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Huntington Bancshares

HBAN Nasdaq Regional Banks Financials FY2016–FY2025

Huntington Bancshares' revenue rose 10.6% to $8.2 billion in fiscal 2025. Net income was $2.2 billion, up 14.0%. Its return on equity was 10.0%, up from 9.9% a year earlier. Its efficiency ratio was 61.4%, down from 61.8% a year earlier. It paid out $908 million in dividends and buybacks. The diluted share count rose 1.9%.

Last close · Oct 23, 2026

$15.73

0.4%
Value it Compare
Revenue Total sales reported in the income statement.
$8.2B
10.6% vs prior year
Efficiency ratio Noninterest expense as a share of revenue. Lower is better for banks.
61.4%
0.4 pts
Net income Profit after all expenses, interest and tax.
$2.2B
14.0%
Return on equity Net income as a share of average shareholders' equity.
10.0%
0.1 pts
Market cap Last close times the latest diluted share count, so it is approximate.
$23.7B
Oct 23 close
P/E Last close divided by diluted earnings per share over the last four quarters.
12.1x
On $1.30 EPS (TTM)

What Huntington Bancshares does

No business description yet.

Legal name
Huntington Bancshares Incorporated
Fiscal year ends
December 31, 2025
Latest annual report
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Accession · CIK
0000049196-26-000015
0000049196

Revenue and margins

Huntington Bancshares had $8.2B of revenue in fiscal 2025, up 10.6% on the year before.

Revenue
Revenue
Net interest income share and efficiency ratio
Net interest share Efficiency ratio
Net interest income share and efficiency ratio
Net interest share Efficiency ratio

Net income and earnings per share

From fiscal 2016 to 2025, diluted EPS grew 7.9% a year. Loss periods are shown in red.

Net income
Net income
Diluted EPS
Diluted EPS

Returns and efficiency

For banks, return on equity and the efficiency ratio (costs as a share of revenue) say most about how well the business runs.

Return on equity, return on tangible equity and efficiency ratio
ROE ROTE Efficiency ratio

Dividends, buybacks and share count

Huntington Bancshares returned $908M to shareholders in fiscal 2025. The diluted share count rose 1.9%.

Dividends and buybacks
Dividends Buybacks
Dividends and buybacks
Dividends Buybacks
Diluted shares outstanding (annual)

Value Huntington Bancshares yourself

Change the assumptions and see what they imply per share. These are models, not forecasts or price targets — the answer depends entirely on what you put in.

Earnings multiple

Value per share

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Reference multiples: today 12.1x · peers 13.2x · sector 13.7x.

Balance sheet

Loans, deposits and capital at each fiscal year end.

Loans and deposits
Loans Deposits
Fiscal year endFY21FY22FY23FY24FY25
Loans, net $109.2B$117.4B$119.7B$127.8B$147.1B
Deposits $143.3B$147.9B$151.2B$162.4B$176.6B
Loans / deposits 76.3%79.4%79.2%78.7%83.3%
Total assets $174.1B$182.9B$189.4B$204.2B$225.1B
Shareholders' equity $19.3B$17.7B$19.4B$19.7B$24.3B
Goodwill $5.3B$5.6B$5.6B$5.6B$6.0B
Intangible assets $0.0M$0.0M$0.0M$0.0M$0.0M
Provision / loans 0.0%0.2%0.3%0.3%0.3%

Insider trades

Open-market purchases and sales by officers, directors and 10% owners, from Form 4 filings. 'Plan' marks trades under a pre-arranged Rule 10b5-1 plan.

Bought, 12 months

$1.1M

2 insiders

Sold, 12 months

$6.0M

5 insiders

Of sales under plans

25%

$1.5M

DateInsiderTradeSharesPriceValueFiling
Aug 3, 2026 Kendall A KowalskiChief Information Officer Sold 27,971 $17.20 $0.5M Form 4
Jun 25, 2026 Marcy C HingstSEVP and General Counsel Sold plan 10,568 $18.00 $0.2M Form 4
Jun 12, 2026 James D Rollins IIIDirector Sold 223,522 $17.35 $3.9M Form 4
Jun 4, 2026 James D Rollins IIIDirector Bought 4,798 $20.30 $0.1M Form 4
Jun 3, 2026 James D Rollins IIIDirector Bought 6,075 $19.79 $0.1M Form 4
Jun 2, 2026 James D Rollins IIIDirector Bought 11,127 $16.50 $0.2M Form 4
Jun 1, 2026 Scott D KleinmanSenior Exec. V.P. Sold plan 19,425 $16.20 $0.3M Form 4
Apr 28, 2026 James D Rollins IIIDirector Bought 3,029 $21.05 $0.1M Form 4
Apr 27, 2026 James D Rollins IIIDirector Bought 8,471 $18.01 $0.2M Form 4
Mar 12, 2026 Prashant NateriChief Corp Operations Officer Sold 10,171 $15.50 $0.2M Form 4
Mar 12, 2026 Scott D KleinmanSenior Exec. V.P. Sold plan 65,530 $15.28 $1.0M Form 4
Mar 12, 2026 Stephen D SteinourPresident, CEO & Chairman, Director Bought 32,277 $15.49 $0.5M Form 4

Similar companies

Each company's latest fiscal year. Fiscal years end in different months, so periods don't line up exactly.

CompanyMarket capGrowthOp. marginFCF marginROICP/EF-score
Huntington Bancshares HBAN $23.7B 10.6% — — — 12.1x —
Citizens Financial Group CFG $28.5B 5.6% — — — 14.2x — Compare →
Regions Financial RF $25.5B 6.3% — — — 11.6x — Compare →
KeyCorp KEY $23.4B 62.7% — — — 12.3x — Compare →
Fifth Third Bancorp FITB $35.6B 6.4% — — — 18.1x — Compare →

10 years of figures

US$ millions unless stated. Hover a ratio's name for its definition.

Download CSV
Fiscal yearFY16FY17FY18FY19FY20FY21FY22FY23FY24FY25
Income statement
Revenue $3.5B $4.3B $4.5B $4.7B $4.8B $6.0B $7.3B $7.4B $7.4B $8.2B
Net interest income $2.4B $3.0B $3.2B $3.2B $3.2B $4.1B $5.3B $5.4B $5.3B $6.0B
Noninterest income $1.2B $1.3B $1.3B $1.5B $1.6B $1.9B $2.0B $1.9B $2.0B $2.2B
Noninterest expense $2.4B $2.7B $2.6B $2.7B $2.8B $4.4B $4.2B $4.6B $4.6B $5.0B
Provision for credit losses — — $235M $277M $1.1B −$1.0M $212M $407M $361M $466M
Pretax income $920M $1.4B $1.6B $1.7B $972M $1.6B $2.8B $2.4B $2.4B $2.7B
Income tax $208M $208M $235M $248M $155M $294M $515M $413M $443M $459M
Net income $712M $1.2B $1.4B $1.4B $817M $1.3B $2.2B $2.0B $1.9B $2.2B
Net income to common $647M $1.1B $1.3B $1.3B $717M $1.2B $2.1B $1.8B $1.8B $2.1B
Diluted EPS $0.70 $1.00 $1.20 $1.27 $0.69 $0.90 $1.45 $1.24 $1.22 $1.39
Diluted shares 0.92B 1.14B 1.11B 1.06B 1.03B 1.29B 1.47B 1.47B 1.48B 1.50B
Cash flow
Stock-based compensation $66.0M $92.0M $78.0M $83.0M $77.0M $129M $105M $97.0M $106M $113M
Share buybacks $0.0M $260M $939M $441M $92.0M $650M $0.0M $0.0M $0.0M $0.0M
Dividends paid $245M $349M $514M $597M $614M $750M $897M $900M $903M $908M
Dividends and buybacks $245M $609M $1.5B $1.0B $706M $1.4B $897M $900M $903M $908M
Balance sheet
Loans, net $66.3B $69.4B $74.1B $74.6B $79.8B $109.2B $117.4B $119.7B $127.8B $147.1B
Deposits $75.6B $77.0B $84.8B $82.3B $98.9B $143.3B $147.9B $151.2B $162.4B $176.6B
Goodwill $2.0B $2.0B $2.0B $2.0B $2.0B $5.3B $5.6B $5.6B $5.6B $6.0B
Intangible assets $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M $0.0M
Total assets $99.7B $104.2B $108.8B $109.0B $123.0B $174.1B $182.9B $189.4B $204.2B $225.1B
Preferred stock $1.1B $1.1B $1.2B $1.2B $2.2B $2.2B $2.2B $2.4B $2.0B $2.7B
Shareholders' equity $10.3B $10.8B $11.1B $11.8B $13.0B $19.3B $17.7B $19.4B $19.7B $24.3B
Margins
Net margin 20.2% 27.5% 30.9% 30.2% 17.0% 21.6% 30.9% 26.5% 26.3% 27.1%
Net interest share of revenue 67.3% 69.7% 70.7% 68.9% 67.0% 68.5% 72.7% 73.9% 72.4% 73.4%
Efficiency ratio 68.4% 63.0% 58.7% 58.3% 58.1% 73.0% 57.9% 62.2% 61.8% 61.4%
Returns
Return on equity 8.4% 11.2% 12.7% 12.3% 6.6% 8.0% 12.1% 10.5% 9.9% 10.0%
Return on assets 0.8% 1.2% 1.3% 1.3% 0.7% 0.9% 1.3% 1.1% 1.0% 1.0%
Return on tangible equity 9.8% 14.8% 16.9% 16.2% 8.2% 11.2% 19.5% 17.0% 15.3% 15.0%
Growth
Revenue growth 17.7% 22.5% 4.7% 3.5% 3.2% 24.4% 21.1% 1.5% 0.3% 10.6%
Net income growth 2.7% 66.6% 17.5% 1.3% −42.1% 58.5% 72.8% −12.8% −0.6% 14.0%
EPS growth −13.6% 42.9% 20.0% 5.8% −45.7% 30.4% 61.1% −14.5% −1.6% 13.9%
Share count change 12.4% 23.7% −2.7% −4.5% −2.2% 24.6% 13.9% 0.2% 0.6% 1.9%
Financial health
Loans / deposits 87.7% 90.1% 87.4% 90.6% 80.6% 76.3% 79.4% 79.2% 78.7% 83.3%
Provision / loans — — 0.3% 0.4% 1.4% 0.0% 0.2% 0.3% 0.3% 0.3%
Capital allocation
Stock comp / revenue 1.9% 2.1% 1.7% 1.8% 1.6% 2.2% 1.5% 1.3% 1.4% 1.4%

Source: SEC EDGAR XBRL filings (CIK 0000049196). Data updated October 9, 2026. Quarterly fourth quarters are the full year minus the first nine months. For information only — not investment advice. Check the original filings before relying on any figure.

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