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Hancock Whitney

HWC Nasdaq Regional Banks Financials FY2016–FY2025

Hancock Whitney's revenue rose 4.8% to $1.5 billion in fiscal 2025. Net income was $486 million, up 5.5%. Its return on equity was 11.3%, down from 11.6% a year earlier. Its efficiency ratio was 56.2%, down from 56.7% a year earlier. It paid out $401 million in dividends and buybacks. The diluted share count fell 1.4%.

Last close Β· Oct 23, 2026

$73.51

0.0%
Revenue Total sales reported in the income statement.
$1.5B
4.8% vs prior year
Efficiency ratio Noninterest expense as a share of revenue. Lower is better for banks.
56.2%
0.5 pts
Net income Profit after all expenses, interest and tax.
$486M
5.5%
Return on equity Net income as a share of average shareholders' equity.
11.3%
0.3 pts
Market cap Last close times the latest diluted share count, so it is approximate.
$6.3B
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
14.4x
On $5.11 EPS (TTM)

What Hancock Whitney does

No business description yet.

Legal name
HANCOCK WHITNEY CORPORATION
Fiscal year ends
December 31, 2025
Latest annual report
β€”
Accession Β· CIK
0001193125-26-077903
0000750577

Revenue and margins

Hancock Whitney had $1.5B of revenue in fiscal 2025, up 4.8% on the year before.

Revenue
Revenue
Net interest income share and efficiency ratio
Net interest share Efficiency ratio
Net interest income share and efficiency ratio
Net interest share Efficiency ratio

Net income and earnings per share

From fiscal 2016 to 2025, diluted EPS grew 13.1% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

Return on equity, return on tangible equity and efficiency ratio
ROE ROTE Efficiency ratio

Dividends, buybacks and share count

Hancock Whitney returned $401M to shareholders in fiscal 2025. The diluted share count fell 1.4%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Value Hancock Whitney yourself

Change the assumptions and see what they imply per share. These are models, not forecasts or price targets β€” the answer depends entirely on what you put in.

Earnings multiple

Value per share

β€”

Reference multiples: today 14.4x Β· peers 11.4x Β· sector 13.7x.

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits
Loans Deposits
Fiscal year endFY21FY22FY23FY24FY25
Loans, net $21.1B$23.1B$23.9Bβ€”β€”
Deposits $30.5B$29.1B$29.7B$29.5B$29.3B
Loans / deposits 69.4%79.5%80.6%β€”β€”
Total assets $36.5B$35.2B$35.6B$35.1B$35.5B
Shareholders' equity $3.7B$3.3B$3.8B$4.1B$4.5B
Goodwill $856M$856M$856M$856M$925M
Intangible assets $0.0M$0.0M$0.0M$0.0M$0.0M

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$0.0M

0 insiders

Sold, 12 months

$7.6M

6 insiders

Of sales under plans

0%

$0.0M

DateInsiderTradeSharesPriceValueFiling
Aug 20, 2026 Emory L Mayfield JrChief Banking Officer Sold 4,990 $76.40 $0.4M Form 4
Jul 24, 2026 Michael M AcharyChief Financial Officer Sold 22,694 $76.18 $1.7M Form 4
May 22, 2026 Christine L PickeringDirector Sold 417 $67.16 $0.0M Form 4
Feb 10, 2026 Christine L PickeringDirector Sold 1,082 $73.03 $0.1M Form 4
Feb 10, 2026 John M HairstonPresident & CEO, Director Sold 26,453 $72.81 $1.9M Form 4
Feb 9, 2026 John M HairstonPresident & CEO, Director Sold 37,000 $74.36 $2.8M Form 4
Jan 23, 2026 Christopher S ZilucaChief Credit Officer Sold 5,227 $68.57 $0.4M Form 4
Nov 14, 2025 Dean LiollioDirector Sold 5,328 $58.48 $0.3M Form 4

Similar companies

Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.

CompanyMarket capGrowthOp. marginFCF marginROICP/EF-score
Hancock Whitney HWC $6.3B 4.8% β€” β€” β€” 14.4x β€”
Associated Bank ASB $5.0B 43.3% β€” β€” β€” 10.5x β€” Compare β†’
FNB FNB $6.6B 10.6% β€” β€” β€” 10.8x β€” Compare β†’
Texas Capital Bancshares TCBI $4.7B 34.7% β€” β€” β€” 13.1x β€” Compare β†’
Prosperity Bancshares PB $6.6B 4.8% β€” β€” β€” 12.1x β€” Compare β†’

10 years of figures

US$ millions unless stated. Hover a ratio's name for its definition.

Download CSV
Fiscal yearFY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $910M $1.1B $1.1B $1.2B $1.3B $1.3B $1.4B $1.4B $1.4B $1.5B
Net interest income $659M $792M $849M $895M $943M $933M $1.1B $1.1B $1.1B $1.1B
Noninterest income $251M $268M $285M $316M $324M $364M $332M $289M $364M $406M
Noninterest expense $612M $693M $716M $771M $789M $807M $751M $837M $820M $852M
Pretax income $187M $308M $382M $393M βˆ’$125M $568M $659M $490M $574M $612M
Income tax $37.6M $92.8M $58.3M $65.4M βˆ’$79.6M $105M $135M $97.5M $113M $126M
Net income $149M $216M $324M $327M βˆ’$45.2M $463M $524M $393M $461M $486M
Net income to common $149M $216M $324M $327M βˆ’$45.2M $463M $524M $393M $461M $486M
Diluted EPS $1.87 $2.48 $3.72 $3.72 βˆ’$0.54 $5.22 $5.98 $4.50 $5.28 $5.67
Diluted shares 0.08B 0.09B 0.09B 0.09B 0.09B 0.09B 0.09B 0.09B 0.09B 0.09B
Cash flow
Stock-based compensation $14.3M $17.6M $19.8M $20.9M $21.1M $22.4M $23.5M $24.7M $22.7M $24.4M
Share buybacks $0.0M $0.0M $8.3M $185M $12.7M $21.8M $58.9M $0.0M $37.7M $247M
Dividends paid $76.6M $83.3M $88.8M $94.9M $95.6M $95.9M $94.5M $105M $131M $154M
Dividends and buybacks $76.6M $83.3M $97.1M $280M $108M $118M $153M $105M $169M $401M
Balance sheet
Loans, net $16.8B $19.0B $20.0B $21.2B $21.8B $21.1B $23.1B $23.9B β€” β€”
Deposits $19.4B $22.3B $23.2B $23.8B $27.7B $30.5B $29.1B $29.7B $29.5B $29.3B
Goodwill $621M $746M $791M $856M $856M $856M $856M $856M $856M $925M
Intangible assets $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Total assets $24.0B $27.3B $28.2B $30.6B $33.6B $36.5B $35.2B $35.6B $35.1B $35.5B
Preferred stock $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Shareholders' equity $2.7B $2.9B $3.1B $3.5B $3.4B $3.7B $3.3B $3.8B $4.1B $4.5B
Margins
Net margin 16.4% 20.3% 28.6% 27.0% βˆ’3.6% 35.7% 37.9% 28.3% 31.9% 32.1%
Net interest share of revenue 72.4% 74.7% 74.9% 73.9% 74.4% 71.9% 76.0% 79.2% 74.8% 73.2%
Efficiency ratio 67.3% 65.3% 63.1% 63.6% 62.3% 62.2% 54.3% 60.4% 56.7% 56.2%
Returns
Return on equity 5.8% 7.7% 10.9% 10.0% βˆ’1.3% 13.0% 15.0% 11.0% 11.6% 11.3%
Return on assets 0.6% 0.8% 1.2% 1.1% βˆ’0.1% 1.3% 1.5% 1.1% 1.3% 1.4%
Return on tangible equity 7.9% 10.2% 14.6% 13.4% βˆ’1.7% 17.2% 19.8% 14.5% 14.8% 14.3%
Growth
Revenue growth 5.5% 16.5% 7.0% 6.8% 4.6% 2.4% 6.5% 0.3% 4.3% 4.8%
Net income growth 13.6% 44.4% 50.2% 1.1% βˆ’113.8% β€” 13.1% βˆ’25.1% 17.4% 5.5%
EPS growth 14.0% 32.6% 50.0% 0.0% βˆ’114.5% β€” 14.6% βˆ’24.8% 17.3% 7.4%
Share count change βˆ’0.5% 9.0% 0.7% 1.3% βˆ’0.1% 0.6% βˆ’0.7% 0.0% 0.3% βˆ’1.4%
Financial health
Loans / deposits 86.2% 85.4% 86.5% 89.1% 78.7% 69.4% 79.5% 80.6% β€” β€”
Capital allocation
Stock comp / revenue 1.6% 1.7% 1.8% 1.7% 1.7% 1.7% 1.7% 1.8% 1.6% 1.6%

Source: SEC EDGAR XBRL filings (CIK 0000750577). Data updated October 18, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β€” not investment advice. Check the original filings before relying on any figure.

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