Hancock Whitney
HWC Nasdaq Regional Banks Financials FY2016βFY2025
Hancock Whitney's revenue rose 4.8% to $1.5 billion in fiscal 2025. Net income was $486 million, up 5.5%. Its return on equity was 11.3%, down from 11.6% a year earlier. Its efficiency ratio was 56.2%, down from 56.7% a year earlier. It paid out $401 million in dividends and buybacks. The diluted share count fell 1.4%.
What Hancock Whitney does
No business description yet.
- Legal name
- HANCOCK WHITNEY CORPORATION
- Fiscal year ends
- December 31, 2025
- Latest annual report
- β
- Accession Β· CIK
- 0001193125-26-077903
0000750577
Revenue and margins
Hancock Whitney had $1.5B of revenue in fiscal 2025, up 4.8% on the year before.
Net income and earnings per share
From fiscal 2016 to 2025, diluted EPS grew 13.1% a year. Loss periods are shown in red.
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
Dividends, buybacks and share count
Hancock Whitney returned $401M to shareholders in fiscal 2025. The diluted share count fell 1.4%.
Value Hancock Whitney yourself
Change the assumptions and see what they imply per share. These are models, not forecasts or price targets β the answer depends entirely on what you put in.
Earnings multiple
Value per share
β
Reference multiples: today 14.4x Β· peers 11.4x Β· sector 13.7x.
Balance sheet
Loans, deposits and capital at each fiscal year end.
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Loans, net | $21.1B | $23.1B | $23.9B | β | β |
| Deposits | $30.5B | $29.1B | $29.7B | $29.5B | $29.3B |
| Loans / deposits | 69.4% | 79.5% | 80.6% | β | β |
| Total assets | $36.5B | $35.2B | $35.6B | $35.1B | $35.5B |
| Shareholders' equity | $3.7B | $3.3B | $3.8B | $4.1B | $4.5B |
| Goodwill | $856M | $856M | $856M | $856M | $925M |
| Intangible assets | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$7.6M
6 insiders
Of sales under plans
0%
$0.0M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Aug 20, 2026 | Emory L Mayfield JrChief Banking Officer | Sold | 4,990 | $76.40 | $0.4M | Form 4 |
| Jul 24, 2026 | Michael M AcharyChief Financial Officer | Sold | 22,694 | $76.18 | $1.7M | Form 4 |
| May 22, 2026 | Christine L PickeringDirector | Sold | 417 | $67.16 | $0.0M | Form 4 |
| Feb 10, 2026 | Christine L PickeringDirector | Sold | 1,082 | $73.03 | $0.1M | Form 4 |
| Feb 10, 2026 | John M HairstonPresident & CEO, Director | Sold | 26,453 | $72.81 | $1.9M | Form 4 |
| Feb 9, 2026 | John M HairstonPresident & CEO, Director | Sold | 37,000 | $74.36 | $2.8M | Form 4 |
| Jan 23, 2026 | Christopher S ZilucaChief Credit Officer | Sold | 5,227 | $68.57 | $0.4M | Form 4 |
| Nov 14, 2025 | Dean LiollioDirector | Sold | 5,328 | $58.48 | $0.3M | Form 4 |
Similar companies
Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score | |
|---|---|---|---|---|---|---|---|---|
| Hancock Whitney HWC | $6.3B | 4.8% | β | β | β | 14.4x | β | |
| Associated Bank ASB | $5.0B | 43.3% | β | β | β | 10.5x | β | Compare β |
| FNB FNB | $6.6B | 10.6% | β | β | β | 10.8x | β | Compare β |
| Texas Capital Bancshares TCBI | $4.7B | 34.7% | β | β | β | 13.1x | β | Compare β |
| Prosperity Bancshares PB | $6.6B | 4.8% | β | β | β | 12.1x | β | Compare β |
10 years of figures
US$ millions unless stated. Hover a ratio's name for its definition.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $910M | $1.1B | $1.1B | $1.2B | $1.3B | $1.3B | $1.4B | $1.4B | $1.4B | $1.5B |
| Net interest income | $659M | $792M | $849M | $895M | $943M | $933M | $1.1B | $1.1B | $1.1B | $1.1B |
| Noninterest income | $251M | $268M | $285M | $316M | $324M | $364M | $332M | $289M | $364M | $406M |
| Noninterest expense | $612M | $693M | $716M | $771M | $789M | $807M | $751M | $837M | $820M | $852M |
| Pretax income | $187M | $308M | $382M | $393M | β$125M | $568M | $659M | $490M | $574M | $612M |
| Income tax | $37.6M | $92.8M | $58.3M | $65.4M | β$79.6M | $105M | $135M | $97.5M | $113M | $126M |
| Net income | $149M | $216M | $324M | $327M | β$45.2M | $463M | $524M | $393M | $461M | $486M |
| Net income to common | $149M | $216M | $324M | $327M | β$45.2M | $463M | $524M | $393M | $461M | $486M |
| Diluted EPS | $1.87 | $2.48 | $3.72 | $3.72 | β$0.54 | $5.22 | $5.98 | $4.50 | $5.28 | $5.67 |
| Diluted shares | 0.08B | 0.09B | 0.09B | 0.09B | 0.09B | 0.09B | 0.09B | 0.09B | 0.09B | 0.09B |
| Cash flow | ||||||||||
| Stock-based compensation | $14.3M | $17.6M | $19.8M | $20.9M | $21.1M | $22.4M | $23.5M | $24.7M | $22.7M | $24.4M |
| Share buybacks | $0.0M | $0.0M | $8.3M | $185M | $12.7M | $21.8M | $58.9M | $0.0M | $37.7M | $247M |
| Dividends paid | $76.6M | $83.3M | $88.8M | $94.9M | $95.6M | $95.9M | $94.5M | $105M | $131M | $154M |
| Dividends and buybacks | $76.6M | $83.3M | $97.1M | $280M | $108M | $118M | $153M | $105M | $169M | $401M |
| Balance sheet | ||||||||||
| Loans, net | $16.8B | $19.0B | $20.0B | $21.2B | $21.8B | $21.1B | $23.1B | $23.9B | β | β |
| Deposits | $19.4B | $22.3B | $23.2B | $23.8B | $27.7B | $30.5B | $29.1B | $29.7B | $29.5B | $29.3B |
| Goodwill | $621M | $746M | $791M | $856M | $856M | $856M | $856M | $856M | $856M | $925M |
| Intangible assets | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Total assets | $24.0B | $27.3B | $28.2B | $30.6B | $33.6B | $36.5B | $35.2B | $35.6B | $35.1B | $35.5B |
| Preferred stock | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M | $0.0M |
| Shareholders' equity | $2.7B | $2.9B | $3.1B | $3.5B | $3.4B | $3.7B | $3.3B | $3.8B | $4.1B | $4.5B |
| Margins | ||||||||||
| Net margin | 16.4% | 20.3% | 28.6% | 27.0% | β3.6% | 35.7% | 37.9% | 28.3% | 31.9% | 32.1% |
| Net interest share of revenue | 72.4% | 74.7% | 74.9% | 73.9% | 74.4% | 71.9% | 76.0% | 79.2% | 74.8% | 73.2% |
| Efficiency ratio | 67.3% | 65.3% | 63.1% | 63.6% | 62.3% | 62.2% | 54.3% | 60.4% | 56.7% | 56.2% |
| Returns | ||||||||||
| Return on equity | 5.8% | 7.7% | 10.9% | 10.0% | β1.3% | 13.0% | 15.0% | 11.0% | 11.6% | 11.3% |
| Return on assets | 0.6% | 0.8% | 1.2% | 1.1% | β0.1% | 1.3% | 1.5% | 1.1% | 1.3% | 1.4% |
| Return on tangible equity | 7.9% | 10.2% | 14.6% | 13.4% | β1.7% | 17.2% | 19.8% | 14.5% | 14.8% | 14.3% |
| Growth | ||||||||||
| Revenue growth | 5.5% | 16.5% | 7.0% | 6.8% | 4.6% | 2.4% | 6.5% | 0.3% | 4.3% | 4.8% |
| Net income growth | 13.6% | 44.4% | 50.2% | 1.1% | β113.8% | β | 13.1% | β25.1% | 17.4% | 5.5% |
| EPS growth | 14.0% | 32.6% | 50.0% | 0.0% | β114.5% | β | 14.6% | β24.8% | 17.3% | 7.4% |
| Share count change | β0.5% | 9.0% | 0.7% | 1.3% | β0.1% | 0.6% | β0.7% | 0.0% | 0.3% | β1.4% |
| Financial health | ||||||||||
| Loans / deposits | 86.2% | 85.4% | 86.5% | 89.1% | 78.7% | 69.4% | 79.5% | 80.6% | β | β |
| Capital allocation | ||||||||||
| Stock comp / revenue | 1.6% | 1.7% | 1.8% | 1.7% | 1.7% | 1.7% | 1.7% | 1.8% | 1.6% | 1.6% |
Source: SEC EDGAR XBRL filings (CIK 0000750577). Data updated October 18, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β not investment advice. Check the original filings before relying on any figure.