Citigroup
C · Diversified Banks
$120.62
1.5%U.S. Bancorp
USB · Diversified Banks
$59.58
0.7%The short version
- Citigroup is the larger business, with $85.2B of revenue in fiscal 2025 against $28.7B for U.S. Bancorp, about 3.0 times as much.
- Citigroup grew revenue faster (5.6%, against 4.4%).
- Investors pay more for each dollar of Citigroup’s earnings: a P/E of 17.3x against 11.9x for U.S. Bancorp.
| Latest fiscal year | C · FY25 | USB · FY25 |
|---|---|---|
| Size | ||
| Market cap | $225.9B | $92.8B |
| Revenue | $85.2B | $28.7B |
| Free cash flow | — | — |
| Net income | $14.3B | $7.6B |
| Growth | ||
| Revenue growth | 5.6% | 4.4% |
| 5-year growth | 2.5% | 4.3% |
| Share count change | −3.5% | −0.2% |
| Profitability | ||
| Gross margin | — | — |
| Operating margin | — | — |
| Net margin | 16.8% | 26.4% |
| FCF margin | — | — |
| Return on capital | — | — |
| Return on equity | 6.8% | 12.2% |
| Balance sheet | ||
| Net debt | — | — |
| Net debt / EBITDA | — | — |
| Dividends and buybacks | $18.6B | $3.7B |
| Valuation & quality | ||
| P/E | 17.3x | 11.9x |
| Piotroski F-score | — | — |
FY16
C $70.8B
USB $21.3B
FY17
C $72.4B
USB $21.9B
FY18
C $72.9B
USB $22.6B
FY19
C $75.1B
USB $22.9B
FY20
C $75.5B
USB $23.2B
FY21
C $71.9B
USB $22.7B
FY22
C $75.3B
USB $24.3B
FY23
C $78.1B
USB $28.1B
FY24
C $80.7B
USB $27.5B
FY25
C $85.2B
USB $28.7B
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