Fifth Third Bancorp
FITB NYSE Regional Banks Financials FY2016βFY2025
Fifth Third Bancorp's revenue rose 6.3% to $9.0 billion in fiscal 2025. Net income was $2.5 billion, up 9.0%. Its return on equity was 12.2%, up from 11.9% a year earlier. Its efficiency ratio was 57.0%, down from 59.4% a year earlier. It paid out $1.7 billion in dividends and buybacks. The diluted share count fell 2.1%.
What Fifth Third Bancorp does
No business description yet.
- Legal name
- FIFTH THIRD BANCORP
- Fiscal year ends
- December 31, 2025
- Latest annual report
- β
- Accession Β· CIK
- 0000035527-26-000124
0000035527
Revenue and margins
Fifth Third Bancorp had $9.0B of revenue in fiscal 2025, up 6.4% on the year before.
Net income and earnings per share
From fiscal 2016 to 2025, diluted EPS grew 7.1% a year. Loss periods are shown in red.
Returns and efficiency
For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.
Dividends, buybacks and share count
Fifth Third Bancorp returned $1.7B to shareholders in fiscal 2025. The diluted share count fell 2.2%.
Value Fifth Third Bancorp yourself
Change the assumptions and see what they imply per share. These are models, not forecasts or price targets β the answer depends entirely on what you put in.
Earnings multiple
Value per share
β
Reference multiples: today 18.1x Β· peers 12.4x Β· sector 13.7x.
Balance sheet
Loans, deposits and capital at each fiscal year end.
| Fiscal year end | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|
| Loans, net | $110.2B | $119.3B | $114.9B | $117.4B | $120.4B |
| Deposits | $169.3B | $163.7B | $168.9B | $167.3B | $171.8B |
| Loans / deposits | 65.1% | 72.9% | 68.0% | 70.2% | 70.1% |
| Total assets | $211.1B | $207.5B | $214.6B | $212.9B | $214.4B |
| Shareholders' equity | $22.2B | $17.3B | $19.2B | $19.6B | $21.7B |
| Goodwill | $4.5B | $4.9B | $4.9B | $4.9B | $4.9B |
| Intangible assets | $156M | $169M | $125M | $90.0M | $69.0M |
| Provision / loans | β0.4% | 0.5% | 0.4% | 0.5% | 0.6% |
Insider trades
Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.
Bought, 12 months
$0.0M
0 insiders
Sold, 12 months
$7.6M
5 insiders
Of sales under plans
1%
$0.1M
| Date | Insider | Trade | Shares | Price | Value | Filing |
|---|---|---|---|---|---|---|
| Apr 28, 2026 | Peter L SefzikEVP | Sold | 20,000 | $50.46 | $1.0M | Form 4 |
| Apr 20, 2026 | Kevin J KhannaEVP | Sold | 6,000 | $50.77 | $0.3M | Form 4 |
| Feb 24, 2026 | Jude SchrammEVP & CIO | Sold | 3,896 | $50.54 | $0.2M | Form 4 |
| Feb 23, 2026 | Jude SchrammEVP & CIO | Sold | 11,000 | $50.96 | $0.6M | Form 4 |
| Feb 18, 2026 | Timothy SpenceChair, CEO & President, Director | Sold | 3,420 | $54.06 | $0.2M | Form 4 |
| Feb 12, 2026 | Mitchell Stuart FeigerDirector | Sold | 82,122 | $53.08 | $4.4M | Form 4 |
| Feb 11, 2026 | Mitchell Stuart FeigerDirector | Sold | 15,394 | $54.84 | $0.8M | Form 4 |
| Dec 11, 2025 | Jude SchrammEVP & CIO | Sold plan | 2,250 | $48.50 | $0.1M | Form 4 |
Similar companies
Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.
| Company | Market cap | Growth | Op. margin | FCF margin | ROIC | P/E | F-score | |
|---|---|---|---|---|---|---|---|---|
| Fifth Third Bancorp FITB | $35.6B | 6.4% | β | β | β | 18.1x | β | |
| First Citizens BancShares FCNCA | $30.9B | β2.2% | β | β | β | 12.7x | β | Compare β |
| M&T Bank MTB | $35.2B | 4.4% | β | β | β | 11.7x | β | Compare β |
| Citizens Financial Group CFG | $28.5B | 5.6% | β | β | β | 14.2x | β | Compare β |
| Huntington Bancshares HBAN | $23.7B | 10.6% | β | β | β | 12.1x | β | Compare β |
10 years of figures
US$ millions unless stated. Hover a ratio's name for its definition.
| Fiscal year | FY16 | FY17 | FY18 | FY19 | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | ||||||||||
| Revenue | $6.3B | $7.0B | $6.9B | $8.3B | $7.6B | $7.9B | $8.4B | $8.7B | $8.5B | $9.0B |
| Net interest income | $3.6B | $3.8B | $4.1B | $4.8B | $4.8B | $4.8B | $5.6B | $5.8B | $5.6B | $6.0B |
| Noninterest income | $2.7B | $3.2B | $2.8B | $3.5B | $2.8B | $3.1B | $2.8B | $2.9B | $2.8B | $3.0B |
| Noninterest expense | $3.8B | $3.8B | $4.0B | $4.7B | $4.7B | $4.7B | $4.7B | $5.2B | $5.0B | $5.1B |
| Provision for credit losses | $343M | $261M | $207M | $471M | $1.1B | β$377M | $563M | $515M | $530M | $662M |
| Pretax income | $2.2B | $3.0B | $2.8B | $3.2B | $1.8B | $3.5B | $3.1B | $3.0B | $2.9B | $3.2B |
| Income tax | $665M | $799M | $572M | $690M | $370M | $747M | $647M | $639M | $602M | $689M |
| Net income | $1.5B | $2.2B | $2.2B | $2.5B | $1.4B | $2.8B | $2.4B | $2.3B | $2.3B | $2.5B |
| Net income to common | $1.5B | $2.1B | $2.1B | $2.4B | $1.3B | $2.7B | $2.3B | $2.2B | $2.2B | $2.4B |
| Diluted EPS | $1.91 | $2.81 | $3.06 | $3.33 | $1.83 | $3.73 | $3.35 | $3.22 | $3.14 | $3.53 |
| Diluted shares | 0.76B | 0.74B | 0.69B | 0.72B | 0.72B | 0.71B | 0.70B | 0.69B | 0.69B | 0.67B |
| Cash flow | ||||||||||
| Stock-based compensation | $111M | $118M | $127M | $132M | $123M | $120M | $165M | $169M | $164M | $163M |
| Share buybacks | $661M | $1.6B | $1.5B | $1.8B | $0.0M | $1.4B | $100M | $200M | $625M | $525M |
| Dividends paid | $402M | $430M | $467M | $660M | $858M | $897M | $927M | $1.1B | $1.2B | $1.2B |
| Dividends and buybacks | $1.1B | $2.0B | $1.9B | $2.4B | $858M | $2.3B | $1.0B | $1.3B | $1.8B | $1.7B |
| Balance sheet | ||||||||||
| Loans, net | $90.8B | $90.8B | $94.2B | $108.4B | $106.3B | $110.2B | $119.3B | $114.9B | $117.4B | $120.4B |
| Deposits | $103.8B | $103.2B | $108.8B | $127.1B | $159.1B | $169.3B | $163.7B | $168.9B | $167.3B | $171.8B |
| Goodwill | $2.4B | $2.4B | $2.5B | $4.3B | $4.3B | $4.5B | $4.9B | $4.9B | $4.9B | $4.9B |
| Intangible assets | $9.0M | $27.0M | $40.0M | $201M | $139M | $156M | $169M | $125M | $90.0M | $69.0M |
| Total assets | $142.1B | $142.1B | $146.1B | $169.4B | $204.7B | $211.1B | $207.5B | $214.6B | $212.9B | $214.4B |
| Preferred stock | $1.3B | $1.3B | $1.3B | $1.8B | $2.1B | $2.1B | $2.1B | $2.1B | $2.1B | $1.8B |
| Shareholders' equity | $16.2B | $16.2B | $16.3B | $21.2B | $23.1B | $22.2B | $17.3B | $19.2B | $19.6B | $21.7B |
| Margins | ||||||||||
| Net margin | 24.5% | 31.1% | 31.7% | 30.2% | 18.8% | 35.1% | 29.2% | 27.0% | 27.3% | 28.0% |
| Net interest share of revenue | 57.3% | 54.1% | 59.7% | 57.6% | 62.8% | 60.5% | 67.0% | 66.9% | 66.4% | 66.3% |
| Efficiency ratio | 59.6% | 53.9% | 57.1% | 55.9% | 62.0% | 60.2% | 56.4% | 59.8% | 59.4% | 57.1% |
| Returns | ||||||||||
| Return on equity | 9.7% | 13.5% | 13.5% | 13.4% | 6.4% | 12.2% | 12.4% | 12.9% | 11.9% | 12.2% |
| Return on assets | 1.1% | 1.5% | 1.5% | 1.6% | 0.8% | 1.3% | 1.2% | 1.1% | 1.1% | 1.2% |
| Return on tangible equity | 12.0% | 16.9% | 17.1% | 17.7% | 8.4% | 16.6% | 18.2% | 20.0% | 17.6% | 17.3% |
| Growth | ||||||||||
| Revenue growth | β3.4% | 11.3% | β1.3% | 20.3% | β8.7% | 3.6% | 6.2% | 4.0% | β2.6% | 6.4% |
| Net income growth | β9.6% | 40.9% | 0.6% | 14.6% | β43.2% | 94.1% | β11.7% | β4.0% | β1.5% | 9.0% |
| EPS growth | β5.0% | 47.1% | 8.9% | 8.8% | β45.1% | 103.8% | β10.2% | β3.9% | β2.5% | 12.4% |
| Share count change | β5.3% | β3.1% | β7.5% | 5.0% | β0.1% | β1.2% | β2.3% | β1.1% | β0.1% | β2.2% |
| Financial health | ||||||||||
| Loans / deposits | 87.5% | 88.0% | 86.5% | 85.3% | 66.8% | 65.1% | 72.9% | 68.0% | 70.2% | 70.1% |
| Provision / loans | 0.4% | 0.3% | 0.2% | 0.5% | 1.0% | β0.4% | 0.5% | 0.4% | 0.5% | 0.6% |
| Capital allocation | ||||||||||
| Stock comp / revenue | 1.8% | 1.7% | 1.8% | 1.6% | 1.6% | 1.5% | 2.0% | 1.9% | 1.9% | 1.8% |
Source: SEC EDGAR XBRL filings (CIK 0000035527). Data updated October 9, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only β not investment advice. Check the original filings before relying on any figure.