares 0.10B
FY25
Diluted shares 0.10B
Value Ameriprise Financial yourself
Change the assumptions and see what they imply per share. These are models, not forecasts or price targets — the answer depends entirely on what you put in.
Earnings multiple
Value per share
—
Reference multiples: today 11.9x · peers 15.9x · sector 13.7x.
Balance sheet
Loans, deposits and capital at each fiscal year end.
FY16
Loans —
Deposits —
FY17
Loans —
Deposits —
FY18
Loans —
Deposits —
FY19
Loans —
Deposits —
FY20
Loans —
Deposits $17.6B
FY21
Loans —
Deposits $20.2B
FY22
Loans —
Deposits $30.8B
FY23
Loans —
Deposits $37.3B
FY24
Loans —
Deposits $35.8B
FY25
Loans —
Deposits $33.8B
Loans
Deposits
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Deposits | $20.2B | $30.8B | $37.3B | $35.8B | $33.8B |
| Total assets | $177.7B | $158.9B | $175.2B | $181.4B | $190.9B |
| Shareholders' equity | $4.8B | $3.8B | $4.7B | $5.2B | $6.5B |
| Goodwill | $1.5B | $1.4B | $1.4B | $1.4B | $1.4B |
| Intangible assets | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$65.3M
9 insiders
Of sales under plans
0%
$0.0M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 10, 2026 | Dawn M. BrockmanSVP and Controller | Sold | 472 | $558.93 | $0.3M | Form 4 |
| Aug 6, 2026 | Deirdre Davey McGrawEVP Mktg, Strat. & Comms. | Sold | 2,400 | $558.28 | $1.3M | Form 4 |
| Jul 28, 2026 | James M CracchioloChairman and CEO, Director | Sold | 18,020 | $545.43 | $9.8M | Form 4 |
| Jul 28, 2026 | Walter Stanley BermanExecutive VP and CFO | Sold | 11,012 | $548.95 | $6.0M | Form 4 |
| Jul 28, 2026 | William Jerryl WilliamsPres, Wealth Mgmt Advisor Grp | Sold | 8,210 | $539.35 | $4.4M | Form 4 |
| Jul 27, 2026 | William Jerryl WilliamsPres, Wealth Mgmt Advisor Grp | Sold | 7,894 | $537.08 | $4.2M | Form 4 |
| May 14, 2026 | Gerard P. SmythEVP & Hd. of Tech. & Serv. Del | Sold | 6,255 | $472.52 | $3.0M | Form 4 |
| May 8, 2026 | Robert Francis Sharpe JRDirector | Sold | 1,200 | $465.83 | $0.6M | Form 4 |
| Feb 10, 2026 | William F TruscottCEO, Global Asset Management | Sold | 5,000 | $532.08 | $2.7M | Form 4 |
| Feb 9, 2026 | Gumer AlveroPresident-insurance&annuities | Sold | 4,658 | $542.88 | $2.5M | Form 4 |
| Feb 5, 2026 | Walter Stanley BermanExecutive VP and CFO | Sold | 7,000 | $544.22 | $3.8M | Form 4 |
| Feb 4, 2026 | James M CracchioloChairman and CEO, Director | Sold | 48,813 | $544.96 | $26.6M | Form 4 |
Similar companies
Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score | |
|---|---|---|---|---|---|---|---|---|
| Ameriprise Financial AMP | $48.3B | 5.5% | — | — | — | 11.9x | — | |
| BNY Mellon BNY | $104.1B | 7.9% | — | — | — | 16.9x | — | Compare → |
| State Street STT | $48.5B | 7.3% | — | — | — | 14.8x | — | Compare → |
| Northern Trust NTRS | $32.3B | −2.5% | — | — | — | — | — | Compare → |
| Synchrony Financial SYF | $27.5B | −2.8% | — | — | — | 7.7x | — | Compare → |
10 years of figures
US$ millions unless stated. Hover a ratio's name for its definition.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $11.8B | $12.2B | $12.9B | $13.1B | $12.0B | $13.4B | $14.3B | $16.1B | $17.9B | $18.9B |
| Provision for credit losses | $2.0M | −$1.0M | $0.0M | $0.0M | $21.0M | −$11.0M | $13.0M | $8.0M | −$2.0M | $2.0M |
| Pretax income | $1.6B | $2.2B | $2.5B | $2.2B | $1.8B | $4.2B | $3.9B | $3.2B | $4.3B | $4.5B |
| Income tax | $278M | $734M | $386M | $339M | $297M | $768M | $782M | $678M | $866M | $941M |
| Net income | $1.3B | $1.5B | $2.1B | $1.9B | $1.5B | $3.4B | $3.1B | $2.6B | $3.4B | $3.6B |
| Net income to common | $1.3B | $1.5B | $2.1B | $1.9B | $1.5B | $3.4B | $3.1B | $2.6B | $3.4B | $3.6B |
| Diluted EPS | $7.81 | $9.44 | $14.20 | $13.92 | $12.20 | $28.48 | $27.70 | $23.71 | $33.05 | $36.28 |
| Diluted shares | 0.17B | 0.16B | 0.15B | 0.14B | 0.13B | 0.12B | 0.11B | 0.11B | 0.10B | 0.10B |
| Cash flow | ||||||||||
| Stock-based compensation | $134M | $121M | $144M | $135M | $146M | $152M | $170M | $187M | $193M | $206M |
| Share buybacks | $1.7B | $1.5B | $1.6B | $1.9B | $1.4B | $2.0B | $2.0B | $2.1B | $2.4B | $2.9B |
| Dividends paid | $479M | $491M | $506M | $504M | $497M | $511M | $534M | $550M | $574M | $596M |
| Dividends and buybacks | $2.2B | $2.0B | $2.1B | $2.4B | $1.9B | $2.5B | $2.5B | $2.7B | $3.0B | $3.5B |
| Balance sheet | ||||||||||
| Deposits | — | — | — | — | $17.6B | $20.2B | $30.8B | $37.3B | $35.8B | $33.8B |
| Goodwill | $1.1B | $1.2B | $1.2B | $1.2B | $1.2B | $1.5B | $1.4B | $1.4B | $1.4B | $1.4B |
| Intangible assets | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Total assets | $139.8B | $147.5B | $137.2B | $151.8B | $165.9B | $177.7B | $158.9B | $175.2B | $181.4B | $190.9B |
| Preferred stock | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Shareholders' equity | $6.3B | $6.0B | $5.6B | $5.9B | $6.1B | $4.8B | $3.8B | $4.7B | $5.2B | $6.5B |
| Margins | ||||||||||
| Net margin | 11.1% | 12.2% | 16.2% | 14.5% | 12.8% | 25.5% | 22.0% | 15.9% | 19.0% | 18.8% |
| Returns | ||||||||||
| Return on assets | 0.9% | 1.0% | 1.5% | 1.3% | 1.0% | 2.0% | 1.9% | 1.5% | 1.9% | 1.9% |
| Return on tangible equity | 23.4% | 29.6% | 45.4% | 41.3% | 31.6% | 82.0% | 108.7% | 89.2% | 95.2% | 79.7% |
| Growth | ||||||||||
| Revenue growth | −3.0% | 2.9% | 6.1% | 1.4% | −8.7% | 12.0% | 7.1% | 12.3% | 11.4% | 5.5% |
| Net income growth | −15.9% | 12.7% | 41.8% | −9.8% | −19.0% | 122.8% | −7.8% | −18.8% | 33.1% | 4.8% |
| EPS growth | −7.9% | 20.9% | 50.4% | −2.0% | −12.4% | 133.4% | −2.7% | −14.4% | 39.4% | 9.8% |
| Share count change | −8.7% | −6.8% | −5.7% | −7.9% | −7.6% | −4.5% | −5.3% | −5.2% | −4.6% | −4.6% |
| Capital allocation | ||||||||||
| Stock comp / revenue | 1.1% | 1.0% | 1.1% | 1.0% | 1.2% | 1.1% | 1.2% | 1.2% | 1.1% | 1.1% |
Source: SEC EDGAR XBRL filings (CIK 0000820027). Data updated October 9, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.