Citigroup
C Β· Diversified Banks
$120.62
1.5%Wells Fargo
WFC Β· Diversified Banks
$82.39
0.7%The short version
- Citigroup is the larger business, with $85.2B of revenue in fiscal 2025 against $83.7B for Wells Fargo.
- Citigroup grew revenue faster (5.6%, against 1.7%).
- Investors pay more for each dollar of Citigroupβs earnings: a P/E of 17.3x against 12.0x for Wells Fargo.
| Latest fiscal year | C Β· FY25 | WFC Β· FY25 |
|---|---|---|
| Size | ||
| Market cap | $225.9B | $267.1B |
| Revenue | $85.2B | $83.7B |
| Free cash flow | β | β |
| Net income | $14.3B | $21.3B |
| Growth | ||
| Revenue growth | 5.6% | 1.7% |
| 5-year growth | 2.5% | 2.4% |
| Share count change | β3.5% | β6.5% |
| Profitability | ||
| Gross margin | β | β |
| Operating margin | β | β |
| Net margin | 16.8% | 25.5% |
| FCF margin | β | β |
| Return on capital | β | β |
| Return on equity | 6.8% | 11.9% |
| Balance sheet | ||
| Net debt | β | β |
| Net debt / EBITDA | β | β |
| Dividends and buybacks | $18.6B | $23.0B |
| Valuation & quality | ||
| P/E | 17.3x | 12.0x |
| Piotroski F-score | β | β |
FY16
C $70.8B
WFC $88.3B
FY17
C $72.4B
WFC $88.4B
FY18
C $72.9B
WFC $86.4B
FY19
C $75.1B
WFC $85.1B
FY20
C $75.5B
WFC $74.3B
FY21
C $71.9B
WFC $79.2B
FY22
C $75.3B
WFC $74.4B
FY23
C $78.1B
WFC $82.6B
FY24
C $80.7B
WFC $82.3B
FY25
C $85.2B
WFC $83.7B
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FY25
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WFC
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Each company's latest fiscal year; fiscal years end in different months. The best value in each row is highlighted where higher (or lower) is clearly better. Not investment advice.